Business Analyst (Financial/Accounting)

Sorry, this job was removed at 12:15 a.m. (CST) on Saturday, Jun 14, 2025
Be an Early Applicant
São Paulo
Hybrid
Financial Services
The Role
About PayJoy

PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry.  As of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.

This role

The Financial Analyst is responsible for supporting FP&A functions, budgeting & forecasting, accounting analysis and processes, and financial reporting to senior leadership.

Responsibilities

  • Review and optimization of queries used by the finance team.
  • Monitoring and making adjustments in the assignment and settlement flow.
  • Supporting new requests and analysis from the finance team using SQL.
  • Automation of accounting and financial processes using BI tools.
  • Support for audit and regulatory compliance.
  • Support new processes related to Credit Line and e-commerce initiatives.
  • Assisting in the migration and creation of new reports and data sources for the new BI vendor.
  • Assisting in accounting processes.
  • Interaction with the finance team to optimize processes.

Requirements

  • Degree in Business or related discipline.
  • Proficiency in BI tools such as Power BI, Tableau, and Looker is paramount.
  • A solid understanding of SQL and databases is crucial
  • 2+ Years Experience
  • Analytical thinking and soft skills like communication and collaboration are also critical.
  • Strong communication and presentation skills are necessary to convey insights clearly and compellingly.
  • A problem-solving mindset is equally important
  • Previous experience in Finance/Accounting process would be a differentiator

Benefits

  • *Local benefits will depend of the country of hiring*
  • 100% Company-funded Health and Dental insurance for employees and immediate family members.
  • Phone finance, Headphone, home office equipment and fitness perks.
  • $2,000 USD annual Co-working Travel perk.
  • $2,000 USD annual Professional Development perk.

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening

Similar Jobs

Motorola Solutions Logo Motorola Solutions

Senior Software Engineer

Artificial Intelligence • Hardware • Information Technology • Security • Software • Cybersecurity • Big Data Analytics
Remote or Hybrid
Brazil
23000 Employees

Motorola Solutions Logo Motorola Solutions

Channel Marketing Specialist

Artificial Intelligence • Hardware • Information Technology • Security • Software • Cybersecurity • Big Data Analytics
Hybrid
São Paulo, BRA
23000 Employees

Motorola Solutions Logo Motorola Solutions

Junior Bid Desk Analyst

Artificial Intelligence • Hardware • Information Technology • Security • Software • Cybersecurity • Big Data Analytics
Hybrid
São Paulo, BRA
23000 Employees

Wise Logo Wise

Sr. Compliance Manager

Fintech • Mobile • Payments • Software • Financial Services
Hybrid
São Paulo, BRA
8000 Employees
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
HQ: San Francisco, CA
617 Employees
Year Founded: 2015

What We Do

PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.

Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.

Similar Companies Hiring

Amplify Platform Thumbnail
Fintech • Financial Services • Consulting • Cloud • Business Intelligence • Big Data Analytics
Scottsdale, AZ
62 Employees
Rain Thumbnail
Web3 • Payments • Infrastructure as a Service (IaaS) • Fintech • Financial Services • Cryptocurrency • Blockchain
New York, NY
80 Employees
Granted Thumbnail
Mobile • Insurance • Healthtech • Financial Services • Artificial Intelligence
New York, New York
23 Employees

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account