Position Overview
The FP&A Officers play a critical role in financial planning, budgeting, forecasting, and business performance analysis. These positions support senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimize business decisions. The FP&A Officers collaborate with cross-functional teams to ensure financial discipline and operational efficiency.
Key Responsibilities
1. Financial Planning & Forecasting
- Create and develop financial models ensuring validation and back testing.
- Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.
- Develop and maintain rolling forecasts to reflect changing business conditions.
- Analyze variances between actuals, budgets and forecasts, providing actionable insights.
2. Financial Reporting & Analysis
- Prepare monthly, quarterly, and annual financial reports for management, Board and other stakeholders.
- Conduct profitability analysis by business unit, product line, channel or region.
- Identify trends, risks, and opportunities through financial and operational KPIs.
3. Business Partnering & Decision Support
- Product profitability optimization and portfolio management support.
- Funding cost optimization and liquidity management support.
- Collaborate with department heads to track performance against financial targets.
- Provide ad-hoc financial analysis to support strategic initiatives (pricing, cost optimization, etc).
- Evaluate business cases for new projects, investments, or cost-saving opportunities.
4. Financial Modelling & Scenario Analysis
- Build and maintain complex financial models to assess business performance.
- Conduct scenario and sensitivity analysis to support long-term planning.
5. Process Improvement & Systems
- Enhance financial planning processes through automation and best practices.
- Work with SQL and BI tools (e.g., Power BI, Tableau) to improve reporting efficiency.
- Ensure data accuracy and integrity across financial systems.
Requirements
Education and Experience
- 5 years of experience in FP&A in banking with lending products (personal loans, SME, etc.) or banking services (transfers, deposits, savings, debit cards).
- Bachelor’s or Master’s degree in finance, Accounting, Economics, or related field
- Experience in financial modelling, budgeting, and forecasting.
- Proficiency in Excel (advanced), confident in SQL (queries), good presentation skills (PowerPoint).
Key Competencies
- Strong critical reasoning and problem-solving skills.
- Excellent communication and presentation skills.
- Ability to work cross-functionally and influence decision-making.
- Detail-oriented with a focus on accuracy.
- Adaptable to fast-paced, dynamic environments.
Benefits
- You’ll work on solutions to complex, real-world challenges with tangible social and economic impact.
- You will receive competitive compensation and work with passionate teammates in a flat, performance-driven culture.
Top Skills
What We Do
At Renmoney, we believe finance should be simple, useful and accessible to everyone.
That’s what makes us really passionate about leveraging data driven insights to help us understand you better and build useful financial products for your personal and business needs - like convenient loans to help you do more today, savings to keep you on track for your goals and investments that’ll generate more money for you.
We run a hybrid work model with some of our employees working fully remote and others working remotely and coming into the office a few times a week.
