Founded in 2023 by Antoine and Paul-Adrien, Spiko gives businesses, non-profits, financial advisers, and fintechs access to institutional-grade cash management, via app or API. We are building the full infrastructure: issuing, operating, and distributing the products ourselves.
Two years after launch, we serve thousands of organizations across Europe and process hundreds of millions of euros in flows every month. Netherlands is one of our priority markets for the next phase of growth.
Our ambition: become the world's leading treasury management infrastructure in a market worth trillions.
We are backed by Index Ventures, the CEO of Revolut, the founder of Kyriba, and the CTO of Wise.
Spiko runs on excellence, transparency, and straight talk.
The role : Fund Operations AnalystAs our first Fund Operations Analyst, you'll be hands-on running and building the operational backbone that moves several hundred million euros of client money every month - across multiple funds, multiple currencies, and a regulated entity.
This is a hybrid role: part production (executing daily operations end-to-end), part build (designing the systems, controls and automations that let those operations scale as Spiko grows across Europe).
Reporting to the Head of Finance and working closely with Product, Engineering, and our Legal & Compliance team, you'll sit at the intersection of fund operations, payment flows, financial infrastructure, regulatory reporting and customer experience. You'll have real autonomy and a direct hand in shaping how Spiko's operational backbone works as we expand.
Key responsibilitiesRun daily middle office and payment operationsExecute and monitor fund subscriptions and redemptions
Manage banking flows: SWIFT, SEPA, multi-currency settlements
Match incoming wires with client orders; identify and resolve mismatches and blocked operations
Manage liquidity and ensure timely settlement across all flows
Maintain reconciliation across funds, banks and entities
Run the operational cycle of Spiko's 5 funds, each with distinct technical specifics
Contribute to NAV and share-value calculation alongside our external fund administration partners
Monitor and coordinate the portion of fund operations delegated to external partners
Identify, escalate and resolve operational anomalies in fund mechanics
Partner with Product and Engineering on infrastructure projects - instant withdrawals, segregation (cantonnement), creation of individual client accounts, routing across products
Participate in the launch of new financial products end-to-end
Work with our Legal & Compliance team on new agreements with banks, fund administrators and other partners
Continuously automate and improve operational processes to scale without breaking
Participate in regulatory and risk reporting - including prudential reporting to ACPR
Implement and improve first-line controls on client money flows
Strengthen the auditability and robustness of operational processes
Track and accompany clients on subscriptions, redemptions, transfers and withdrawals
Resolve operational issues affecting client money movements
Act as a bridge between operations and our customer-facing teams
We're open to several backgrounds - what matters most is operational rigor, autonomy, and a builder mindset in a regulated, fast-moving fintech environment.
Requirements (must-haves)2 to 6 years of relevant experience, either:
In operations at a B2B fintech (Banking Ops, Finance Ops or similar)
Or in middle office / fund operations at an asset manager, bank, or fund admin firm (BNP Paribas AM, Amundi, SGSS, CACEIS, State Street, BNY Mellon and similar)
Concrete track record of building or scaling operational processes (automation, tool design, workflow optimization)
Comfort with data tools (SQL minimum; Python, Power BI a plus)
Fluent in French and comfortable business fluency in English (daily working environment is bilingual)
Builder mindset: prefer to design a process once than execute the same manual task twice
Exposure to fund operations (NAV, UCITS, AIF, fund admin), full training provided otherwise
Familiarity with regulated environments (ACPR, AMF, prudential reporting)
Experience scaling ops from 0 to 1 (first ops hire experience)
Blockchain / DeFi familiarity
Notable achievement: scaled X to Y, automated Z%, reduced manual time by N%
💸 Compensation: Competitive salary depending on experience + Stock Options
🏡 Hybrid work - Remote friendly (2 days per week & 1 full week per month)
💻 The best tech for your job: latest-generation laptops and industry-leading software
📍 Office: in central Paris
🏥 Health insurance: 100% covered by Spiko
💳 Monthly Budget to cover different perks of choice
🚇 Transport: 50% of public transport pass covered or the Forfait Mobilités Durables (FMD)
👥 Referral Bonus
🎊 Social life: regular afterworks and biannual offsites
Screening Interview - 30 mins with Nathalie, Talent Acquisition
Hiring Manager interview - 30 mins with Paul-Armand, Head of Finance
Business Case: To work on at home and present in person
Final Interviews with the Founders online
Reference Check: we'll reach out to your references to gather further insights
Offer 🎉
If something here doesn't match your résumé perfectly but you believe you'd thrive in this role, apply anyway. Tell us why.
Skills Required
- 3-5 years experience in middle office at an asset manager, banking/payment operations, or audit specialized in banking or investment funds
- Strong working knowledge of banking systems and payment flows (SWIFT, SEPA, settlement cycles, multi-currency)
- Knowledge of fund subscription/redemption mechanics and NAV cycles
- Knowledge of the French and European financial regulatory environment
- Fluent in French and comfortable working in an English-speaking environment
- Highly autonomous, rigorous, and comfortable owning operational outcomes end-to-end
- Builder mindset and strong process-improvement orientation
- Hands-on experience with UCITS or AIFs middle-office operations
- Experience in a fast-growing fintech or regulated environment
- Familiarity with prudential reporting (ACPR or AMF deliverables)
- Familiarity with blockchain infrastructure or decentralized finance
What We Do
Spiko is a Paris-based fintech startup launched in 2023 that democratizes access to money markets and treasury yields. The company develops tokenized infrastructure to provide seamless access to next-generation, internet-native financial instruments, specifically Money Market Funds. This allows businesses and individuals to earn daily interest on their cash holdings with institutional-grade security, enhancing capital efficiency and liquidity.









