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The Role
Lead financial and enterprise diagnostics for refugee-owned MSMEs in Poland. Provide training and one-to-one coaching on financial management, cash flow, budgeting, profitability, loan and grant readiness, and access to commercial, microfinance, leasing, and alternative funding. Develop practical financial tools, engage finance providers, facilitate introductions, and translate diagnostic findings into actionable growth and financing roadmaps and reports.
Summary Generated by Built In
Enterprise Diagnostics & Access to Finance Expert
Support Strategies for Scaling Ukrainian Refugee-Owned MSMEs in Poland
Location: Poland
Status: Proposal
Please note: Candidates must be authorized to live and work full-time in Poland
Project Info:
European Bank for Reconstruction and Development is seeking consultancy services to support refugee-owned micro, small and medium enterprises (MSMEs) established in Poland by Ukrainian nationals displaced since the full-scale invasion of February 2022. The assignment will deliver entrepreneurship education, mentoring, business development counseling/coaching, and business matchmaking to a minimum of 300 beneficiary enterprises, to drive measurable growth outcomes – increased turnover, job creation, market penetration, digitalization, compliance, and integration into EU and Ukrainian value chains. IDG is assembling a core team – comprising, at minimum, a Team Lead and an Enterprise Diagnostics & Access to Finance Expert – to deliver this program under a Framework Agreement with EBRD.
The Position:
The Enterprise Diagnostics & Access to Finance Expert leads diagnostics of beneficiary enterprises' financial maturity and financial management for growth and drives delivery of access-to-finance and grant support – including practical tools and templates and one-to-one investment/loan-readiness coaching. This role works closely with the Team Lead and directly with MSME owners/managers to convert diagnostic findings into prioritized, actionable growth and financing roadmaps.
Key Duties and Responsibilities
• Financial and enterprise diagnostics: Conduct structured MSME diagnostics across business model, operations, financial performance, market positioning, and digital maturity to identify key constraints to growth.
• Financial management training and advisory: Deliver training and advisory on financial management, unit economics, cash flow forecasting, budgeting, working capital, pricing, and profitability improvement.
• Diagnostic-to-action translation: Translate diagnostic findings into clear, prioritized, and practical recommendations, supporting enterprises to define realistic improvement and growth roadmaps.
• Access to finance support: Support MSMEs to access commercial bank finance (loan readiness, documentation, credit story), microfinance/leasing and alternative finance (including crowdfunding where relevant), and grant applications (narratives, budgets, eligibility, compliance).
• Tool development: Build practical tools such as financial model templates, grant budget templates, lender checklists, and pitch-deck structures for beneficiary use.
• Ecosystem engagement: Engage banks, microfinance institutions, and leasing companies, and facilitate introductions between beneficiary enterprises and finance providers.
• One-to-one coaching: Deliver 1:1 finance coaching to MSME owners/managers, with strong facilitation skills and confidentiality/data discipline; challenge assumptions constructively and present conclusions clearly in written reports and verbal briefings.
• Reporting: Contribute financial and diagnostic inputs to periodic evaluation reports and the final report, in coordination with the Team Lead.
Required Qualifications and Experience:
• Experience: 10–15+ years in SME finance, banking (SME lending), investment readiness, corporate finance, or advisory; at least 5 years supporting MSMEs with funding applications and financial planning.
• Demonstrated ability to conduct structured MSME diagnostics across business model, operations, financial performance, market positioning, and digital maturity.
• Practical experience supporting MSMEs to access commercial bank finance, microfinance/leasing, alternative finance, and grant funding.
• Strong familiarity with creditworthiness assessment and the typical constraints faced by refugee-owned businesses (limited credit history, documentation gaps, language barriers).
• Proven ability to engage effectively with MSME owners/managers, facilitate discussions, and present diagnostic conclusions clearly in written and verbal form.
• Ability to build practical financial and access-to-finance tools (templates, checklists, pitch-deck structures).
• Experience engaging banks, MFIs, and leasing companies, and facilitating introductions on behalf of client enterprises.
Required Language Skills:
• English: C1/C2.
• Polish: B2–C1 preferred (ability to navigate the local finance ecosystem is valuable).
• Ukrainian: B1–B2 desirable (for 1:1 finance coaching and trust-building with beneficiary entrepreneurs).
Additional Desirable Skills:
• Strong 1:1 coaching skills, with attention to confidentiality and data discipline.
• Familiarity with the Poland/EU regulatory and tax environment as it affects MSME financing decisions.
• Experience working with displacement-affected or migrant entrepreneurs.
Skills Required
- 10–15+ years of experience in SME finance, SME banking, investment readiness, corporate finance, or advisory
- At least 5 years supporting MSMEs with funding applications and financial planning
- Experience conducting structured MSME diagnostics across business models, operations, financial performance, market positioning, and digital maturity
- Practical experience supporting MSMEs with commercial bank finance, microfinance, leasing, alternative finance, and grant funding
- Strong familiarity with creditworthiness assessment and constraints faced by refugee-owned businesses
- Ability to engage MSME owners and managers, facilitate discussions, and present conclusions clearly in writing and verbally
- Ability to build financial and access-to-finance tools, including templates, checklists, and pitch-deck structures
- Experience engaging banks, microfinance institutions, and leasing companies and facilitating client introductions
- English proficiency at C1/C2 level
- Authorization to live and work full-time in Poland
- Polish proficiency at B2–C1 level
- Ukrainian proficiency at B1–B2 level
- Strong one-to-one coaching skills with confidentiality and data discipline
- Familiarity with the Poland/EU regulatory and tax environment affecting MSME financing
- Experience working with displacement-affected or migrant entrepreneurs
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The Company
What We Do
International Development Group (IDG) is an international development advisory organization that partners with governments, multilateral institutions, and other donors to catalyze resilient, inclusive economic growth and reduce global poverty. It delivers technical assistance and capacity strengthening in public financial management, private-sector development, trade, monitoring and evaluation, cost-benefit analysis, financial-sector development, food security, agriculture, and institutional support across developing countries worldwide.
