At Sunrise Banks we are committed to a culture of trust and transparency that welcomes all.
POSITION SUMMARY - ONSITE REQUIREMENT (Sioux Falls, SD)
The Fintech Ops Data Specialist supports daily reconciliation activities across National Products, ensuring that all financial activity posted to bank accounts aligns with cardholder transactions and network funds movement. This role operates in a fast‑paced environment and provides critical oversight to maintain accuracy, integrity, and timeliness of financial data across multiple systems.
ESSENTIAL FUNCTIONS
- Perform daily reconciliation of National Products accounts across multiple financial systems, including payment gateways, digital wallets, card processors, banks, and internal ledgers.
- Research and resolve discrepancies to maintain aging items under the 90-day aging standard.
- Assist in creating and maintaining accurate program funds flows.
- Support team members in resolving complex reconciliation issues for existing products.
- Work with Deposit Operation team to resolve outstanding ACH items.
- Partner with the data warehouse team to ensure accurate reporting for daily transaction activity.
- Verify that new products are in the flat files and reflected accurately in the daily recon reporting.
- Utilize existing SQL queries to troubleshoot issues and identify efficiencies.
- Analyze data in the flat files & understand how it affects operations and the overall products within National Products.
- Work with Processors, Program Managers and Database team on recon difference resolution.
- Assist with implementation efforts for new products or processes.
- May be asked to coach, mentor, or train others as subject matter expert when it comes to FinTech Reconciliation.
- Prepare and provide requested documentation or information for Audit requests.
- Completes special projects and performs other responsibilities and duties assigned by management.
SUPERVISORY RESPONSIBILITIES
none
COMPETENCIES
- Sunrise Core Values
- Adaptability
- Communication
- Compliance
- Dependability & Flexibility
- Initiative
- Integrity
- Judgement
- Organizational Skills
- Productivity
- Professionalism
- Quality Service
- Teamwork
- Technical /PC Skills
- Work Quality
EDUCATION & EXPERIENCE
- High school degree or GED required
- College degree in business related field preferred.
- 5 years’ related experience required.
- Experience in the Prepaid, Payments, financial industry.
- Exceptional attention to detail.
- Ability to organize and manage multiple tasks daily.
- Understanding of the funds flow life cycle.
- Excellent analytical and problem-solving skills.
- Excellent organizational skills and attention to detail.
- Experience or knowledge of bank accounting practices and principles of internal controls.
- Proficiency with Microsoft Office with fluency in data manipulation, importing and exporting using Excel.
- Experience in reconciliation processes associated with Fintech products.
- Proven ability to reconcile activity in various DDA and General Ledger accounts.
- Excellent verbal and written communication skills.
- This position will require primary attendance in the office with some limited remote or work from home options.
- Demonstrates the ability to work effectively with AI tools and maintains an open, curious approach to emerging technologies.
COMPENSATION AND BENEFITS
Annual salary range DOQ: $53,756 - $76,794 - $99,832
Benefits: Medical, Dental, Vision, Life, AD&D, STD/LTD, FSA, 401k, PPL, PTO, PVTO and more. Visit www.sunrisebanks.com
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- High school degree or GED
- College degree in business related field
- 5 years related experience
- Experience in prepaid, payments, or financial industry
- Experience with reconciliation processes for fintech products
- Proven ability to reconcile activity in DDA and General Ledger accounts
- Understanding of the funds flow life cycle
- Experience or knowledge of bank accounting practices and internal controls
- Proficiency with Microsoft Office and advanced Excel data manipulation, import/export
- Experience using SQL queries to troubleshoot and analyze data
- Exceptional attention to detail and strong organizational skills
- Excellent verbal and written communication skills
- Ability to organize and manage multiple daily tasks
- Demonstrated ability to work effectively with AI tools
What We Do
At Sunrise Banks, our success relies on the success of the communities we serve. We believe that where you bank matters. That’s why it’s our mission to be the most innovative bank empowering financial wellness. As a socially responsible bank, we offer financial products that aim to better the lives of our clients in Minnesota, South Dakota, and beyond. Since 1986, we have been committed to working with the communities we serve using innovative tools and resources that provide opportunities to gain stability, build generational wealth or start a business. Sunrise Banks was founded by David Reiling, a social entrepreneur and innovator on the cutting edge of fintech and financial wellness. He strives to forge meaningful partnerships that drive sustainable economic growth. The bank, driven by David’s vision, focuses on positive community engagement and partners with like-minded companies to extend its mission nationally and around the world. Our membership and certifications are one way we demonstrate our ethical banking standards. Our mission is embedded in the products we offer and the services our customers receive. We provide innovative services throughout our core banking and fintech offerings. These certifications and memberships show our commitment to values-based banking: • Certified B Corporation • Certified Community Development Financial Institution • Member of the Global Alliance for Banking on Values Member FDIC | Equal Housing Lender | Equal Opportunity Provider | NMLS # 640909 | AA/EOE
