Sav is a Series A-stage company, founded by experienced operators with backgrounds across global banking, payments, and financial infrastructure. The company is backed by institutional investors and strategic partners, supporting its build-out at the intersection of open finance, AI, and regulated financial products.
Operating across the GCC with a growing global footprint, Sav is building an autonomous finance platform that unifies how consumers spend, save, invest, and manage credit. The company has been recognized among the UAE Future 100, Deloitte Fast 50, and as a Top 10 AI startup in MENA by Google for Startups.
We operate across three core layers — data, intelligence, and products — to create a seamless financial system.
Our data layer aggregates real-time financial information across institutions using open finance frameworks.
Our intelligence layer applies AI to identify opportunities, automate decisions, and optimize financial outcomes.
Our product layer embeds regulated financial offerings directly into the consumer journey.
This integrated stack creates a 360° platform to continuously launch and scale new financial products across markets. You will operate across this full stack — translating data into intelligence, and intelligence into live, scalable, revenue generation products.
We’re looking for a hands-on finance operator who loves numbers, hates messy books, and thrives on automation.
You’ll own the day-to-day accounting operations - ensuring that every transaction, from a user’s top-up to a marketing expense, is accurately recorded, reconciled, and reported.
This is a high-ownership role at the intersection of finance, data, and systems - perfect for someone who wants to go beyond traditional accounting and build the financial engine of a modern fintech.
Maintain accurate and up-to-date books across all Sav entities in multi jurisdictions.
Own daily reconciliations across banks, cards, and payment gateways. Support in timely vendor payouts.
Automate manual finance workflows using Zoho, Google Sheets, or scripts.
Manage accounts payable and receivable, ensuring clean ledgers and zero suspense. Prepare Balance sheet reconciliations and schedules.
Support month-end and quarter-end close processes with precision and timeliness.
Prepare key financial statements (P&L, balance sheet, cash flow) and variance reports.
Coordinate with auditors and consultants for reviews, filings, and statutory audits.
Partner with Product and Treasury teams to track real-time cash and revenue movement.
Support compliance reporting (VAT, DFSA, etc.) and maintain audit-ready documentation.
Support Tax compliances for multi jurisdictions (India, UAE and US) and ensure full regulatory adherence. Prepare data and workings for filings.
Support in tax assessments (Direct/Indirect). Prepare data and workings for assessments.
Build and share dashboards and reports for leadership and business teams
Requirements
Experience and qualifications:
3-5 years of accounting or finance ops experience in a fintech, SaaS, or startup.
Strong grip on end-to-end bookkeeping, reconciliations, and month-end close.
Experience working with Zoho Books or Xero (NetSuite is a plus).
Advanced Excel / Google Sheets proficiency; familiarity with SQL or PowerBI is a plus.
Working knowledge of VAT and statutory compliance.
Obsessive attention to detail, process discipline, and documentation.
Strong ownership, curiosity, and bias for automation — not repetition.
Comfortable working cross-border (UAE, India, KSA entities) and with global teams.
You’ve implemented or integrated accounting tools via APIs.
You’ve worked with auditors and regulatory bodies (DFSA, ZATCA, etc.).
You’ve supported or managed a migration to a new accounting platform.
Benefits
Why join Sav?
Be part of one of the most ambitious fintech journeys in the GCC.
Work directly with the founders and leadership team.
Build processes that shape the future of autonomous finance in the region.
Flat structure, fast execution, and high trust - zero red tape.
Global exposure and multi-country operations experience.
Skills Required
- 3-5 years of accounting or finance operations experience in a fintech, SaaS, or startup
- End-to-end bookkeeping, reconciliations, and month-end close experience
- Experience with Zoho Books or Xero
- Experience with NetSuite
- Advanced Excel / Google Sheets proficiency
- Familiarity with SQL or PowerBI
- Working knowledge of VAT and statutory compliance
- Strong attention to detail, process discipline, and documentation
- Strong ownership, curiosity, and bias for automation
- Comfortable working cross-border (UAE, India, KSA) and with global teams
- Experience implementing or integrating accounting tools via APIs
- Experience working with auditors and regulatory bodies (DFSA, ZATCA, etc.)
- Experience supporting or managing a migration to a new accounting platform
What We Do
An intelligent app that adapts to how you live, spend, and grow - that syncs across banks, cards, and investments to build wealth and save.
