Financial Risk Analyst
Los Angeles, CA | On-site role
OVERVIEW
Westlake Financial Services is the largest privately-held auto finance technology company in the United States with $10 Billion assets under management. Our portfolio also spans Credit Card and personal loans, giving the team a broad and growing lending platform to shape.
As a Financial Analyst in the Business Strategy and Analytics division, you will join a fast-paced, data-driven team that supports senior executives and influences corporate direction. You will build and refine models for our consumer lending platform, evaluate portfolio performance, and help guide pricing, risk, and profitability decisions across Auto, Credit Card, and Unsecured products.
We are looking for candidates with 1-3 years of analyst experience and a bachelor's degree in finance, economics, math, or a similar field. The ideal candidate loves data, stays curious, and approaches complex problems with a disciplined, solution-oriented mindset.
RESPONSIBILITIES
- Lead targeted enhancements to the proprietary Westlake Buy ProgramTM and associated underwriting policies in partnership with key stakeholders.
- Design and implement pricing programs for Credit Card and Unsecured Loan products, balancing growth, risk, and profitability objectives.
- Develop pricing models and statistical models to evaluate loss, profitability, and portfolio performance.
- Conduct market and customer research to identify new opportunities, products, and performance drivers.
- Build management reporting and data-warehouse foundations to support new programs and decision-making.
- Present clear, data-driven insights and recommendations to senior leadership.
- Increase team productivity by improving processes and leveraging automation and AI tools.
SKILL SET
- Advanced knowledge of Microsoft Excel, including financial and/or decision analysis modeling.
- Fundamental knowledge of Structured Query Language (SQL).
- Ability to interpret large amounts of data from multiple sources and extrapolate trends.
- Entrepreneurial, intellectually curious, detail-oriented, and self-motivated.
- Able to quickly adapt to changes in a dynamic work environment.
What’s the expected pay for this role?
- $70,000 to $78,000 per year.
- The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable
What do we offer?
- Medical, Dental, and Vision benefits
- Life Insurance and Long-term disability plans
- Flexible Spending Account
- 401K matching
- Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching
- Wellness Programs
- Metro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only)
- Career Path Opportunities
- Discounts on Parks, Museums, Movie Tickets, and Attractions
- Annual Flu Shot
- Paid Vacations Days
- Paid Sick days
- Paid holidays
- HGym (available in our Los Angeles, CA & Dallas,TX office)
- Rental Car Discounts, Dell Member Purchase Program
- UKG Wallet
Acknowledgment
We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance.
We are an equal-opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Top Skills
What We Do
Headquartered in Los Angeles, California, the Hankey Group comprises eight operating companies specializing primarily in the automotive, finance, technology, real estate, and insurance industries. Beginning in 1972, the Hankey family acquired a 100% interest in the Midway Ford dealership, and guided by the focused vision and unparalleled leadership of its principal, Mr. Don Hankey, the group has undergone a remarkable transformation over the past 50 years.
Our strong leadership has been paired with unrivaled execution. With over 5,000 employees, and approximately 2,000 residing in Southern California, the Hankey Group has evolved by promoting personal development, employee growth, and retention within the organization.
