Employee Benefits, Quote Specialist

Posted 3 Hours Ago
Be an Early Applicant
Hartford, CT, USA
In-Office
50K-75K Annually
Junior
Fintech • Payments • Financial Services
The Role
Prepare accurate proposals for employer groups (50-499 lives) by analyzing RFPs, underwriting guidelines, and census/experience data. Perform manual rating (STD, LTD, Life, voluntary), build plan designs and account structures in PRISM, verify rating reports, maintain case status, support regional account executives, manage work queue, escalate issues, and participate in process improvements and special projects.
Summary Generated by Built In
UW Quote Specialist - UO09BN

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.   

         

The Hartford’s Employee Benefits segment is a market leader in life and disability insurance and an expanding suite of voluntary products and services, providing businesses with the employee benefits solutions necessary to attract and retain top talent. The Hartford sets the standard for helping individuals reclaim their lives in the face of disability or personal crisis.

Responsibilities:

  • Accurately and efficiently assesses the benefits needs of new employer groups with 50-499 lives, provides knowledgeable responses and requests missing information as required.

  • Analyzes initial Requests for Proposal (RFPs), underwriting guidelines and product offerings to identify if offer can be made; completes and responds effectively to all RFPs by partnering with internal and external business partners.

  • Proficiency in manual rating for all products sold in PA space (ex: STD, LTD and Life, Voluntary products).

  • Systematically scrubs data- both RFP, Census and Experience data, for completeness and in accordance with minimum data requirements.

  • Understanding of plan designs to set up and build plan designs in PRISM.

  • Must understand account structure in order to complete the rating in PRISM.

  • Reviews rating reports for accuracy and reasonability; understands variances.

  • Provides accurate and timely delivery of proposal, meets quality guidelines and turnaround times.

  • Ensures appropriate information flow to senior team members and to producers, field representatives, and third parties.

  • Manages work queue, escalates urgent issues to manager and proposes work solutions as necessary.

  • Proactively maintains case status in systems and assists Regional Account Executive.

  • Champions continuous improvement and change through identifying, planning and implementing improvements for the team or department.

  • Participates in special projects which support segment needs and effectively assesses and communicates business impacts.

  • Adheres to required documentation standards.

Qualifications:

  • 2+ years of Insurance and employee benefits product experience; must be able to review and understand prior carrier booklets.

  • This position requires an 18 month commitment before being able to post internally for another role.

  • Understands organizational processes, methods and systems.

  • Solid working knowledge of products and operational parameters.

  • Takes Ownership – Takes immediate and independent action, suggests improvements, sets high standards and works hard to achieve them.

  • Takes initiative – takes immediate and independent action when needed, suggests improvements.

  • Customer & market segment orientation – conveys a commitment to providing responsive customer service.

  • Effective writing and communication skills.

  • Demonstrates effective team relationships across organizational lines.

  • Collaborates with other members of the organization to deliver results and communicate customer needs.

  • This role can have a Hybrid or Remote work schedule.  Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$50,000 - $75,000

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us | Our Culture | What It’s Like to Work Here | Perks & Benefits

Skills Required

  • 2+ years of insurance and employee benefits product experience; able to review and understand prior carrier booklets.
  • 18 month commitment before internal posting to another role.
  • Proficiency in manual rating for STD, LTD, Life, and voluntary products.
  • Understanding of plan designs and ability to set up and build plan designs in PRISM.
  • Understanding of account structure necessary to complete rating in PRISM.
  • Ability to analyze RFPs, underwriting guidelines, and product offerings and complete/respond to RFPs.
  • Systematic scrubbing of RFP, Census, and Experience data for completeness per minimum data requirements.
  • Review rating reports for accuracy and explain variances.
  • Effective writing and communication skills.
  • Customer and market segment orientation; commitment to responsive customer service.
  • Ability to manage work queue, escalate urgent issues, maintain case status in systems, and assist Regional Account Executive.
  • Adhere to documentation standards and participate in continuous improvement and special projects.

The Hartford Financial Services Group, Inc. Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about The Hartford Financial Services Group, Inc. and has not been reviewed or approved by The Hartford Financial Services Group, Inc..

  • Retirement Support A 401(k) with matching plus an additional company contribution, alongside an employee stock purchase plan and no‑cost financial planning, signals robust long‑term savings support. HSAs/FSAs and related financial tools further strengthen overall financial well‑being.
  • Leave & Time Off Breadth At least 25 days of PTO to start, options to buy or roll over time, and paid parental leave indicate broad time‑off support. Paid leave for organ and bone marrow donation and generous disability coverage extend protection for significant life events.
  • Healthcare Strength Multiple medical, dental, and vision options with the company covering most medical and dental premiums reflect strong core health coverage. Wellness programs, fitness reimbursements, well‑being credits, and accessible behavioral health services expand depth and accessibility.

The Hartford Financial Services Group, Inc. Insights

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The Company
HQ: Hartford, Connecticut
20,002 Employees
Year Founded: 1810

What We Do

Human achievement is at the heart of what we do. We put our belief into action by not only ensuring individuals and businesses are well protected, but by going even further – making an impact in ways that go beyond an insurance policy

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