Finance Manager

Posted 3 Days Ago
Be an Early Applicant
Escondido, CA, USA
In-Office
133K-280K Annually
Mid level
Automotive • Retail • Financial Services
The Role
Sell finance and after-sale products to new and used customers; structure deals for profitability and compliance; submit deals to lenders, close and fund contracts; manage title/registration and post-sale audits; maintain lender/manufacturer relationships; ensure regulatory compliance and provide excellent customer service.
Summary Generated by Built In

The Finance Manager produces additional revenue for the dealership by selling finance and other appropriate after-sale items to new and used customers. Experience in dealership management, automotive sales and prior finance selling experience are encouraged to apply.

At Mossy Auto Group our employees are our most valuable asset. Our mission statement is to create an environment of high integrity & mutual respect that nurtures openness, creativity, & innovation. Every employee at Mossy is absolutely critical to its success. As a family owned & operated business we consider each employee and extension of the Mossy family. We promise to deliver the same award winning service and value that our community has come to expect from our dealership through the years.

Employees in this position will primarily be paid commissions, however they will also be paid the applicable minimum wage for non-sales work and for rest periods.  Commission amounts vary based on performance, with the expected average annual commission earnings of approx. $133,000 - $280,000.

Benefits

  • Medical, Dental & Vision

  • Group Insurance Plans & Discounts

  • 401K Retirement Savings Plan

  • Paid Vacation and Holidays

  • Disability Insurance

  • LAP (Life Assistance Program)

  • Basic Life, Dependent & Accident Insurance

  • Growth Opportunities

  • Paid Training

  • Employee Purchase Incentives

  • Family Owned & Operated

  • Health & Wellness

  • Flexible Work Schedule

  • Discounts on Products & Services

  • Direct Deposit

Responsibilities

  • Responsible for helping our customers arrange the financing of their purchases and presenting them with additional products that enhance their vehicle and ownership experience.

  • Proficient at structuring deals for maximum profitability and collectability

  • Fully proficient with title laws and registration process

  • Maintains proficiency and certifications as required for the position

  • Accurately desks deals, submits deals to lenders for approval, makes credit decisions, and effectively closes deals & ensures collection of all finance fees

  • Ensures all deals are fully compliant with local, state and federal guidelines

  • Prepares paperwork, contracts and delivers deals

  • Accurately audits team deals Post-Sale for correct title, loan information, taxes, etc.

  • Ensures the expeditious funding of all contracts, accurately and fairly through financial sources to secure approval

  • Establishes and maintains good working relationships with several finance sources, including the manufacturer

  • Conducts business in an ethical and professional manner

Qualifications

  • High school diploma or equivalent experience

  • Knowledge of dealership finance and insurance procedures

  • Leadership abilities & outstanding customer service skills

  • Professional personal appearance & punctual

  • Excellent verbal/written communication, strong negotiation and presentation skills

  • Follows directions from supervisors & interacts effectively with coworkers

  • Understands and follows posted dealership policies and procedures

Our company is committed to hiring a diverse and qualified workforce. We will not consider any characteristic or category protected by state or federal law in hiring or employment decisions, including but not limited to race, national origin, color, religion, sex, sexual orientation, gender identity, disability, age, status as a parent, or genetic information. We are an equal opportunity employer and drug-free workplace. Offers of employment contingent upon successfully passing background screening (incl. criminal background check, review of motor vehicle records, verification of SSN and passing drug test at a certified testing facility.

Skills Required

  • High school diploma or equivalent experience
  • Knowledge of dealership finance and insurance procedures
  • Experience in dealership management, automotive sales, or prior finance selling experience
  • Leadership abilities and outstanding customer service skills
  • Professional personal appearance and punctuality
  • Excellent verbal and written communication, strong negotiation and presentation skills
  • Ability to follow supervisors' directions and interact effectively with coworkers
  • Understanding and following posted dealership policies and procedures
  • Maintain required proficiency and certifications for the position
  • Pass background screening including criminal background check, motor vehicle records review, SSN verification, and drug test
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The Company
1,090 Employees
Year Founded: 1921

What We Do

Mossy Automotive Group is a family-owned and operated automobile dealership group that has served San Diego, California, since 1921. The company specializes in the retail sale of new and used vehicles from leading brands and offers a comprehensive suite of automotive services, including professional repairs, genuine auto parts, and flexible financing options to help customers find and maintain their ideal vehicles.

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