FIU Optimization Consultant

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

CIBC’s Financial Intelligence Unit (FIU) has oversight over all investigative aspects of CIBC's Anti-Money Laundering and Anti-Terrorist Financing (AML/ATF) program, including high risk client identification and management, periodic review, transaction monitoring and operations.

What You’ll Be Doing

As a FIU Optimization Consultant, you will take on a leadership role in assessing, improving and streamlining the operations, processes, and technologies of the FIU to enhance its effectiveness in detecting, investigating, and reporting suspicious activities. You will collaborate closely with the FIU Investigations team and FIU Management to identify inefficiencies, gaps and areas for improvement. Working in partnership with the Transformation, Delivery, and Insights (TDI) team, you will help design, test and implement solutions that drive measurable impact.

At CIBC we enable the work environment most optimal for you to thrive in your role.  You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 2-3 days per week on-site, while other days will be remote

How You Will Succeed

• Holistic Analysis: Take a comprehensive approach to diagnosing operational bottlenecks, inefficiencies, and technology gaps within the FIU.
• Data-Driven Mindset: Leverage internal data and external benchmarks to inform decisions, streamline processes, and improve detection accuracy and case prioritization.
• Cross-Functional Collaboration: Build strong relationships with FIU, TDI, and additional outside teams to implement sustainable and scalable solutions.
• Change Leadership: Drive transformation initiatives by effectively managing change, securing buy-in, and training teams on new tools and processes.
• Regulatory Alignment: Stay abreast of evolving global regulatory expectations and ensure all optimizations align with these frameworks to minimize compliance risk.
• Outcome-Oriented Approach: Recommend or assist in deploying advanced technologies (e.g., AI, machine learning, robotic process automation, data analytics tools) to enhance detection and triage of suspicious activities. Measure success by reductions in false positives, improved investigation turnaround times, enhanced SAR quality, and increased efficiency across the FIU lifecycle.
• Continuous Improvement: Promote a culture of ongoing evaluation and iteration, applying lessons learned from past initiatives to future enhancements.

Who You Are/Qualifications

• You are a strategic leader. You guide teams through operational improvements, provide mentorship during transformation initiatives, and take ownership of both independent and collaborative projects.
• You turn insights into impact. You enjoy analyzing complex data sets, uncovering patterns and inefficiencies, and translating findings into actionable solutions that improve FIU performance.
• You are detail-oriented and process-driven. You notice operational gaps others overlook. Your critical thinking and structured approach help you redesign workflows, enhance investigations, and elevate case quality.
• You think critically and act decisively. You assess complex operational and regulatory challenges, consider multiple angles, and make well-informed recommendations that align with risk and compliance goals.
• You are a change agent. You lead with curiosity and resilience. You adapt to new technologies, stay current on AML/CTF regulations, and help teams embrace modernization with confidence.
• You are organized and results-focused. You effectively manage multiple projects, balance priorities, and meet deadlines while maintaining high standards in documentation and delivery.
• You communicate with purpose. You build strong relationships across teams, clearly convey recommendations, and tailor communication for both technical and non-technical stakeholders.
• It’s an asset if you possess a minimum of 5 years of AML/ATF investigative or related experience. You possess knowledge of banking product and service offerings and Intermediate Excel skills (use and creation of pivot tables/charts, using lookup functions, data validations, etc.).
• You have a Bachelor’s degree/diploma in Finance, Accounting, Business, Statistics, Mathematics, Decision Sciences, Econometrics, MIS, or Business, or a related field, or equivalent job experience in banking preferred.
• You’re a certified professional. It’s an asset if you have current accreditation and good standing in relevant certifications (e.g., CAMS, CFCS, CAFP).

California residents — your privacy rights regarding your actual or prospective employment

At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $86,600 - 105,000 USD Annual for the market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which may also include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidays and 401(k), in addition to other special perks reserved for our team members

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [email protected]

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

IL-70 W Madison St, 8th Fl

Employment Type

Regular

Weekly Hours

40

Skills

Compliance Reporting, Compliance Testing, Decision Making, Regulatory Compliance, Risk Assessments, Strategic Advice