About the Role
We are seeking a highly motivated Limits Monitoring Executive to join our Credit Operations team at RHB Banking Group. In this role, you will be responsible for performing daily limits monitoring and maintenance activities, including limit implementation, loan static data maintenance, and monitoring functions across various banking products. You will work closely with Business Units and key stakeholders to ensure operational efficiency, accuracy, compliance, and timely service delivery while supporting the Bank's digitalization and process improvement initiatives.
What you will be doing
- Structure credit facilities in the loan system and perform limit implementation, maintenance, and monitoring activities.
- Perform loan static data maintenance accurately and in a timely manner.
- Respond to Business Units' requests and enquiries within agreed service timelines.
- Collaborate with stakeholders to resolve operational issues and strengthen partnerships between Credit Operations and Business Units.
- Support the development of a service-oriented culture and contribute to achieving team objectives.
- Participate in digitalization, automation, and straight-through processing (STP) initiatives to improve operational efficiency.
- Ensure all service level agreements (SLA) and turnaround times (TAT) are consistently met.
- Drive process improvement initiatives to enhance productivity, improve turnaround times, and reduce operational errors.
- Identify operational risks and recommend controls to ensure compliance with internal policies, regulatory requirements, and risk management standards.
- Support audit, compliance, and control objectives to maintain strong operational governance.
- Participate in Business Continuity Planning (BCP), risk coordination, or data stewardship activities as required.
- Continuously develop technical knowledge and competencies to keep pace with evolving business and regulatory requirements.
What we're looking for
- Bachelor's Degree in a relevant discipline.
- At least 2 years of experience in a financial institution, preferably in credit administration, credit operations, or related functions.
- Good understanding of commercial, corporate, and retail banking products.
- Familiarity with credit facility implementation, loan operations, and limit monitoring processes.
- Knowledge of local regulatory requirements would be an added advantage.
- Strong analytical, organizational, and problem-solving skills.
- Resourceful, detail-oriented, and able to work effectively in a fast-paced environment.
- Strong time management skills with the ability to manage multiple priorities simultaneously.
- Proficiency in Microsoft Office applications, particularly Microsoft Excel.
- A collaborative team player with a passion for continuous improvement and operational excellence.
Skills Required
- Bachelor's degree in a relevant discipline
- At least 2 years of experience in a financial institution, preferably in credit administration, credit operations, or related functions
- Understanding of commercial, corporate, and retail banking products
- Familiarity with credit facility implementation, loan operations, and limit monitoring processes
- Knowledge of local regulatory requirements
- Strong analytical, organizational, and problem-solving skills
- Resourcefulness and attention to detail
- Ability to work effectively in a fast-paced environment
- Strong time management and ability to manage multiple priorities
- Proficiency in Microsoft Office applications, particularly Microsoft Excel
- Collaborative teamwork and commitment to continuous improvement and operational excellence
What We Do
We are a multinational regional financial services provider that is committed to deliver complete solutions to our clients through differentiated segment offerings and an ecosystem that supports simple, fast and seamless customer experience, underpinned by cohesive and inspired workforce and relationship built with stakeholders Headquartered and listed in Malaysia, RHB Banking Group is the longest established local bank, formed though the mergers of several banks, the oldest of which was founded in 1913. RHB Banking Group and its subsidiaries provide a full range of services ranging from retail banking, business banking, corporate and investment banking, Islamic banking, transaction banking to treasury, insurance, asset management, private equity and stockbroking services. TOGETHER WE PROGRESS Our strong heritage is the foundation of our commitment to continue serving the community. For over a 100 years, we have been helping people and businesses grow and succeed, and will continue to do so. Our experience gives us an in-depth understanding of the needs of our customers and partners, inspiring us to constantly innovate and improve to serve them better. With their unending support, we have established ourselves with a strong footprint throughout Malaysia and we are now present in 9 other countries across the ASEAN region. We hope our legacy and pursuit for excellence continues as we tirelessly cultivate and nurture the next generation through our actions and words, preparing a brighter future ahead. We thank those who believe in us and welcome everyone to join us on our exciting journey of progress. The time has come for us to move forward in unison, to realise our greater potential together. Our new brand promise "Together We Progress” honours our past, celebrates the present and welcomes the future. We invite you to join us as we work towards a better and brighter future for all.
