Financial Engineer

Posted 4 Days Ago
Be an Early Applicant
Westlake Village, CA, USA
In-Office
107K-133K Annually
Junior
Fintech • Payments • Financial Services
The Role
Develops scalable SQL datasets, analytical tools, Power BI dashboards, and reporting solutions for retail mortgage lending. Analyzes borrower portfolios, lead scoring, profitability, operational performance, and business trends. Partners with sales, marketing, operations, servicing, capital markets, and technology stakeholders to deliver actionable recommendations. Automates reporting and decision-support processes, validates data quality, communicates technical findings, and independently manages analytical assignments from discovery through implementation.
Summary Generated by Built In

Job Title:

Financial Engineer

Location:

CA - Westlake Village

What you'll do:

As a Financial Engineer within Corporate Modeling & Analytics (CMA), you will develop data-driven solutions that support AmeriHome’s Retail Lending division. You will use SQL, Power BI, Excel, and other analytical tools to improve portfolio targeting, lead distribution, operational reporting, forecasting, and business decision-making. Working with large and complex datasets, you will translate business needs into accurate, scalable, and actionable analytical solutions.

The ideal candidate combines strong technical capabilities with sound business judgment and the ability to communicate complex data concepts clearly to both technical teams and business leaders. Success in this role requires intellectual curiosity, critical thinking, personal accountability, and the initiative to independently ask questions, investigate problems, and recommend solutions in a demanding, fast-paced environment.

Day-to-Day responsibilities include, but not limited to:

Data Engineering & Analytical Solutions

  • Design, develop, and maintain scalable datasets, SQL processes, analytical tools, and reporting solutions that support Retail Lending strategy and operations.
  • Analyze large and complex datasets to identify trends, diagnose business issues, and develop actionable recommendations.
  • Apply strong data validation and quality-control practices to ensure analytical outputs are accurate, reliable, and decision-ready.

Portfolio Targeting & Decision Analytics

  • Develop and enhance analytical processes that identify and prioritize borrower opportunities within AmeriHome’s mortgage servicing portfolio.
  • Evaluate borrower eligibility, product fit, expected profitability, operational constraints, and other factors that influence lead selection and campaign strategy.
  • Support the ongoing measurement and optimization of our proprietary lead scoring model, recapture metrics, and portfolio-targeting strategies.

Reporting & Business Intelligence

  • Build and maintain Power BI dashboards, KPI scorecards, and recurring management reporting.
  • Create reporting frameworks that provide visibility into the retail funnel, operational performance, cycle times, portfolio recapture, and business outcomes.
  • Transform complex analysis into clear insights and recommendations for leadership and frontline business teams.

Stakeholder Partnership & Communication

  • Partner with leaders and stakeholders across Retail Sales, Marketing, Operations, Capital Markets, Servicing, and Technology to understand business needs and develop effective data solutions.
  • Explain technical methodologies, assumptions, limitations, and results in clear business terms.
  • Present findings and recommendations with the appropriate level of detail for both technical audiences and senior business leaders.

Automation & Process Improvement

  • Identify and implement opportunities to automate manual reporting, data preparation, lead-generation, and decision-support processes.
  • Develop scalable solutions that improve efficiency, accuracy, consistency, and speed of execution.
  • Evaluate existing processes with a critical mindset and recommend practical improvements rather than relying on established approaches.

Independent Problem-Solving & Execution

  • Take ownership of assignments from initial discovery through implementation, validation, documentation, and stakeholder delivery.
  • Proactively ask questions, investigate unfamiliar topics, and identify risks or gaps without waiting for detailed direction.
  • Manage multiple priorities and deliver high-quality work within a demanding, fast-paced environment.

What you'll need:

  • 1+ years of related experience.
  • Bachelor's degree in related field required; Masters or MBA in related field preferred.
  • Entry level knowledge of residential mortgage industry in Correspondent or Retail Lending including; sales, operations, capital markets and/or other residential mortgage products and services.
  • Entry level knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
  • Intermediate to advanced experience with C#, SQL Server, Excel and Excel VBA, PowerBI.
  • Intermediate to advanced experience with statistical analysis, including the use of tools like R or Python.
  • Intermediate speaking and writing communication skills.

Compensation: Salary range for new hires is generally $107,395.00 - $132,661.00 for Westlake Village, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.

Benefits you’ll love:

We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [email protected] or call 602-386-2488.  When contacting us, please provide your contact information and state the nature of your accessibility issue.  We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation

Skills Required

  • 1+ years of related experience
  • Bachelor's degree in a related field
  • Master's degree or MBA in a related field
  • Entry-level knowledge of the residential mortgage industry, including correspondent or retail lending
  • Entry-level knowledge of applicable regulatory and legal compliance obligations, rules, regulations, and industry standards
  • Intermediate to advanced experience with C#
  • Intermediate to advanced experience with SQL Server
  • Intermediate to advanced experience with Excel and Excel VBA
  • Intermediate to advanced experience with Power BI
  • Intermediate to advanced experience with statistical analysis using tools such as R or Python
  • Intermediate speaking and writing communication skills

AmeriHome Mortgage Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about AmeriHome Mortgage and has not been reviewed or approved by AmeriHome Mortgage.

  • Retirement Support 401(k) matching is described as generous and paired with standard retirement tools, strengthening long‑term compensation value.
  • Healthcare Strength Medical, dental, and vision coverage extends to employees and families, with life insurance, disability, FSAs, and an EAP rounding out the core protections.
  • Leave & Time Off Breadth Paid holidays, sick time, and multi‑week vacation are presented as part of the package, indicating broad leave availability by job level.

AmeriHome Mortgage Insights

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The Company
HQ: Westlake Village, CA
539 Employees
Year Founded: 2013

What We Do

Welcome to AmeriHome Mortgage Company, LLC. AmeriHome Mortgage was established in 2013. By 2017 we earned the distinction of being a top 10 mortgage lender. AmeriHome is a privately held, multi-channel, mortgage investor, direct-to-consumer lender, and servicer, licensed in 48 states, and headquartered in Westlake Village, California. We currently employ over 500 people in our Westlake Village, Dallas and Irvine facilities where we purchase and originate over 12,000 loans per month. Our focus on our employee and customer experience begins with taking time to listen to their needs and effectively delivering to those needs. We are constantly challenging ourselves to improve our service experience and product offering. We will always deliver a transparent lending process and a competitive price which creates consistent results for both consumers and our business partners. Our commitment to fair and responsible lending practices, risk management and regulatory compliance makes AmeriHome an excellent choice in a complex and challenging mortgage environment. AmeriHome provides diverse opportunities for driven, top-talent individuals who are eager to join our teams in Southern California and Texas. To learn more about AmeriHome and available job opportunities, please visit our website. We look forward to hearing from you! AmeriHome Mortgage Company, LLC, NMLS ID 135776 (www.nmlsconsumeraccess.org). Equal Housing Lender. For Licensing and Legal Information, please visit https://loans.amerihome.com/licensing-and-legal

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