Financial Crimes, Quality Control Analyst at Upgrade, Inc. (Phoenix, AZ)
Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America. We have delivered over $20 billion in affordable and responsible credit over the last 5 years. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B.
We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts.
Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, “Top Companies to work for in Arizona” and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans.
We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1300 talented and dedicated professionals. Come join us if you like to tackle big problems and make a meaningful difference in people's lives.
About the Role:
Upgrade is searching for a Financial Crimes Quality Control Analyst to support the Financial Crimes Program Manager in the development of an ongoing testing environment as part of the second line of defense.
*This is a hybrid role that will require you to work a couple of days per week in the office.
What You’ll Do:
- Conduct testing on related processes and procedures to determine effectiveness in meeting the department’s operational objectives and adherence to compliance requirements
- Analyze final results and report findings, including case studies, to Financial Crimes Leadership
- Make data-driven recommendations for control enhancements and procedural improvements
- Create and maintain detailed procedures outlining the testing process to support a multifunctional team
What We Look For:
- Bachelor's degree
- 3+ years in an AML, Fraud, or Compliance related role
- Experience in Quality Control
- Working knowledge of the federal regulations under the Bank Secrecy Act (BSA) including Customer Identification Program (CIP), USA Patriot Act, and OFAC (Office of Foreign Assets Control)
- Experience documenting process requirements, workflows, and key performance indicators
- Detailed oriented with excellent written and verbal communication skills
- Statistical analysis skills and proficiency with MS Excel
Nice to have:
- CAMS, CFE, or CGSS
- FinTech, banking, or startup experience
What We Offer You:
- Competitive salary and stock option plan
- 100% paid coverage of medical, dental and vision insurance
- Flexible PTO
- Learning stipend for personal growth and development
- Paid parental leave
- Health & wellness initiatives
Notice to California-based Candidates for Employment. This California Candidate Privacy Notice is intended to provide information about how Upgrade collects and uses personal information to California consumers who apply for employment with Upgrade If you are employed by Upgrade, refer to the Employee Handbook for additional information. For any questions about this notice, please contact [email protected]Personal Information Upgrade Collects:Identifiers Including name, address, email, telephone number, social security number, driver license number, passport number, and other personal identifying information. Characteristics of protected classifications under California or federal law, including demographic information and other personal information obtained during the application process, such as gender, race, national origin. Professional or employment-related information, such as salary/compensation and benefits packages, other relocation or job preferences, prior background, experience, skills, and other information in support of your application, reference information, other information obtained through background checks, including employment, credit, and criminal history. Education Information. Any other information you provide as a part of recruitment, job application, or interview process. Purposes for Collecting Personal Information:To consider qualifications, skills, and interest for employment. To communicate with you during the recruitment and interview process. To conduct background checks and verify your information if you are offered employment. To provide compensation, including payroll, and administer stock options and benefits, including medical, dental, vision, commuter, and retirement benefits. To provide human resources services and conduct performance evaluations. To monitor work eligibility including work-related licenses, credentials, training, and eligibility to work in the United States. To improve recruitment and interview processes and ensure a safe and efficient working environment. To comply with applicable legal or regulatory requirements including state and federal company reporting obligations.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.