OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.
We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.
But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:
Ready to run
Hungry and driven by urgency
Exceptional at what they do, with low ego
Comfortable operating in motion
As a Finance Intern at OnePay, you’ll work alongside the Finance team and cross-functional partners to support financial planning, analysis, and operations initiatives. You’ll contribute to active projects by analyzing financial data, supporting reporting and forecasting efforts, and helping evaluate business decisions. On the Finance team we immerse ourselves in the data to get the facts, then partner with the Business to drive direct action for our customers.
Team Integration: You'll be paired with the Finance team and work alongside FP&A, Accounting, and Treasury partners on day-to-day deliverables, gaining exposure to how a fast-moving fintech manages its books and plans ahead.
Real-World Projects: You'll build and maintain financial models, assist with month-end close and variance analysis, and help prepare materials used in budget reviews and investor reporting. All of this is to drive action, everything we do must pass the “so what” test.
Skill Building & Career Growth: Throughout the internship, you’ll attend workshops focused on technical skills, resume building, interview prep, and professional development. You’ll also have the chance to engage with company leadership during networking events.
Mentorship: Receive guidance and feedback from your manager, as well as a dedicated mentor who will help you navigate your internship experience, ensuring continuous learning and growth.
Pursuing a Bachelor’s Degree: You’re a current student expected to graduate in the Fall 2027/Spring of 2028 majoring in Finance, Accounting, Economics, or a related field (or have significant extra curricular experience related to Finance) .
Prior Experience: You've completed at least one previous internship, or have built substantial personal or academic projects you're excited to talk through.
Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout the entire program.
AI Native: You use AI daily in your work – Claude, ChatGPT, Gemini, etc. whatever best fits the task. Your default for analyses and model building is to use AI from the start. You understand AI as a tool, where it is stronger and weaker, and how to check/test for accuracy.
Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.
Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.
Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.
Excited to Learn & Grow: You are passionate about being part of a rapidly growing organization and look forward to expanding your skills in a real-world setting. Added bonus if you are obsessed with the Fintech space and have a point of view on where it is heading next.
Early access to a high potential, high growth fintech
Hands on experience
Beautiful NYC SoHo Office
Professional development and team social outings
Work Authorization: OnePay will not sponsor applicants who need employment sponsored visas for this position. Future sponsorship will not be considered.
Standard Interview ProcessOur process varies by role. Most candidates go through:
AI-assisted initial screen
Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].
Skills Required
- Currently pursuing a bachelor's degree in Finance, Accounting, Economics, or a related field, with expected graduation in Fall 2027 or Spring 2028
- At least one previous internship or substantial personal or academic projects to discuss
- Available for the full-time, eight-week program from June 21 through August 13, 2027
- Available to work in the New York City office at least three to four days per week throughout the program
- Comfortable using AI tools such as Claude, ChatGPT, or Gemini for analysis and model building
- Proactive, collaborative, and ownership-oriented approach
- Critical thinking, problem-solving, and clear communication skills
- Strong organizational skills and attention to detail
OnePay Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about OnePay and has not been reviewed or approved by OnePay.
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Fair & Transparent Compensation — Pay is considered competitive and has shown recent improvement, aligning with market-level ranges cited for several roles. Feedback suggests overall pay is solid relative to comparable fintech employers.
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Healthcare Strength — Health benefits from Day 1 and descriptions of “Cadillac” plans indicate strong medical coverage. Feedback suggests immediate eligibility and plan quality form a robust healthcare baseline.
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Leave & Time Off Breadth — Flexible PTO/sick time and generous parental leave are highlighted as part of the core package. Feedback suggests time-off breadth supports work-life balance in a remote-first context.
OnePay Insights
What We Do
We're on a mission to help people achieve financial progress. We're seeking team members who are hungry, humble, and honest to help us build simple solutions for people to save, spend, and grow their money — all in one place. Here you’ll have the opportunity to challenge the status quo with proven leaders in fintech, banking, consumer products, and tech. One is backed by Walmart and Ribbit Capital. Learn more about us at www.one.app. Follow for the latest news and updates on employee life. One card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International.
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