Santander Consumer Finance is looking for a Financial Crime Compliance (FCC) Analyst, based in our Madrid office.
WHY YOU SHOULD CONSIDER THIS OPPORTUNITY
At Santander (www.santander.com) we are key players in the transformation of the financial sector. Do you want to join us?
Santander Consumer Finance focuses on business development related to consumer finance products, sales channels and commercial agreements with dealers, vehicle manufacturers or retail distribution establishments, as well as commercial functions associated with direct sales (branches, call centers or digital channels) and indirect sales (through third parties) of consumer finance products.
Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture and disability. Our mission is to contribute to help more people and business prosper.
WHAT YOU WILL BE DOING
As a Financial Crime Compliance (FCC) Analyst, you will ensure compliance with internal and external regulation across Santander Consumer Finance’s Western Hub (WH), supervising the activities developed by the Business across several geographies in Europe.
We need someone like you to help us in different fronts:
As part of the WH FCC team, execute second line tasks for the WH jurisdictions (Spain, Portugal, Swiss, Greece, Belgium, The Netherlands and France), reporting to WH FCC Manager.
Manage Regulatory Requests stemming from Supervisory Authorities across WH, as well as any audit reviews over the WH units.
Being Subject Matter Expert on Anti-money Laundering and Counter Terrorism Financing, support the Business when developing new commercial initiatives.
Build and execute a robust quality assurance program to monitor activities performed by first line.
Take an active part in FCC monitoring activities performed by the WH FCC department, managing alerts escalated to second line including enhanced due diligence and suspicious activity cases among others.
Support the Framework & Oversight Team when implementing new policies and procedures, analysing their impact, defining and implementing any required action plans.
Deliver functional specifications to IT when implementing said action plans.
Own the Compliance Annual Working Plan, driving the implementation of improvement measures every year.
EXPERIENCE
3 years of experience in the Financial Sector.
Relevant experience in Financial Crime Compliance / AML-CTF.
Experience in monitoring subsidiaries or business units.
EDUCATION
University Degree in Law, Economics, Business Administration or equivalent.
Any relevant certifications or Master Degrees on Risk Management or Compliance are a plus.
SKILLS & KNOWLEDGE
Fluent in English (written and spoken).
Speaking other languages such as Portuguese or French is a plus.
OTHER INFORMATION
Job may entail occasional business travel.
If you want to know more about us, follow us on https://es.linkedin.com/company/banco-santander
Santander Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Santander and has not been reviewed or approved by Santander.
-
Retirement Support — A dollar‑for‑dollar 401(k) match up to 6% of eligible pay and immediate vesting are highlighted as core strengths, supporting long‑term savings. This is reinforced by company‑paid disability and life/AD&D coverage that bolster financial security.
-
Leave & Time Off Breadth — Paid time off typically ranges from 18–30 days in the U.S. with 11 paid holidays, plus dedicated volunteer and development time; the UK features a minimum of 25 days with buy/sell options. Some roles also use self‑managed PTO, offering additional flexibility depending on team norms.
-
Parental & Family Support — U.S. parental benefits include 8 weeks paid for all parents and a total of 16 weeks paid for birth mothers, with flexibility for reduced hours around childbirth. Caregiver leave and dependent‑care programs add further family support.
Santander Insights
Similar Jobs
.jpg)
What We Do
Banco Santander (SAN SM, STD US, BNC LN) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2024, Banco Santander had €1.3 trillion in total funds, 166 million customers, 8,400 branches and 211,000 employees.
