Job Summary
Under technical direction responsible for underwriting risks in a book of business within Cyber/E&O. Works within specific limits of authority on assignments requiring significant technical complexity and coordination. Utilizes underwriting policies and guidelines rating manual rules and insurance laws and regulations.
Essential Duties & Responsibilities
Performs a combination of duties in accordance with departmental guidelines:

• Reviews applications and financial requirements for risks requiring complex underwriting skills.
• Determines acceptability of risk in accordance with company guidelines and standards. Also determines the need for additional evidence of insurability and appropriate strategy.
• Determines appropriate pricing based on financial and competitive analysis in line with compliance requirements.
• Prepares quotes and answers questions from agencies policyholders or other external contacts and escalates issues to management along with proposed solutions as necessary.
• Negotiates with agents to reach positive and profitable outcomes.
• Notifies agencies of adverse underwriting decisions rate appeals underwriting requirements status and declinations.
• Analyzes quality quantity and profitability of risks underwritten and prepares reports for management review.
• Markets products and services through agencies or through the brokerage community and makes field visits.
• Develops and maintains agency and/or broker relationships.
• May provide guidance and assistance to other underwriters and to other functional areas particularly when related to cross-sell opportunities.
• Keeps current on state/territory issues and regulations industry activity and trends and freely shares information with others.
• Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
• Works with more senior underwriters or management on risks exceeding authority level or requiring special handling.

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