Financial Crime Investigator

End Date

Salary Range

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Job Description Summary

Job Description

JOB TITLE: Financial Crime Investigator (Grade C)

SALARY: £33,203 – £34,950

LOCATION: Birmingham, Chester, Glasgow, Hove, Leeds, Manchester, Newport, Cardiff, Edinburgh, Halifax

HOURS: Full-time – 35 hours per week

WORKING PATTERN: You'll primarily work remotely in this role, giving you the flexibility to work from home. To support collaboration and connection with your colleagues, you'll need to be based within reasonable travelling distance of one of our hub locations and attend when required for business, team or customer needs.
Please note our roles can generate a considerable amount of interest and close early so don't miss out on this opportunity to apply today.

About this opportunity

This role sits within Financial Crime Operations, part of our Economic Crime Prevention function, and plays a key role in protecting our customers and the Group from financial crime.

As a Financial Crime Investigator, you’ll be responsible for investigating Suspicious Activity Reports (SARs) and assessing whether escalation to the National Crime Agency (NCA) is required. You’ll also conduct customer relationship reviews and contribute to intelligence-led risk management activity.

You’ll work closely with colleagues across Financial Crime and operational teams to ensure high-quality, consistent and regulator-ready decision-making.

About us

If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing

business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.

WHAT YOU’LL BE DOING

In this role, you’ll:

• Assess manual and system-generated alerts using sound judgement

• Investigate SARs and determine appropriate course of action where required

• Manage investigations from initiation through to resolution, meeting SLAs

• Analyse customer activity and assess whether relationships should continue or be exited

• Document findings clearly to a ‘regulator-ready’ standard

• Apply a strong risk-based approach to decision making

• Identify and raise potential financial crime risks

• Deliver against quality and productivity targets

• Contribute to continuous improvement and team collaboration

WHAT YOU’LL NEED

We know that great talent comes from many backgrounds. While this role may reference a suggested range of experience in years, this is intended as a guide only. What matters most is that you can demonstrate the essential skills outlined. If you have relevant, transferable experience, we encourage you to apply.

Essential:

• Experience in Financial Crime (AML, KYC, Transaction Monitoring or Investigations)

• Strong understanding of Financial Crime regulations and investigative techniques

• Ability to assess complex information and make sound, risk-based decisions

• Strong attention to detail and written communication skills

• Analytical approach with the ability to identify risks and patterns

• Ability to prioritise workload and deliver at pace

Desirable:

• Experience investigating SARs

• Exposure to raising cases or risks to external authorities (e.g. NCA)

• Experience with transaction monitoring or alert-based systems

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities ,including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability,

long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes…

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Flexible benefits you can adapt to your lifestyle

• 24 days’ holiday, plus bank holidays

• A range of wellbeing initiatives and generous parental leave policies

Ready for a career where you’ll learn and thrive? Apply today and find out more!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.