About Us
Rho is the modern banking platform built for the AI era. Startups and growth-stage companies can open accounts in minutes, issue cards, manage expenses, pay bills, and close the books – all in one connected platform backed by real human support.
Financial Crime Analyst
We're looking for an experienced financial crime analyst to support our overall fraud and anti-money laundering (AML) strategy and operations, working alongside and supporting the Financial Crime lead as a critical member of the team. As a core member of the team, you will have a unique opportunity to learn and apply your previous experience, design and innovate financial crime detection systems, while conducting data analysis and being actively engaged cross-functionally. You will help lead efforts to build a best-in-class program that directly supports a seamless and frictionless client experience while reducing fraud and AML risk exposure and protecting against financial loss and regulatory risk.
Responsibilities:
Analyze fraud and AML alerts and cases to identify, investigate, and prevent fraudulent activity and suspicious transactions
Conduct transaction monitoring reviews and assess activity against AML/BSA typologies, escalating as needed
Prepare and file Suspicious Activity Reports (SARs) and maintain supporting documentation in line with regulatory requirements
Assist customers by preparing and responding to inquiries related to fraud and financial crime investigations, and support the resolution of incidents
Document investigation processes and outcomes to maintain audit-ready records
Maintain department productivity goals and quality standards
Collaborate with the Financial Crime team to support and refine our operations, working cross-functionally with Client Services, Financial Operations, Compliance, and Transaction Monitoring teams
Maintain regular communication with team members to ensure maximum efficiency in recovery efforts and support ongoing strategy management
Deep dive into individual fraud and AML event vectors to perform root cause analyses
Support KYC/CIP and customer due diligence (CDD/EDD) reviews as needed
Qualifications:
2+ years of experience in fraud risk, AML/BSA, and/or payments operations in banking and/or financial services
Experience using systems such as Excel, Google Workspace, Looker, and Slack
Understanding of how to leverage AI to improve investigation efficiency and drive improvements in alert query quality, tuning, and detection logic
Excellent written and verbal communication skills
Ability to work independently, capable of taking ownership and acting as the primary contact for fraud and financial crime-related issues when needed
Strong working knowledge of compliance and payment regulations, including Reg E, NACHA, AML/BSA, KYC/CIP, OFAC, FinCEN, SAR/CTR filing requirements, and related frameworks
Nice to Have:
Experience within Micro SMB/SMB business cards, payments, invoices, lending, or related financial industries
Experience in high-growth startups, specifically global fintechs and/or neobanks for corporate clients
Experience with U.S. fraud and AML risk for ACH, Card, Checks, and Wires with a global or large financial institution, and key understanding of common fraud and money laundering typologies
CAMS (Certified Anti-Money Laundering Specialist) certification or actively pursuing one
Experience with case management or monitoring systems (e.g., Actimize, Sardine, Alloy, Unit21)
Compensation:
Our people are our most valuable asset. The salary range for this role is $72,000 – $108,000 in New York City. Base salary may vary depending on relevant experience, skills, and business needs. In addition to base pay, Rho offers equity, healthcare benefits, and paid time off.
Diversity is a core value at Rho. We’re passionate about building and sustaining an inclusive and equitable environment for all those involved with our mission, including employees, contractors, candidates, customers, and vendors. We believe every member of the Rho community enriches our ability to provide a broad range of ways to understand and engage with the market, identify problems, and drive solutions that align with our mission. We welcome all qualified applications and support each of our Rho’ers with ongoing professional growth opportunities.
Skills Required
- 2+ years of experience in fraud risk, AML/BSA, and/or payments operations in banking or financial services
- Experience using Excel, Google Workspace, Looker, and Slack
- Ability to leverage AI to improve investigation efficiency and alert query quality, tuning, and detection logic
- Excellent written and verbal communication skills
- Ability to work independently, take ownership, and act as the primary contact for fraud and financial crime issues when needed
- Working knowledge of Reg E, NACHA, AML/BSA, KYC/CIP, OFAC, FinCEN, SAR/CTR filing requirements, and related frameworks
- Experience with Micro SMB/SMB business cards, payments, invoices, lending, or related financial industries
- Experience in high-growth startups, global fintechs, or neobanks serving corporate clients
- Experience with U.S. fraud and AML risk for ACH, cards, checks, and wires, plus knowledge of common fraud and money laundering typologies
- CAMS certification or active pursuit of CAMS certification
- Experience with case management or monitoring systems such as Actimize, Sardine, Alloy, or Unit21
Rho Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Rho and has not been reviewed or approved by Rho.
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Fair & Transparent Compensation — Pay is characterized as market-competitive across key product, engineering, and sales roles, and compensation is highlighted as a relative strength in employer profiles. Compensation satisfaction appears strong compared to other categories, even when other aspects of the experience are mixed.
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Healthcare Strength — Core medical, dental, and vision coverage plus life and disability insurance and HSA/FSA options are consistently listed across postings. This breadth of standard healthcare benefits positions the package as competitive for a growth-stage fintech.
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Leave & Time Off Breadth — PTO, paid holidays, parental leave, and bereavement leave are explicitly included in third-party listings. Hybrid flexibility is also noted, supporting practical use of time off.
Rho Insights
What We Do
Rho's mission is to make finance frictionless for organizations. Our automated, integrated platform has everything a finance leader needs across commercial banking and spend management to save finance leaders money and boost their team’s productivity.
Why Work With Us
Rho is solving a significant challenge for finance leaders. This is a great opportunity to be part of a special mission to make finance frictionless. Rho is perfect for high-performers who move fast, know how to prioritize for impact, lead with empathy, and bring diverse skillsets and perspectives to help make customer lives easier.
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