Engineering Manager: New Initiative

Reposted 23 Hours Ago
Be an Early Applicant
San Francisco, CA, USA
Hybrid
307K-352K Annually
Senior level
Fintech • Software • Financial Services
Join our user-focused team on a mission to help people reach financial goals & protect privacy.
The Role
Lead and grow a team of engineers, define technical direction, uphold engineering standards, and drive product outcomes at Kikoff.
Summary Generated by Built In

Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.


Why Kikoff:

This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.

About the Role

Kikoff is one of the fastest-growing consumer fintech apps in the US, already serving millions of Americans. This role leads a dedicated team working on one of Kikoff's most important product initiatives with real autonomy, high visibility, and a direct line to the company's long-term growth story.

As Engineering Manager, you will start with a team of 4 engineers and grow it to ~8 by end of year. You will set the technical direction, hire and develop the team, and partner closely with product and design to take this initiative from early stages to full scale.

This is a player-coach role at the start. You will be close to the code, close to product decisions, and close to the people. As the team grows, you will shift toward leading through others — but the technical foundation you set early will matter.

If you want a role where your decisions shape a product from day one, where your team's work reaches millions of users, and where strong execution today shapes a company that millions of people depend on - this is it.

In This Role, You WillLead and Grow the Team
  • Lead, coach, and develop a team of 4 engineers, with a plan to grow to ~8 by end of year
  • Hire strong engineers who thrive in ambiguity, take ownership of outcomes, and care about craft
  • Build a highly collaborative team environment where engineers have real ownership, do high-impact work, and grow faster because they are surrounded by great people and genuinely difficult problems
  • Be hands-on early: reviewing code, making architecture calls, unblocking the team directly when needed
Own the Technical Direction
  • Define the architecture and foundational technical decisions for a new product built on Kikoff's existing platform
  • Uphold high engineering standards: code quality, testing discipline, system reliability, and safe deployments
  • Partner with Kikoff's app platform and foundation teams to build on shared, well-maintained infrastructure
Drive Product Outcomes
  • Work closely with product and design to turn ambiguous problems into scoped, shippable work
  • Own the technical roadmap and ensure the team is always working on the highest-impact problems
  • Be a genuine collaborative partner to product and design - bring engineering creativity to open problems, surface possibilities they have not considered, and stay curious about their perspective and user insights
  • Think in terms of outcomes for users and the business, not just features shipped
You Have
  • 5+ years of software engineering experience with a strong backend or full-stack foundation: you can review code, make architecture decisions, and contribute directly when needed
  • 2+ years of engineering management experience, ideally with time building a new product or feature from scratch
  • A track record of shipping: you have taken products from idea to production and know what it takes to keep quality high while moving fast
  • Experience hiring and developing engineers: you know what good looks like, and you have a process for finding and growing it
  • You use AI like having an AI double helping you get more done like writing JDs 😉
  • Strong product sense: you care about the "why" as much as the "how", and you can hold a product point of view even without a PM in the room
  • Comfort operating with ambiguity and incomplete information: you know how to make good decisions before all the facts are in
  • Clear, direct communication with your team, with leadership, and with cross-functional partners
Nice to Have
  • Experience in consumer fintech, consumer mobile, or subscription products
  • Familiarity with Ruby on Rails, Flutter, and/or React
  • Experience building on top of an existing platform or within a shared ecosystem
  • Background at a company at a similar stage - profitable, scaling fast, pre-IPO
What We're Like

Scrappy. We move fast and build what we need, not what sounds impressive. We don't cut corners when they matter, and we don't over-engineer when they don't.

Risk-oriented. We make tradeoffs deliberately. A mature team knows the difference between a bet worth taking and one that isn't.

Data-obsessed. We all look at data, pull it, and believe that understanding the mechanics yields real insight. You will be surrounded by people who think this way.

Humble. We know this journey has required timing, circumstance, and the right people showing up. We are grateful, and we don't take it for granted.


Base Range
$307,000$352,000 USD

Equal Employment Opportunity Statement

Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

Please reference the following for more information.

Skills Required

  • 5+ years of software engineering experience
  • 2+ years of engineering management experience
  • Experience hiring and developing engineers
  • Track record of shipping products from idea to production

Kikoff Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Kikoff and has not been reviewed or approved by Kikoff.

  • Healthcare Strength Employer-paid employee medical, dental, and vision premiums are highlighted across postings and benefits pages. This materially lowers out-of-pocket costs and signals strong core coverage.
  • Wellbeing & Lifestyle Benefits Daily meals, snacks, fitness benefits, and substantial commuter support are prominently offered. These perks can meaningfully enhance day-to-day experience, especially for in-office or hybrid roles.
  • Retirement Support A 401(k) with company matching is included in the package. The presence of matching adds long-term financial value even as specific formulas are not publicly detailed.

Kikoff Insights

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The Company
HQ: San Francisco, CA
165 Employees
Year Founded: 2019

What We Do

Kikoff is a personal finance platform that offers the simplest credit-building solution out there: $0 fees, 0% interest, and no credit pull. Your credit score is the foundation of your financial health – yet most people don’t have the credit score they deserve. That’s why Kikoff built the most accessible and affordable credit-building solution – it’s also the fastest growing and the top-rated credit building mobile app. Kikoff works whether you’re new to credit or looking for an extra boost. Building credit is just the start; Kikoff is building a personal finance platform designed to help consumers achieve financial wellness. Driven by the co-founders’ and team’s personal experiences, Kikoff’s mission is to provide refreshingly fair, effective, and simple pathways to meet your financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco, California.

Why Work With Us

We are building an organization that maximizes growth and learning; we are invested in helping you grow and achieve what you want in your career. Our principles include a bias towards action, work in public, first principles thinking, intellectual honesty and extreme ownership.

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