Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.
Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.
Your mission is to safeguard our company by uncovering hidden risks and ensuring we make informed, responsible decisions. By bringing clarity to complex situations, you help us balance business opportunities with responsible risk management and regulatory expectations.
How You Will Make an Impact:Conduct account/customer reviews (Enhanced Due Diligence) using Luminor’s systems, public data bases and internal information according to internal guidelines and procedures
Validate and enter received information into banking systems according to internal guidelines and procedures using tools provided by Luminor
Communicate with customers via remote channels (e-mail, internet banking) to collect necessary information
Document findings and make recommendations to other business units
Complete detailed documentation of steps taken through account/customer review, investigation, and escalation process, as well as documentation of information gathered during the investigation process within Luminor systems
Contribute to the preparation of materials and presentation of customers in the Customer Risk Committee
Maintain contact with relevant structural units responsible for communication with customers to obtain information about customer’s activity
Provide support to Structural Units on CDD/EDD/OEDD/KYC matters
1-2 years experience with banking or other relevant industry where is required professional skills in KYC/EDD/OEDD/AML & etc
High commitment to the current and prospective CDD/EDD/OEDD/KYC needs, keeping pro-actively updated on the upcoming regulatory changes
High ethical standards, integrity, good reputation and commitment to best practices
Excellent communication skills, both verbal and written
Fluent Estonian and English is required in spoken and written communication due to working on the Pan-Baltic level
Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
Gross salary. 2,000-2,500 EUR/month, which is to be determined depending on your level of experience and competencies
The application deadline is the 9th of the August. We are looking for a candidate already located in Estonia. Please apply with your CV in English and PDF format!
Skills Required
- 1-2 years experience in banking or relevant industry with professional KYC/EDD/OEDD/AML skills
- Fluent Estonian (spoken and written)
- Fluent English (spoken and written)
- Excellent verbal and written communication skills
- Ability to conduct EDD/CDD using banking systems, public databases, and internal tools
- Strong ethics, integrity, and commitment to regulatory best practices
- Experience documenting investigations, preparing materials, and presenting cases to governance bodies (Customer Risk Committee)
- Candidate already located in Estonia
What We Do
Luminor is a leading independent bank in the Baltics and the third-largest provider of financial services in the region, offering services such as term deposits, savings accounts, and loans.
