Global Enhanced Due Diligence Operations, Analyst

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Summary:

The Enhanced Due Diligence (“EDD”) Operations Analyst will be responsible for performing EDD on Financial Institution (“FI”) clients, for example Foreign Banks, Foreign Financial Institutions, Broker-Dealers, Money Service Businesses (“MSBs”), Third-Party Payment Processors (“TPPPs”) etc. This position will be located in Irving, TX. The Analyst will be responsible for reviewing a variety of cases of varying complexity, requiring a level of experience needed to effectively assess client’s profile, its AML program, transactions and customer relationships, and provide holistic assessment of the potential financial crime risks.

Major Responsibilities:

• The analyst will review and ensure that EDD documentation is appropriate.

• Review and assess information about the FFIs’ AML programs, for example by using the Wolfsberg CBDDQ responses

• Review transactional data and identify any potential red flags/inconsistencies within a given timeframe

• Conduct screening in accordance with Bank policy and escalate true hits to Adverse Findings.

• Identify red flags and escalate accordingly using sound judgement

• Synthesize information from multiple data sources into a clear evaluation and recommended actions

• Prepare detailed and concise client narratives

• Generates a list of Proposed Questions for AML Advisory in preparation for the customer site visit/call

• Performs additional due diligence based on the outcome of the Site Visits/Calls as needed

• In addition to maintaining daily operations, ad-hoc projects will be assigned regularly

Qualifications:

• Experience in AML/BSA Compliance & KYC preferably within the financial services industry with experience conducting EDD on foreign financial institutions.

• Experience reviewing comprehensive documents inclusive of complex ownership structures and Wolfsberg Questionnaires (CBDDQ, FCCQ and AML programs of FI clients).

• Strong working knowledge of AML/BSA/OFAC laws and regulations relative to money laundering and terrorist financing and the ability to apply this knowledge in assessing transaction activity and customer profiles.

• Excellent organizational communication (with a focus on writing), interpersonal, and analytical skills, are required. Must be able to multi-task, adapt well to changing priorities, and effectively prioritize workflow to meet critical deadlines.

• Critical thinking and problem-solving skills a must.

• Ability to work in a fast-paced, demanding environment and must work well under pressure.

• The ability and willingness to work both independently and in a team environment is required.

• Maintains effective working relationships with key business partners.

• Familiarity with Actimize and other financial crime, risk and compliance applications is a plus.

• Effective Internet and research skills and usage of third party tools.

• Strong proficiency in Microsoft Excel.

• Bachelor’s Degree and CAMS certification preferred or equivalent work experience.

The typical base pay range for this role is between $71,000 to $87,000 depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.