Financial Crimes Quality Control Analyst II

About Lead Bank

Lead is a banking infrastructure platform trusted by the most innovative companies to power complex financial products. We enable fintechs to offer compliant, programmable services like payments, lending, and digital assets at scale. Banking has moved beyond traditional institutions and is now embedded directly into everyday experiences, meaning companies need modern infrastructure that is safe, secure, and operationally sound.

Today, Lead is one of the only API-first, developer-focused partner banks with the financial, regulatory, and legal expertise required to help fintechs succeed. We operate offices in San Francisco, Sunnyvale, and New York City, and an FDIC-insured bank in Kansas City.

Financial Crimes Team at Lead

The Financial Crimes team safeguards Lead, its partners, and the broader financial system from illicit activity. They own Lead’s BSA/AML, sanctions, and fraud programs, collaborate with the Legal, Risk, and Compliance teams to detect threats and strengthen controls, and interface with regulators. Ensuring that all parties involved meet the highest standards of financial integrity is foundational to the company’s success. Their essential work is what enables Lead to say "yes" to the most innovative fintech partners. This is a collaborative, growth-mindset, and deadline-driven environment that requires the confidence to navigate constantly evolving challenges with autonomy and analytical precision.

Role Description:

The Financial Crimes Quality Control Analyst II will be responsible for conducting quality control reviews of CTRs, alert triage and case reviews to ensure adherence with Lead’s BSA program procedures. This position will be responsible for ensuring the accurate identification, documentation, and timely reporting of all potentially suspicious events. The role requires proficiency in understanding the scenarios associated with Fraud, Money Laundering, and Terrorist Financing along with appropriate red flags mitigation.

In this role you will:

• Accurately and autonomously, conduct quality control assessments on CTR’s, alerts, and cases reviews across multiple products and services

• Provide constructive feedback to financial crimes analysts.

• Assist the Quality Control Manager in identifying trends in errors to improve training and process improvement

• Leverage existing data to identify potential discrepancies, inefficiencies, or gaps in established procedures

• Stay current with developments in the area of FinCEN to ensure program compliance

• Provide support and BSA subject matter expertise to bank staff members helping them understand BSA requirements as they relate to their job function

• Perform other duties as assigned

Qualifications:

• Have at least 3-5 years of banking BSA experience with another financial institution or with another fintech.

• Preferred experience in Convertible Virtual Currencies (CVC) and Banking as a Service (BaaS).

• Preferred CFE, CAFP, or CAMs certifications

• Preferred experience with Unit21 or other technology focused AML software

• You are a self starter who is able to be a part of a deadline driven department

• Bring an analytical mindset with the ability to process, solve, and draw conclusions

• Bring strong communication skills to work with all Lead Bank departments.

• Are curious, have humility, are open to learning and approach your work with a growth mindset

• Thrive working in a fluid environment with high autonomy

• Love to collaborate to get to the best, most efficient outcome

• Embody the growth mindset and bring a self-driven and self-starter mentality to your work

What we offer:

• At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life

• Competitive compensation, including opportunities for equity grants and cash bonus, based on experience, geographic location, and role

• Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA

• Paid parental leave

• Flexible vacation policy, including PTO and paid holidays

• A fun and challenging team environment in a dynamic industry with ample opportunities for career growth

*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

**Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.

Zone 1: $85,000 - $100,000 (SF/Bay Area, NYC, Seattle)

Zone 2: $70,000 - $83,000 (Los Angeles, Chicago, Austin, Denver, Boston, Washington DC, San Diego, Philadelphia, Portland, Sacramento)

Zone 3: $65,000 - $75,000 (Other US Metros)