We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.
The Consumer Risk team is responsible for protecting Plaid and our ecosystem against fraud and abuse activities by building risk defense solutions and capabilities to detect and mitigate abuse across all Plaid products.
You will develop risk defenses to help Plaid detect and mitigate abusive activities across products. You’ll build tailored risk systems and work with product teams to implement defenses that benefit the broader ecosystem. You’ll partner with data scientists, machine learning engineers, product managers, and other cross-functional teams to derive risk insights, improve product features, and respond to fraud challenges across the ecosystem. You’ll influence product direction to enhance resilience against fraud and abuse, solving complex problems by navigating organizational and technical challenges with innovative solutions.
Responsibilities
- Responsible for ensuring success in our mission to protect Plaid’s products, consumers, and the broader ecosystem against fraud and abuse. You will lead and directly contribute to the critical fraud domain, driving multi-quarter, cross-team, and cross-service technical projects.
- Gain extensive collaboration opportunities with cross-functional leaders across the company—including Risk, Security, Legal, GTM, and Beacon—helping to influence product strategies and directions across all Plaid products.
- Work to automate how operations teams review and respond to new or ongoing attacks.
Qualifications
- 6+ years of experience with extensive experience in software engineering with a proven track record of shipping successful projects.
- Experience in the Fraud & Risk Engineering domain with hands-on experience building end to end risk solutions.
- Excellent coding, testing and system design skills.
- Excellent analytical and problem solving skills.
- Experience working with product, design, data science and ML.
- [Nice to have] Experience in productionizing ML models.
- [Nice to have] Experience in shipping 0 to 1 projects.
- [Nice to have] Experience in data intensive systems, graph data models
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.
Please review our Candidate Privacy Notice here.
What We Do
Plaid is used by thousands of digital financial apps and services like Betterment, Expensify, Microsoft and Venmo, and by many of the largest banks to make it easy for consumers to connect their financial accounts with the apps and services they want to use. Plaid connects with over 11,000 financial institutions across the U.S, Canada and Europe.
At Plaid, we have diverse backgrounds and skills, but we're all passionate about building a more efficient and inclusive financial infrastructure—together.
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