Financial Reporting Accountant I

Join our team - and take the next step in achieving a fulfilling career!

What We Do

At CardWorks, we aim to help people connect with possibility and opportunity using our financial servicing expertise. Building meaningful, long-term relationships with consumers, our employees, and our clients is what matters most.

Who We Are

CardWorks Servicing, LLC provides end-to end operational servicing functions for credit cards, secured cards, and installment loans.  We service consumer and small business loans across the credit spectrum and offers backup servicing and due diligence services to capital providers and trustees.

Merrick Bank is an FDIC-insured Utah Industrial Loan Bank.  Merrick operates three main business lines:  credit cards, recreational lending, and merchant services.

Carson Smithfield, LLC provides a variety of post-charge-off debt recovery services, including digital self-service, IVR, live agent, and external agency management.

This position is responsible for the preparation, examination, analysis and action of the legal entity set of books within the accounting team and more broadly across the Finance business unit.  The Staff Accountant will play a critical role in the accounting team, working closely with the FP&A, Technology and Operations groups by seeking to build and enhance existing processes and worksheets, presenting recommendations from experience, data, reporting, and known best in class practices. This position will communicate findings and recommendations to the broader accounting team. 

Essential Functions:

• Prepares, examines and analyzes accounting records, financial statements or other financial reports to assess accuracy, completeness and conformance to reporting and procedural standards
• Prepares monthly journal entries, G/L reconciliations, and business line financial statements
• Drives to continue to enhance internal controls and ensures financial results recorded in compliance with financial policies, Sarbanes – Oxley (SOX) and GAAP
• Prepares monthly, quarterly and annual work papers
• Records and reconciles intercompany and fixed asset activity
• Prepares, monitors and manages the monthly escheatment process 
• Assists in responding to annual audit inquiries, regulatory inquiries and internal audit inquiries.
• Prepares daily client settlement funding documentation, prepares daily cash positioning report, and daily cash sweep documentation
• Special projects, ad hoc reporting and other responsibilities as assigned.

Education and Experience:

• Bachelor’s Degree in Accounting or Finance required
• Entry level 0-2 years of accounting or finance experience desirable; experience in public accounting or working for a public company highly desirable
• Financial services industry knowledge desirable
• Sarbanes-Oxley 404 or audit experience desirable
• CPA Certification or working towards CPA Certification preferred

Summary of Qualifications:

• Excellent analytical skills and a thorough knowledge of accounting concepts to analyze financial reports and forecasts.
• Excellent verbal and written communication skills
• Experience in leading and motivating a team in a dynamic business environment to successfully achieve results / deliverables
• Ability to solve business problems through the proactive identification of issues and subsequent collection, analysis, and interpretation of related data
• Experience supporting senior operating management
• Experience working independently as well as team environments and integrating activities across multiple functions / divisions
• Ability to effectively manage priorities and projects in a fast-paced environment
• MSOffice skills (Outlook, Word, Excel, PowerPoint, Project)
• Knowledge of Oracle or Oracle Cloud a plus
• Knowledge of IT General Computer/Application Controls

The salary range for this position, if located in NY Metro/NY State is $65,000 to $72,000. However, please note that the salary range will vary for other geographic areas.

#INDHP

Our Employee Value Proposition

• Competitive Pay, including a Bonus Target or Variable Pay Incentive Program 
• Benefits Package -Medical, Dental, and Vision (plus much more) 
• 401(k) Plan with Company Match 
• Short- & Long-Term Disability 
• Wellness Programs 
• Group Life and AD&D Insurance 
• Paid Vacation, Sick Days and bank Holidays 
• Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition

We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite.  Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location.

We are an equal opportunity employer, and we evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status or any other legally protected characteristic.  We will conduct a thorough background check for all hires in compliance with applicable.