Why Economic Risk and Residual Management at GM Financial?
The Economic Risk and Residual Management team at GM Financial operates on two fronts. First, the team is dedicated to helping decision makers navigate economic risks by providing insights on a wide-ranging variety of macroeconomic topics. Second, the team manages the lease portfolio lifecycle and the enterprise’s residual value risk by monitoring and forecasting trends on customer behaviors, industry practices, and used vehicle prices. Due to the evolving nature of the auto industry and the strict financial regulations, accuracy, attention to detail, and a creative mindset are paramount for this role.
If you are creative, detail oriented, have a love for collaborating and problem solving to provide valuable insights, this is the right fit for you.
This position will be posted until filled.
ResponsibilitiesAbout the Role
The Economist I is responsible for assisting in the data collection and maintenance of data driven models. The Economist I plays a role in the production of research and analysis to quantify the impact of economic, legal and industry factors that affect portfolio performance and asset values. This position is responsible for being the subject matter expert on the used vehicle market. This position is also responsible for summarizing, reporting and providing polished presentations on findings to a variety of internal clients as well as interacting with other departments in the interest of achieving the overall company objectives. This position will assist the Economics team in modeling efforts through an in depth knowledge of econometrics, diligent knowledge of economic and market data, and providing insightful interpretation through outside of the box analysis. To improve ad-hoc executive decisions, the Economist I applies advanced analytical skills and processes through data analysis, model development and strategy testing.
In this role you will:
- Assist in analyzing key metrics and performing data analysis
- Support the used vehicle market monitoring process, including detailed analysis of residual value projections, monthly reporting and ad-hoc analysis
- Develop and maintain various databases
- Assist team in preparing residual value meetings
- Build technical knowledge to support research and analytic responsibilities
- Assist in conducting ad-hoc research projects, incorporate project design, data collection and analysis, summarizing findings, developing recommendations and effectively communicating to leadership the impact to the business
- Ensure that the delivered products meet the business needs of the company
- Partner with and provide recommendations to business leadership on the appropriate application of economic analysis, market data and predictive analytics to business strategies and effectively communicate risk analysis and implications to senior leadership
What makes you an ideal candidate?
- You have the ability to identify and understand business issues and map these issues into quantitative questions
- You can efficiently work with large datasets
- You are able to design and implement model documentation and monitoring protocols, demonstrated understanding and experience with technical systems, rational datasets, data warehouses, and data analysis techniques
- You have effective written and verbal presentation skills with an ability to communicate well with Senior Management
- You have the ability to interact collaboratively with internal customers and external vendors
- You are capable of managing multiple and varied projects, including the ability to coordinate and balance numerous tasks in a time-sensitive environment, under pressure
Additional Knowledge and Skills
Working effectively within an AI enabled environment:
- Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
- Skills in evaluating AI outputs for accuracy, compliance, and bias
- Experience integrating AI into workflows to improve efficiency or insights
- Familiarity with AI assisted research, summarization, and content generation
- Understanding of responsible AI use, including ethics and data protection
Education
- Master’s degree in Econ, Finance, Business, Statistics, Mathematics or similar field required
What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.
Compensation: Competitive pay and bonus eligibility.
Work Life Balance: Hybrid work environment, 3-days per week in the office.
This position is not open to agency submissions
#GMFJobs #LI-Hybrid #LI-CH1
Skills Required
- Master's degree in Economics, Finance, Business, Statistics, Mathematics, or a similar field
- Ability to identify business issues and translate them into quantitative questions
- Ability to work efficiently with large datasets
- Ability to design and implement model documentation and monitoring protocols
- Understanding and experience with technical systems, relational datasets, data warehouses, and data analysis techniques
- Effective written and verbal presentation skills, including communication with senior management
- Ability to collaborate with internal customers and external vendors
- Ability to manage multiple projects and balance numerous tasks in a time-sensitive environment
- Ability to use AI tools such as Microsoft Copilot in daily work
- Ability to evaluate AI outputs for accuracy, compliance, and bias
- Experience integrating AI into workflows to improve efficiency or insights
- Familiarity with AI-assisted research, summarization, and content generation
- Understanding of responsible AI use, ethics, and data protection
GM Financial Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about GM Financial and has not been reviewed or approved by GM Financial.
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Strong & Reliable Incentives — Annual and performance bonuses are described as meaningful additions to total compensation. In several functions, incentives reliably boost take-home pay when available.
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Leave & Time Off Breadth — Generous paid time off, corporate and floating holidays, and paid volunteer time are emphasized. Time-away programs contribute significantly to perceived total rewards.
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Parental & Family Support — Paid parental leave and family-friendly policies are highlighted, with recent expansions mentioned in some areas. Support for bonding time is seen as a notable strength of the package.
GM Financial Insights
What We Do
GM Financial is the captive finance company and the wholly owned subsidiary of General Motors and is headquartered in Fort Worth, Texas. The company is a global provider of auto finance solutions, with operations in North America, Latin America and China. Through our long-standing relationships with auto dealers, we offer attractive retail loan and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses. GM Financial employs more than 9,000 hard-working team members, and we're always looking for new people with diverse talents. GM Financial is a workplace where dedicated people have the opportunity to work together and celebrate our successes. Our culture is based on respect, integrity, innovation and personal development. GM Financial is committed to strengthening the communities where we live and work. Each year, we select several philanthropic organizations to support through our Signature Events program. The company and its team members actively support these organizations through many company-wide initiatives; in addition we support numerous other nonprofit organizations through sponsorships and monetary donations.
