Pinwheel - Helping banks win primacy with frictionless account activation solutions
Pinwheel helps banks win primacy by making switching direct deposits easy. Through exclusive and first-of-its-kind partnerships with payroll providers, Pinwheel can instantly authenticate consumers without credentials. This new product provides best-in-class conversion, greater security, better insights, and a seamless UX for switching direct deposits at the world's leading financial institutions.
Pinwheel's platform has enterprise-grade security protocols to power connections to over 1,800 platforms (covering up to 100% of US workers paid via direct deposit) and over 1.5 million employers. From that point of connectivity, leading fintechs and financial institutions (such as Block's Cash App, Citizens Bank, Acorns, Credit Karma, and more) leverage us to power direct deposit switching, earned wage access, income & employment verification, and build innovative new products.
Pinwheel is trusted and funded with $77M by top-tier investors such as Notable, Coatue, First Round Capital, and more.
Who are we looking for?
Pinwheel is looking for a creative and efficient Senior Full Stack Engineer who will build and evolve products that delight Pinwheel's customers. As an early engineer at the company, you will touch all services used by Pinwheel's customers and help set direction for years to come. You will collaborate across Product, Design, and Engineering to build new features, from conception to design to implementation and beyond. You'll help identify and prioritize the most impactful problems to solve. And you will contribute to leveling up the engineering team through mentorship and improving tooling, processes, and engineering standards.
What will you be doing?
- Build, scale, and evolve the data models, services, and systems that power our APIs.
- Develop frontend experiences used by every Pinwheel customer, partner, and user.
- Design and ship full-stack products, touching all layers of our architecture.
- Collaborate across teams and functions to deliver entire features and products to our users.
- Deeply understand our customer needs and design systems to solve them.
- Create and improve tooling, processes, and engineering standards across the team.
- Mentor engineers and help the team grow.
What experience, skills, and qualifications are necessary?
- 5+ years of experience building and maintaining full stack applications, spanning data design, application logic, and user experiences.
- Significant experience with modern backend frameworks (e.g. FastAPI, Django, Rails, Gin) and frontend frameworks (e.g. React).
- Played key implementation roles in projects with multiple teams and engineers.
- A desire to learn new systems and technology as our business evolves.
- Ability to design systems and evaluate the tradeoffs in scalability, reliability, performance, and maintainability.
- A passion for working closely with customers.
- Creativity, empathy, and a drive for continuous improvement.
- Willingness to work onsite at NYC headquarters 3 days a week.
Why join Pinwheel?
Best time to join - Our company is small but well-funded, meaning you are joining at a time where you can impact and shape the company.
Be a cultural builder - You will have an active hand in molding the company culture and being a part of the entrepreneurial journey.
Build Something Revolutionary - Help build the consumer data infrastructure of the future.
Belong - Join a community that is passionate and relentless about building fairer financial systems for all.
Benefits included:
- Great compensation & equity packages
- Full medical, dental, and vision benefits
- Life & short-term disability insurance
- Unlimited vacation
- Paid parental leave
- 401K for retirement planning
- Mentorship opportunities
- Free Citibike membership
- Pet friendly offices and Zoom spaces
At Pinwheel, total compensation is made up of salary + equity + benefits. We recruit motivated and high performing talent, and work to compensate people in line with the value they can bring to the organization in delivering outsized results. The talent market is competitive, and maintaining our ability to recruit and retain the best team possible is a top priority for Pinwheel. When creating an offer, we consider interview performance, candidate experience, external market competitiveness, and internal equity in thoughtfully assessing compensation. The expected cash salary range for this role is $144,000 - $190,000 base.
Diversity & Inclusion at Pinwheel
At Pinwheel, we are committed to building an environment that is diverse and inclusive. We believe that having people across different backgrounds, experiences, abilities, and perspectives enables us not only to build the best financial products, but to help us realize the best versions of ourselves. Pinwheel is an equal opportunity employer, and we aim to be an open and supportive place to work.
As part of our commitment to health and safety, Pinwheel requires employees to be fully vaccinated against COVID-19 as permitted under applicable law.
Top Skills
What We Do
More than half of Americans have a poor credit score or no score at all. Since most institutions rely on traditional credit scoring to assess risk, that means these people can't access affordable products. Instead, they resort to high-interest credit cards, payday loans, and trigger overdraft fees to make ends meet — which ultimately push them into deeper cycles of debt.
Pinwheel provides an API platform that makes it easy to connect payroll accounts like ADP and Gusto to any app. By unlocking the wealth of identity, income and employment data that sits in these systems, alongside direct access to paychecks, we can help innovators build the next generation of products that increase access for the underserved while improving the businesses of our partner fintechs, banks, and lenders.
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Pinwheel Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
