FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.
FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities to gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
About the Role
We are looking for an experienced Engineering Manager to lead a team of engineers responsible for building and scaling reliable technology solutions for our lending and credit products.
You will combine strong technical expertise with people leadership, working closely with Product, Data, Risk, and other stakeholders to translate business needs into scalable technical solutions. You’ll be responsible for engineering execution, technical direction, team development, and the reliability of the systems your team owns.
Requirements
What You’ll Do
- Lead, mentor, and develop a team of software engineers, creating a high-performing and collaborative engineering culture.
- Own the technical direction and delivery of systems supporting lending and credit products.
- Work closely with Product, Risk, Data, and other teams to define technical solutions and delivery priorities.
- Drive the design, development, and scaling of reliable backend services and distributed systems.
- Participate in architectural decisions and ensure solutions are scalable, maintainable, and resilient.
- Set engineering standards around code quality, testing, deployment, observability, and system reliability.
- Support engineers with technical guidance, code reviews, architecture discussions, and complex problem-solving.
- Identify and address technical debt, performance bottlenecks, and system reliability issues.
- Ensure effective planning, prioritisation, and timely delivery of engineering initiatives.
- Establish and track engineering metrics around delivery, quality, reliability, and operational performance.
- Support incident management and ensure effective root-cause analysis and follow-up.
- Coach engineers through regular 1:1s, feedback, career development, and performance management.
- Participate in hiring and help build a strong engineering team.
What We’re Looking For
- 7+ years of software engineering experience, with significant experience in backend development.
- 2+ years of experience managing or leading engineering teams.
- AI native development familiarity
- Hands-on coding experience and contribution is must to have, you would be expected to design and code the new system and lead with examples.
- Strong experience designing and building distributed systems and scalable backend applications.
- Experience working within lending, credit, fintech, payments, or a closely related financial domain.
- Strong understanding of relational database design, optimisation, indexing, and query performance.
- Strong knowledge of system design, software architecture, APIs, microservices, and asynchronous/event-driven systems.
- Proven experience delivering complex technical projects from design through production.
- Strong understanding of software development practices, CI/CD, testing, monitoring, and production operations.
- Experience mentoring engineers and developing technical talent.
- Strong communication and stakeholder-management skills, with the ability to work effectively across technical and non-technical teams.
- Ability to balance technical quality, business priorities, and delivery timelines.
Nice to Have
- Experience building or scaling credit decisioning, loan management, repayment, collections, or risk systems.
- Experience working with high-volume transactional systems.
- Experience with cloud infrastructure and modern DevOps practices.
- Experience leading distributed or geographically dispersed engineering teams.
- Experience hiring and scaling engineering teams in a fast-growing organisation.
Programming language: golang, react (some level of frontend development would be good to have)
Benefits
- Private Health Insurance
- Pension Plan
- Training & Development
- Remote work
- Paid Time Off
- HR Screening: 30 minutes
- Hiring Manager Interview: 30 minutes
- Technical interview with the Engineering team: 60 minutes.
Skills Required
- 7+ years of software engineering experience
- Significant backend development experience
- 2+ years managing or leading engineering teams
- Familiarity with AI-native development
- Hands-on coding experience and ability to design and code new systems
- Experience designing and building distributed systems and scalable backend applications
- Experience in lending, credit, fintech, payments, or a related financial domain
- Understanding of relational database design, optimization, indexing, and query performance
- Knowledge of system design, software architecture, APIs, microservices, and asynchronous or event-driven systems
- Experience delivering complex technical projects from design through production
- Understanding of software development practices, CI/CD, testing, monitoring, and production operations
- Experience mentoring engineers and developing technical talent
- Strong communication and stakeholder-management skills
- Ability to balance technical quality, business priorities, and delivery timelines
- Experience building or scaling credit decisioning, loan management, repayment, collections, or risk systems
- Experience with high-volume transactional systems
- Experience with cloud infrastructure and modern DevOps practices
- Experience leading distributed or geographically dispersed engineering teams
- Experience hiring and scaling engineering teams in a fast-growing organization
- Some frontend development experience with React
What We Do
FairMoney is building the leading mobile bank for emerging markets. Our goal is to rebuild Africa's money story by offering Tier 1 digital financial services to merchants and consumers alike. In our key market; Nigeria, FairMoney is currently the Most downloaded fintech app in Nigeria with over 10 million downloads and the #1 digital bank in Nigeria. FairMoney offers a range of digital financial products including, near-instant digital loans 24/7, investment products, savings, payments, and cards directly via its mobile app. We give 10,000 loans daily (one every 8 seconds!) in Nigeria and India, and have banking operations in Nigeria, with over 6 million users. We're backed by international investors and have raised a total of $89.9M in funding, to support our development. FairMoney is unique thanks to its international exposure (with offices on 3 continents) and its impact-driven mission: we bring financial inclusion to underbanked people in emerging markets! We are a team of close to 600 people, and for most of the positions, it's possible to join FairMoney remotely or in one of our offices: in Paris, Bangalore, Lagos, and Riga. We value candidates who embrace our company values: • Growth Mindset – We believe in the power of a Growth Mindset, not fixed or static. • Big Plans, Bigger Ambitions - We make big plans, and have even Bigger Ambitions. We are here to build massive scale and drive the fintech revolution across Africa. • Talent has no passport - We believe that Talent Has No Passport. While opportunity may not be evenly distributed across the world, talent is. • Start with the Client – We Empathize with our users to optimize our impact. Many of us don’t live where our customers do - we must go in-depth to understand their pain points. Discover our other values during your discussions with the team. https://apply.workable.com/fairmoney/?lng=en
