Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors, as well as payments solutions to SMEs and consumers.
Here at Funding Societies | Modalku we live by our core values GETFS:
- Grow Relentlessly: Strive to become our best, most authentic selves.
- Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
- Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
- Focus on Impact: Create impact through bias for action and tangible results.
- Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.
We are looking for a dynamic and driven Polytechnic / University undergraduate Intern to join our Financial Product team specializing in SME lending solutions. This internship offers a unique opportunity to gain hands-on experience in fintech, commercial banking, risk management and handling end-to-end lifecycle of lending products. Ideal candidates are pursuing diplomas / degrees in Business, Finance, Economics, Accountancy, Analytics, Data Science, or related fields and have a strong interest in banking, technology and customer-centric innovation.
What you will do:
- Assist in the design, development, and optimisation of lending products and programmes.
- Analyse market trends, customer feedback, and competitor offerings to identify growth opportunities.
- Collaborate with cross-functional teams, including Sales, Credit, Operations, Data and Risk to ensure seamless product delivery.
- Participate in creating and maintaining product documentation, including product specifications, business initiatives and implementation plans.
- Support product performance monitoring by analysing key metrics and preparing report:
- Gain hands-on experience in data analytics, applying analytical techniques to optimise processes and drive strategic decision-making.
- Data Extraction & Processing: Collect, clean, and transform datasets using SQL, Snowflake, and Qlik to generate actionable insights.
- Cloud Data Management: Leverage Snowflake for data storage, transformation, and querying in a cloud-based environment.
- Data Interpretation & Insights: Analyse complex datasets and present findings to stakeholders to facilitate strategic business decisions.
- Collaboration & Optimization: Work closely with cross-functional teams to identify business challenges and improve data workflows for enhanced efficiency.
- Help enhance customer journey experiences by identifying and addressing pain points in the lending process.
- Any other ad hoc tasks assigned.
Requirements
Must have:
- Currently pursuing a diploma / degree in Business, Finance, Economics, Accountancy, Analytics, Data Science, or a related field.
- Strong analytical and problem-solving skills with a customer-focused mindset.
- Career Interest in financial services, banking, fintech or product management.
- Basic knowledge of lending products or a willingness to learn.
- Proficient in data analysis tools like Qlik, Power BI, Tableau, Excel, or similar business analytics platforms.
- Strong communication skills, both verbal and written.
- Ability to work independently and collaboratively in a fast-paced environment.
Nice to have:
- Familiarity with SME businesses in Southeast Asia and SME financing concepts
- Comfortable with software and coding skills such as Figma, Qlik, Snowflake, Python, HTML, JavaScript, SQL, R, Excel VBA
Benefits
- Flexible working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
- Mental health and wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we organize org-wide fitness initiatives and engage partners to provide well-being coaching.
- Tech support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity
Interested to know more about us? Learn about our Stories here.
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What We Do
Funding Societies | Modalku is the pioneer of SME Digital Financing Platform and Debt Investment Platform in Southeast Asia. We accelerate business growth by fast financing which is crowdfunded by retail and institutional investors as well as high-net-worth individuals. Founded in 2015 in Singapore, Funding Societies | Modalku is currently licensed and operating in Singapore, Indonesia, Malaysia, and Thailand. We have also achieved global accolades for its works on financial inclusion to make financing accessible to SMEs in Southeast Asia, which includes the MAS FinTech Award, the Global SME Excellence Award from United Nations, and the prestigious global Fintech100 by KPMG and H2 Ventures. Funding Societies | Modalku is dedicated to the vision of funding underserved SMEs and making a positive impact in society. We exist to enable fair financial access to Southeast Asia
