The Financial Crime Business Risk role is a mid level role which assists in identifying, assessing and mitigating Financial Crime (including AML, Sanctions and Anti Bribery and Corruption) risk within the Banking and International (B&I) business globally.
The Banking & International (B&I) Financial Crime and Fraud Controls team supports and promotes a robust control environment within the three Banking businesses (Corporate Bank, Investment Bank and Commercial Bank) and the International franchises across Citi, ensuring that all applicable internal policies and external regulations are adopted through effective and sustainable processes.
The team sits within the 1st line of defence and provides direct governance and oversight over the key operational and financial crime risks of the businesses. This role will report to the Financial Crime & Fraud Controls Lead for B&I. The candidate will be responsible for managing a wide range of key projects, not limited to developing and enhancing the current 1st line control environment as it relates to Financial Crime.
Responsibilities:
- Support Global B&I’s Financial Crime Risk activities by identifying key financial crime risks and working with Global and Regional teams to develop strategic solutions for financial crime related matters.
- Assist with various control/compliance processes globally, including client selection, sanctions and annual risk assessments
- Support and contribute to the management and execution of transformation workstreams where required and help B&I to enhance its risk management framework to achieve key Consent Order milestones.
- Refine current processes to ensure continual improvement and client experience.
- Be a partner, trusted advisor and point of contact for the business in the management of financial crime risks
- Act as an interface with key business partners – including business coverage and product partners, Independent Risk, Independent Compliance Management (ICRM), KYC Operations and Internal Audit – to ensure that B&I can adhere to policies and operate within risk appetite.
- Support with the design and implementation of initiatives to improve automation, and drive efficiencies in policies, procedures, and controls.
- Work with key stakeholders to identify and appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets
- Support activities related to governance forums and committees for the business, including providing regular implementation status and project updates to internal stakeholders, highlighting key areas of progress and any issues or risks
- Responsible for evaluating internal reports, databases, and operations to produce strategic and operational analyses inclusive of quality controls to ensure timely execution of key risks.
- Upholding a culture of Compliance and awareness within B&I and demonstrating the appropriate leadership qualities in doing so.
Competencies:
The ideal candidate will have the following attributes:
- Relevant experience in AML and/or Financial Crimes risks frameworks (either first or second line of defense)
- Excellent oral and written communications skills; must be articulate and persuasive with the judgement and authority to provide insightful commentary to senior stakeholders
- Demonstrated ability to influence and collaborate with others (both directly and through influence) to achieve business objectives
- Understanding of banking products and the inner workings of bank processes
- Knowledge and expertise in AML regulations, risks, and typologies
- Attention to detail and strong organizational and presentation skills
- Ability to drive change to business practices by working effectively across a global organization
- Self-starting with the ability to multitask and prioritize
- Ability to analyze a process and recommend ways to improve quality, controls, and efficiency
- Must have analytical inquisitiveness and problem-solving ability
- Sound understanding of the B&I business and operating model is advantageous
- Ability to work independently and under deadline
- Demonstrated project management and organizational skills and capability to handle multiple projects at one time
- Must be able to function in an unstructured environment and solve issues by taking ownership and following though until the task is complete.
- Demonstrated analytical skills with follow-up and problem solving capability
- CAMS, CGSS, CSS, ICA or equivalent certification preferred but not required
------------------------------------------------------
Job Family Group:
Compliance and Control------------------------------------------------------
Job Family:
Business Control------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View the "EEO is the Law" poster. View the EEO is the Law Supplement.
View the EEO Policy Statement.
View the Pay Transparency Posting
Skills Required
- Relevant experience in AML and/or financial crime risk frameworks
- Knowledge of AML regulations, risks, and typologies
- Understanding of banking products and bank processes
- Excellent oral and written communication skills
- Ability to influence and collaborate with stakeholders
- Strong analytical, problem-solving, organizational, and presentation skills
- Ability to drive change across a global organization
- Ability to multitask, prioritize, and work independently under deadlines
- Ability to analyze processes and recommend quality, control, and efficiency improvements
- Project management and organizational skills
- CAMS, CGSS, CSS, ICA, or equivalent certification
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
-
Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
-
Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
-
Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
