Engineering Lead - Payments Optimisation Lab

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Edinburgh, City of Edinburgh, Scotland
In-Office
Fintech • Software • Financial Services
The Role

End Date

Sunday 01 March 2026

Salary Range

£92,701 - £109,060

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

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Job Description

JOB TITLE: Engineering Lead - Payments Optimisation Lab

SALARY: £90,400 - £106,000

LOCATION(S): Edinburgh

HOURS:  Full time

WORKING PATTERN: Hybrid, 40% (or two days) in an office site

About this opportunity

We’re looking for a strong engineering leader to lead delivery within a multi‑disciplinary lab, ensuring high‑quality software is built, released, and runs as intended.

You’ll own the engineering agenda for workflow optimisation, driving improved zero‑touch payments outcomes by reducing failure demand and exceptions through PEGA workflow automation and the use of agentic AI and GenAI. As a passionate advocate for Engineering, you’ll represent the voice of engineers, proactively identify blockers, and help teams remove impediments, so they can deliver at pace. You’ll foster modern engineering practices and continuous improvement, using technology to unlock agility and deliver compelling customer and business outcomes efficiently. You’ll also play a key role in keeping the area safe, embedding resilience, security, and risk management into delivery while maintaining clear accountability for run and change.

What you’ll need

Domain + Lab outcomes
  • Experience across the payments domain, and a track record of delivering service optimisation through automation and efficiency outcomes.

  • Strong experience delivering workflow automation using PEGA (or comparable workflow/BPM tooling) in complex operational environments.

  • Proven, hands‑on experience applying agentic AI / GenAI to workflow optimisation to drive automation and reduce failure demand/exceptions.

Top technical skills
  • Expert experience in software design & development patterns, with the ability to set standards and direction for how teams build maintainable solutions.

  • Expert software development capability, with strong engineering fundamentals and modern delivery discipline.

  • Expert technical solution design experience, able to translate complex requirements into secure, resilient, operable end‑to‑end solutions.

Engineering leadership & ways of working
  • Experience providing software engineering oversight and leadership across teams, inspiring delivery while encouraging simplicity and building trust.

  • Strong engineering practice across quality and secure delivery (e.g., code quality, secure programming practices, CI/CD), with the ability to coach teams and embed effective development frameworks.

  • Experience working closely with Product Owner counterparts to ensure technology considerations are factored into decision making appropriately.

About working for us

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.

We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.

And it’s why we especially welcome applications from under-represented groups.

We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

  • A generous pension contribution of up to 15%

  • An annual bonus award, subject to Group performance

  • Share schemes including free shares

  • Benefits you can adapt to your lifestyle, such as discounted shopping

  • 30 days’ holiday, with bank holidays on top

  • A range of wellbeing initiatives and generous parental leave policies

Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

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The Company
HQ: London
60,287 Employees

What We Do

Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.

We're part of an ever-changing industry and are currently on a journey to shape the financial services of the future, whilst supporting our customers’ changing needs.

The scale and reach of our Group means we can offer a broad range of opportunities to learn, grow and develop. Our values-led culture and approach to inclusion and diversity means we can all make a real difference together.

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