Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments, and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.
As a bank with a brain and a soul, Citi creates economic value that is systemically responsible and in our clients’ best interests. As a financial institution that touches every region of the world and every sector that shapes your daily life, our Enterprise Operations & Technology teams are charged with a mission that rivals any large tech company. Our technology solutions are the foundations of everything we do from keeping the bank safe, managing global resources, and providing the technical tools our workers need to be successful to designing our digital architecture and ensuring our platforms provide a first-class customer experience. We reimagine client and partner experiences to deliver excellence through secure, reliable, and efficient services.
Our commitment to diversity includes a workforce that represents the clients we serve from all walks of life, backgrounds, and origins. We foster an environment where the best people want to work. We value and demand respect for others, promote individuals based on merit, and ensure opportunities for personal development are widely available to all. Ideal candidates are innovators with well-rounded backgrounds who bring their authentic selves to work and complement our culture of delivering results with pride. If you are a problem solver who seeks passion in your work, come join us. We’ll enable growth and progress together.
Position Overview
The Fraud Solution Architect is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.
Responsibilities:
- Lead the design and architecture of complex, scalable systems with a significant focus on Cloud, Generative AI, and Agentic AI solutions.
- Develop, document, and communicate a strategic technical vision and roadmap to business and technology stakeholders.
- Create clear and detailed architectural diagrams, models, and other documentation using tools like Visio.
- Act as a technical leader, providing mentorship, guidance, and influence to engineering teams and other architects.
- Proactively research, identify, and solve complex technical and business challenges with innovative solutions.
- Collaborate with cross-functional teams to ensure architectural alignment and the successful delivery of projects.
- Executes the architectural vision for all IT systems through major, complex IT architecture projects; ensures that architecture conforms to enterprise blueprints.
- Develops technology road maps, while keeping up-to-date with emerging technologies, and recommends business directions based on these technologies.
- Provides technical leadership and is responsible for developing components of, or the overall systems design.
- Translates complex business problems into sound technical solutions.
- Applies hardware engineering and software design theories and principles in researching, designing, and developing product hardware and software interfaces.
- Provides integrated systems planning and recommends innovative technologies that will enhance the current system.
- Recommends appropriate desktop, computer platform, and communication links required to support IT goals and strategy.
- Exhibits good knowledge of how own specialism contributes to the business and good understanding of competitors products and services.
- Acts as an advisor or mentor to junior team members.
- Requires sophisticated analytical thought to resolve issues in a variety of complex situations.
- Impacts the architecture function by influencing decisions through advice, counsel or facilitating services.
- Guides, influences and persuades others with developed communication and diplomacy skills.
- Performs other job duties and functions as assigned
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
- 6+ years relevant experience in a technical architecture role.
- Demonstrated ability for high-level strategic thinking and maintaining a proactive, forward-looking mindset.
- Natural leadership qualities with a track record of mentoring teams and influencing technical decisions across an organization.
- Exceptional and clear communication skills, with experience in managing and presenting to senior stakeholders.
- Deep expertise in cloud technologies (AWS is highly preferred), with relevant certifications considered a strong plus.
- Strong experience with or a deep professional focus on Generative AI, Agentic AI, and associated tools.
- Proficiency in creating technical diagrams and architectural artifacts using Visio or similar tools.
- TOGAF certification is a plus.
- Experience within the financial services industry is a plus.
- Experience with fraud detection systems, authentication, authorization, or Single Sign-On (SSO) is a nice to have.
- Consistently demonstrates clear and concise written and verbal communication
- Management and prioritization skills
- Ability to develop working relationships
- Ability to manage multiple activities and changing priorities
- Ability to work under pressure and to meet tight deadlines
- Self-starter with ability to take the initiative and master new tasks quickly
- Methodical, attention to detail
Education:
- Bachelor’s/University degree or equivalent experience, potentially Masters degree
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group: Technology------------------------------------------------------
Job Family:Architecture------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:Irving Texas United States------------------------------------------------------
Primary Location Full Time Salary Range:$125,760.00 - $188,640.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:Jun 20, 2026------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 6+ years relevant experience in a technical architecture role
- Bachelor's degree or equivalent experience (Master's preferred)
- Deep expertise in cloud technologies
- Strong experience with Generative AI and Agentic AI technologies
- Proficiency creating technical diagrams and architectural artifacts using Visio or similar tools
- Exceptional written and verbal communication; experience presenting to senior stakeholders
- Proven leadership and mentoring experience influencing technical decisions across an organization
- Ability to assess risk, ensure compliance, and protect firm reputation and assets
- Management, prioritization, and ability to manage multiple activities under tight deadlines
- Methodical with strong attention to detail; self-starter
- AWS certification or relevant cloud certifications
- TOGAF certification
- Experience within financial services industry
- Experience with fraud detection systems, authentication, authorization, or Single Sign-On (SSO)
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
