Happen Bank (formerly LendingClub) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.
About the RoleThe Finance Manager will support Happen Bank’s Personal Loans business through forecasting, financial planning, performance analysis, and strategic decision support in a highly cross-functional environment. This role plays an important part in helping the business make informed, data-driven decisions by delivering clear financial insights, supporting ongoing forecast and planning cycles, and improving reporting and analytics capabilities. You will work closely with partners across Corporate FP&A, Accounting, Business Operations, and Credit Analytics to drive business performance and operational efficiency.What You'll Do
- Lead balance sheet and P&L forecasting, portfolio performance analysis, and return analytics across the Personal Loans loan portfolio
- Contribute to weekly forecast refreshes to provide clear visibility into risks and opportunities relative to plan and help inform finance and business decision-making
- Lead annual budgeting and quarterly planning activities across the Personal Loans business
- Build and maintain financial models to support forecasting, profitability analysis, valuation assessments, and strategic decision-making
- Perform variance analysis and support monthly and quarterly reporting processes
- Identify opportunities to create, improve, and scale financial processes, reporting workflows, and modeling approaches to drive efficiency and accuracy across the finance function
- 4+ years of experience in FP&A, Finance, Investment Banking, Accounting, or related roles; bachelor's degree or higher, or equivalent combination of education and experience
- Strong financial modeling and analytical skills, including forecasting and valuation concepts such as discounted cash flow (DCF) analysis
- Ability to interpret financial and operational data and connect insights to business outcomes and decision-making
- Ability to manage multiple priorities and complete projects in a structured, timely manner
- Clear written and verbal communication skills, with experience presenting analyses and recommendations to partners across different levels and functions
- Experience with Excel, PowerPoint, Tableau, and SQL
Nice to Have
- Experience supporting consumer lending, personal loans, fixed income, or broader banking products
- Exposure to balance sheet analytics, profitability reporting, or strategic finance initiatives
- Experience with Anaplan or similar planning tools
- Experience using Python for financial analysis, automation, or reporting workflows
Work Location
San Francisco
The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. Happen Bank offers relocation, based on actual job level.
Time Zone Requirements
Local hours (PT)
While the position will primarily work local hours, Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.
Travel Requirements
As needed travel to Happen Bank offices and/or other locations, as needed.
Compensation
The target base salary range for this position is 109,000-125,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of Happen Bank's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).
We’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.
#LI-Hybrid
#LI-JH1
Happen Bank is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.
We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at [email protected].
Notice on AI Tool Use
For select roles and locations, candidate interviews may be recorded, transcribed and summarized by tools such as artificial intelligence (AI) to assist our hiring managers with the application process.
You will have the opportunity to opt out of recording, transcription, and summarization prior to any scheduled interviews. We will not discriminate against you if you choose to opt out.
During the interview, we will collect the following categories of personal information from or about you: contact information, identifiers, professional and employment-related information, sensory information (audio/video recording), and any other categories of personal information you choose to share with us. We will use this information to evaluate your application for employment.
We will only share your interview, transcription, or summary with persons whose expertise or technology is necessary to process your application, evaluate your fitness for a position, and administer or support the tool. We will not sell your personal information or disclose it to any third party for their marketing purposes. For more information about how we will handle your personal information, please refer to our Privacy Disclosure.
We will delete any recording of your interview promptly but in no event later than 30 days after making a hiring decision.
Skills Required
- 4+ years of experience in FP&A, Finance, Investment Banking, Accounting, or related roles; bachelor's degree or higher or equivalent experience
- Strong financial modeling and analytical skills, including forecasting and valuation (DCF) concepts
- Ability to interpret financial and operational data and connect insights to business outcomes and decision-making
- Ability to manage multiple priorities and complete projects in a structured, timely manner
- Clear written and verbal communication skills; experience presenting analyses and recommendations across levels and functions
- Experience with Excel, PowerPoint, Tableau, and SQL
- In-person attendance required (hybrid model; team in-office Tuesdays, Wednesdays, Thursdays) — San Francisco location
- Experience supporting consumer lending, personal loans, fixed income, or broader banking products
- Exposure to balance sheet analytics, profitability reporting, or strategic finance initiatives
- Experience with Anaplan or similar planning tools
- Experience using Python for financial analysis, automation, or reporting workflows
LendingClub Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about LendingClub and has not been reviewed or approved by LendingClub.
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Parental & Family Support — Policies include up to 16 weeks of paid leave for new parents and a fully paid, phased return-to-work, with dedicated mothers’ rooms in offices. These features position family support as a notable strength.
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Healthcare Strength — Health coverage spans medical, dental, vision, disability, and mental health support, complemented by HSA/FSA options. A wellness program with cash incentives and other leading offerings enhance overall medical and wellbeing support.
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Strong & Reliable Incentives — Incentive structures include commonly awarded annual bonuses and performance bonuses. Equity participation via an employee stock purchase plan further augments total rewards.
LendingClub Insights
What We Do
LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. It is the only digital marketplace bank, and the first public U.S. neobank. Members can gain access to a broad range of financial products and services through a technology-driven platform, designed to help them pay less when borrowing and earn more when saving. Since 2007, more than 3 million members have joined the Club to help reach their financial goals.
