Fullstack Engineer - Treasury Money Movement

Posted Yesterday
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Tallinn, Harju maakond, EST
Hybrid
51K-69K Annually
Mid level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Build resilient full-stack systems for Wise’s treasury money movement operations. Responsibilities include designing Java and Spring Boot microservices, developing React interfaces, handling bank API and settlement constraints, and maintaining data integrity and reconciliation infrastructure. The role requires scalable distributed-system design, database expertise, CI/CD experience, product ownership, and cross-functional collaboration.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

The Role

Hiring Team: Treasury Money Movement. The team's mission is to effectively distribute Treasury operational funds across hundreds of bank accounts timely, at minimal cost & at scale

We are looking for a Fullstack Engineer who thrives on building resilient, distributed systems and great user interfaces. In this role, you will be the architect of the services that power our global treasury operations. You will design mission-critical systems that automate the movement of massive volumes of money, ensuring our "plumbing" is invisible, fast, and fail-safe.

We are currently only considering local candidates as relocation support is not provided. For local candidates we are able to support transfer of visa sponsorship!

What You'll Do

  • Architect Distributed Systems: Design and maintain scalable microservices (primarily in Java/Spring Boot) capable of handling billions in monthly volume with zero downtime.
  • Product Design: Propose and build the user interfaces to allow operations work efficiently and safe.
  • Solve Global Logistics: Develop the logic that handles real-world constraints, such as bank-specific API quirks, holiday schedules, and regional settlement cut-offs.
  • Data Integrity & Reconciliation: Build and optimize the data infrastructure that ensures every movement of money is accounted for, creating a source of truth for our data-driven decision-making.

What do you need?

Technical Excellence

  • 3+ years of experience with Java or other JVM-based languages, and hands-on experience with the Spring framework.

  • 3+ years of experience with React.

  • A track record of writing clean, maintainable code and a strong belief in best practices like code reviews, open feedback, and continuous improvement.

  • Familiarity with backend development, including databases (SQL/NoSQL), synchronous/asynchronous communication, and distributed systems.  

  • Experience with web development technologies such as REST APIs, microservices, and CI/CD pipelines.  

  • The ability to design technical solutions that balance latency, throughput, adaptability and scalability.

  • A passion for learning new technologies, tools, and patterns to solve problems effectively.

Product Mindset

  • A customer-first approach — you prioritize work that solves real customer pain points and use data to drive decisions.  

  • The ability to take ownership of problems, propose solutions, and drive projects end-to-end to deliver measurable impact.  

  • A knack for identifying opportunities to deliver value faster and providing constructive feedback on product and design decisions.  

Collaboration

  • Strong communication skills — you can break down complex technical concepts for non-technical audiences and collaborate effectively across teams.  

  • A proactive mindset — you take initiative to improve our codebase, architecture, and processes.  

  • A passion for knowledge sharing — you enjoy fostering a culture of learning within the team.

Interested? Find out more:

  • How we work – a practical guide

  • DEI @ Wise

  • Wise Tech Stack (2025 update)

  • See what it's like to work at Wise London!

  • Our Engineering career map

  • Wise Engineering

What do we offer: 

  • Starting salary: €4,250 - €5,750 gross/monthly + Wise's RSUs

  • Wise Benefits

Interested in more than one role?

If you're interested in multiple roles, please apply for just one—the one you're most excited about. If you submit multiple applications requiring the same assessment, we'll continue your recruitment journey using your first application, and any duplicate applications will be automatically closed. This helps ensure a fair and consistent interview process. If another role feels like a better fit, you can discuss this with your recruiter during the process.

#LI-AT1 #LI-Hybrid

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • 3+ years of experience with Java or other JVM-based languages
  • Hands-on experience with the Spring framework
  • 3+ years of experience with React
  • Experience writing clean, maintainable code and following software engineering best practices
  • Backend development experience with SQL or NoSQL databases
  • Experience with synchronous and asynchronous communication
  • Experience with distributed systems
  • Experience with REST APIs, microservices, and CI/CD pipelines
  • Ability to design solutions balancing latency, throughput, adaptability, and scalability
  • Customer-first product mindset and data-driven decision-making
  • Ability to take ownership and drive projects end-to-end
  • Strong communication and cross-functional collaboration skills
  • Local candidate status; relocation support is not provided

What the Team is Saying

Wise Compensation & Benefits Highlights

  • Equity Value & Accessibility — Share-based compensation is a standard element of pay and is presented as a meaningful part of total rewards. RSU grants accompany offers in many roles, adding long-term value beyond base salary.
  • Leave & Time Off Breadth — Paid time off is presented as generous in multiple locations, with US policies listing high PTO totals. Time away from work sits alongside office perks as a core strength of the overall package.
  • Healthcare Strength — Health insurance is emphasized in benefits materials and is regarded as a solid component of total rewards. Medical, dental, and vision coverage are commonly included and viewed positively.

Wise Insights

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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