About Working at Commerce
Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us.
Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you.
Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk.
Compensation Range
Hourly: $21.40 - $27.65 (Amount based on relevant experience, skills, and competencies.)The main purpose of this job is to support Commercial Contract clients in a variety of ways in including assisting with the underwriting of new applications and contracts, account setup, maintenance, product changes, contract modifications, pricing changes, validations and other account changes.
Work Schedule
Monday - Friday, 8:00 am to 5:00 pm
Essential Functions
Complete both credit support and onboarding tasks listed below
Assist with the underwriting of applicants for clients, while ensuring compliance of all risk and regulatory guidelines, including but not limited to SOX controls, Reg B, CIP, PATRIOT Act, Beneficial Ownership, CRA etc.
Complete verification of the credit process to ensure document integrity
Notify clients within regulatory timeframe regarding account status: approval, decline, and counteroffer
Board and verify all new and existing accounts via manual entry or excel macros with high degree of accuracy to mitigate risk of financial liability
Validate the accuracy of data for contract clients to the system of record to ensure proper setup and accurate revenue share payments
Research, build and verify additional card requests to client specifications
Respond accurately to external, and internal customers questions/requests via phone/email while maintaining Service Level Agreements (SLAs)
Provide high touch customer service that reflects empathy and a positive attitude when responding to questions and requests via phone/email
Work independently to research and address complex tasks and issues through the utilization of industry knowledge and experience
Perform other duties as assigned
Knowledge Skills & Abilities Required
Clear understanding of the complexities of the card products and systems used to research and navigate daily tasks
Strong understanding of regulatory and compliance requirements
Ability to analyze multiple and diverse sources of information before moving to a solution; exercise sound judgement when making decisions
Show good judgement in maintaining priorities that are related to both the Credit Support and Onboarding responsibilities
Exercise sound judgement when making decisions
Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
Motivated and organized self- starter with strong attention to detail and ability to manage multiple priorities
Ability to remain adaptable and resilient to situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
Advanced ability to navigate computer systems effectively
Intermediate level proficiency with Microsoft Word, Excel, PowerPoint and Outlook. General understanding of computer systems and applications.
Education & Experience
Associate’s degree or equivalent combination of education and experience preferred
2+ years related banking and/or card industry experience required
* Hybrid Schedule: minimum of 2 days/week on site (Monday/Tuesday)
*** For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Electronic Services Specialist - Card job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $21.40 to $27.65 per hour.
#LI-Hybrid
#LI-MC1
The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more.
Location: 922 Walnut St, Kansas City, Missouri 64106Time Type:
Full timeSkills Required
- 2+ years related banking and/or card industry experience
- Associate's degree or equivalent combination of education and experience
- Intermediate proficiency with Microsoft Word, Excel, PowerPoint and Outlook
- Advanced ability to navigate computer systems effectively
- Clear understanding of the complexities of card products and systems
- Strong understanding of regulatory and compliance requirements (SOX, Reg B, CIP, PATRIOT Act, Beneficial Ownership, CRA)
- Ability to board and verify accounts via manual entry or Excel macros with high degree of accuracy
- Ability to analyze multiple and diverse sources of information and exercise sound judgement
- Provide high-touch customer service via phone/email and maintain Service Level Agreements (SLAs)
- Ability to work independently and manage multiple priorities with strong attention to detail
Commerce Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Commerce Bank and has not been reviewed or approved by Commerce Bank.
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Healthcare Strength — Feedback suggests medical coverage is robust with multiple plan options through major carriers and added programs like Hinge Health, Virta, and an EAP. Preventive care emphasis and digital care resources indicate strong day‑to‑day health support.
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Leave & Time Off Breadth — Feedback suggests time off is comprehensive with vacation, sick/personal time, holidays, parental leave, volunteer time off, and a vacation purchase program. Flexible schedules further support effective use of PTO.
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Retirement Support — Feedback suggests retirement benefits are solid with a structured 401(k) and a tiered company match on the first portion of pay. The design increases support with age and service, signaling commitment to long‑term savings.
Commerce Bank Insights
What We Do
At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions and guidance. It’s what we’ve done for more than 150 years. We’re a regional bank headquartered in Kansas City and St. Louis, delivering a full line of financial services including business and personal banking, checking, savings, loans (including mortgages and student loans), credit and debit cards, plus investment services and wealth management.
