Fraud Strategy & Analytics - First Party

Sorry, this job was removed at 04:10 p.m. (CST) on Thursday, Nov 06, 2025
Hiring Remotely in USA
Remote
168K-175K Annually
Fintech
The Role
Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. We aim to help customers make smart financial decisions and stay on track, so they can be money confident no matter what life throws at them.
We offer top-tier benefits and growth opportunities in a culture built on our core values:

Put People First – We foster an inclusive, flexible, and fun workplace.
Create Clarity – Open communication drives trust and results.
Get Things Done – We focus, prioritize, and deliver with excellence.
Deliver with Heart – We lead with kindness, humility, and strong teamwork.
Listen to Our Customers – Their needs drive our innovation.
 
Barclays has entered into an agreement to acquire Best Egg with closing expected to take place in Q2 2026. This acquisition will give us the resources and capital to continue on our mission and drive our strategy forward. With an aligned culture, lower cost of funds, and increased employee growth opportunities across a global brand, we are excited about the future of the Best Egg brand under the Barclays umbrella.
We are looking for collaborative, innovative team players who like to solve problems. There will also be immense opportunities for those willing to dive in. If you're inspired by growth and want to make a real difference, Best Egg is the place for you.

 We’re proud to be an equal opportunity employer committed to building a diverse, inclusive team.

As a key member of the Fraud Strategy team within the Credit Risk Department, you will play a
crucial role in protecting the business against fraud risks in a rapidly evolving landscape. You
will be responsible for defining fraud prevention strategies, collaborating with data science
teams on sophisticated analytical solutions, and utilizing advanced AI technologies to enhance
fraud detection and prevention

Role Success Metrics

  • Significantly reduce 1st-party fraud losses (including income misrepresentation, bust-out schemes, and synthetic identities) through proactive trend analysis and the development of strategic fraud prevention rules
  • Minimize customer friction while ensuring a positive customer experience alongside robust fraud protection
  • Deploy advanced AI-based fraud prevention technologies

Key Responsibilities

  • Conduct in-depth analysis of fraud patterns across Best Egg’s suite of products, addressing both first-party and third-party fraud
  • Analyze customer applications, credit bureau data, vendor data, and documents for signs of misrepresentation (e.g., inflated income, manipulated employment, fake references, synthetic or altered identities)
  • Identify patterns of bust-out fraud, first-payment default, and credit abuse through account performance reviews
  • Create and manage comprehensive fraud prevention strategies across identity and bank account verification
  • Lead projects involving Agentic AI technologies aimed at proactively detecting and mitigating complex emerging threats such as deepfakes and synthetic identities
  • Drive the development and refinement of advanced AI-based fraud detection solutions.
  • Perform deep-dive case reviews and strategic analyses, providing actionable insights to senior leadership.
  • Collaborate closely with the Fraud Operations team to refine policies, procedures, and investigative methods
  • Employ sophisticated analytical techniques to manage and interpret large datasets effectively

Qualifications

  • Bachelor's or Master's degree in Finance, Economics, Data Science, Risk Management, or a related discipline
  • Minimum of 5 years of relevant experience in fraud management, preferably within the financial services sector
  • Demonstrated expertise in developing and managing advanced fraud detection models and AI-powered solutions
  • Superior analytical, strategic planning, and communication skills
  • Proficiency in SQL and Python
  • Proven experience collaborating successfully with cross-functional teams, especially those in data science and technology.
  • Ability to confidently present complex information and strategic recommendations to senior executives.
  • Preferred experience with fraud prevention rule management systems, device profiling, customer verification, and document authentication technologies.
  • A proactive mindset with a strong desire to positively impact the business and embrace innovative thinking.

Best Egg celebrates diversity and equal opportunity. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. The more inclusive we are, the better we will grow.

Employee Benefits
Best Egg offers many additional benefits for our employees, including (but not limited to):
·       Pre-tax and post-tax retirement savings plans with a competitive company matching
program
·       Generous paid time-off plans including vacation, personal/sick time, paid short--
term and long-term disability leaves, paid parental leave, and paid company
holidays
·       Multiple health care plans to choose from, including dental and vision options
·       Flexible Spending Plans for Health Care, Dependent Care, and Health
Reimbursement Accounts
·       Company-paid benefits such as life insurance, wellness platforms, employee
assistance programs, and Health Advocate programs
·       Other great discounted benefits include identity theft protection, pet insurance,
fitness center reimbursements, and many more!

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The Company
HQ: Wilmington, DE
498 Employees
Year Founded: 2013

What We Do

Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources. Our digital financial platform offers simple, accessible, and personalized financial solutions including personal loans, credit cards, and a financial health resource center.

Our culture and values are one of the core reasons why our customers keep returning to Best Egg. We are committed to championing a culture of inclusiveness and diversity of thought, and we focus on providing a safe, flexible, and collaborative work environment. Our associates are encouraged to engage in creative problem solving, and we promote opportunities for growth and enrichment across the organization.

If you are inspired by inspiring others, Best Egg is the place for you.

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