Zeller is building one of the most AI-leveraged finance functions in the market — a small team that punches far above its weight by treating AI as core infrastructure, not a novelty. We're looking for an FP&A Analyst to be a driving force in that.
This isn't a run-the-playbook role. You'll dig into the economics of a high-volume payments business, work alongside the people setting commercial strategy, and help build the AI-powered workflows that let a lean team operate like a much larger one. You'll grow into the team's go-to person on gross margin — learning the cost dynamics of a payments engine to help find efficiencies and sharpen our unit economics — and you'll support Sales and Marketing as a commercial partner.
You'll work across a modern data stack — Databricks, Claude Code, Gemini, Aleph, Xero. You'll have the tools and the encouragement to lean on AI/LLMs to take the manual grind out of the work.
Role Responsibilities
- Commercial Business Partnering
- Pricing: Work with Sales to model and simulate commercial pricing for prospective high-value merchants and partners.
- Target Setting: Help Sales leadership set data-backed quotas, revenue targets, and performance-tracking models.
- Growth: Partner with Marketing and Growth on unit economics (CAC, payback) to optimise acquisition-channel efficiency.
- Margin Analysis: Help decompose margin movement into rate and mix drivers, and surface where the unit economics are moving and why.
- AI Integration & Process Innovation
- AI-Powered Workflows: Build, test, and iterate on AI/LLM tooling that automates manual FP&A work and uncovers insights faster — the difference between a good finance team and a next-gen one.
- Process Transformation: Continually look at FP&A workflows for where AI can remove manual effort and deepen analysis.
- Advanced Analytics: Apply statistical methods (e.g. regression, anomaly detection) to historical data to surface trends, anomalies, and business drivers.
- Financial Modelling & Reporting
- Forecasting Mechanics: Support the core budgeting and forecasting mechanics for Group financials, building oversight across the P&L.
- Model Architecture: Create and enhance the models behind acquiring economics, customer acquisition, and three-way statement forecasting.
- Strategic & Financial Narratives: Prepare monthly financial deep-dives and support the annual plan, distilling complex data into clear stories for leaders.
- Data Visualisation: Build automated dashboards that let leaders make on-demand, data-driven decisions.
What You’ll Bring
- A bachelor's degree in Finance, Business, Accounting, or a related field.
- 2+ years in FP&A, Commercial Finance, or Finance Business Partnering.
- Hands-on experience building workflows or tools with AI/LLMs — and genuine enthusiasm for it.
- Strong SQL or BI experience, and comfort navigating large datasets to self-serve answers.
- A solid grasp of statistical concepts and how to apply them to forecasting and analysis.
- Advanced Excel, with a focus on auditability — the integrity backbone under the automation.
- A self-starter who finds the answer rather than waiting for it.
- A structured, methodical approach to problem-solving, and the ability to explain complex ideas to any audience.
Bonus Points
- CA / CPA / CFA / CIMA qualification.
- Experience in working within a high-growth/startup environment.
- Financial Services and/or Payments industry experience.
- Management consulting background.
- A genuine passion for finance transformation and building best-in-class processes.
Skills Required
- Bachelor's degree in Finance, Business, Accounting, or related field.
- 2+ years in FP&A, Commercial Finance, or Finance Business Partnering.
- Hands-on experience building workflows or tools with AI/LLMs.
- Strong SQL or BI experience and ability to navigate large datasets.
- Solid grasp of statistical concepts and applying them to forecasting and analysis.
- Advanced Excel with focus on auditability.
- Self-starter with structured problem-solving and ability to explain complex ideas to any audience.
- CA / CPA / CFA / CIMA qualification.
- Experience working within a high-growth/startup environment.
- Financial Services and/or Payments industry experience.
- Management consulting background.
- Genuine passion for finance transformation and building best-in-class processes.
What We Do
Accepting payments, managing your finances, and paying recipients should be simple. Unfortunately, this isn’t always the case. Finding integrated financial solutions to help your business thrive often requires you to weave together multiple products from different providers. While a small group of large enterprises enjoy the privilege of financial solutions tailored for their specific needs, the vast majority of Australian businesses are underserved due to a lack of innovation, disparate providers, opaque pricing, and restrictive contracts. We believe in a level playing field where all businesses benefit from access to smarter payments technology and integrated financial services that enables them to accelerate their cash flow. So we’re hard at work building the tools to make it happen. Zeller is one solution for all of your business finances. From EFTPOS payments to online invoicing, accounts and cards, it's everything you expect from a business bank, but better.
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