Director, Unsecured Lending Products

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Chicago, IL, USA
Hybrid
134K-229K Annually
Expert/Leader
Fintech • Financial Services
We’re boldly disrupting banking norms to do good for our members, employees and communities.
The Role
Lead strategy, growth, and P&L for unsecured lending products (personal loans, LOCs, overdraft). Drive product lifecycle, digital lending innovation, underwriting and pricing optimization, operational modernization, and team leadership while partnering with Risk, Finance, and executives to balance growth with disciplined risk management.
Summary Generated by Built In

This is a hybrid role based at our Chicago Headquarters. The Director of Unsecured Lending Products is a highly visible leadership role responsible for shaping the future of the organization's unsecured lending business. This leader owns the strategy, growth, profitability, and member experience across a diverse portfolio of unsecured lending products, including personal loans, lines of credit, overdraft solutions, and emerging lending offerings.

Partnering closely with executive leadership and cross-functional teams, the Director will drive portfolio expansion, digital lending innovation, and operational excellence while balancing growth with disciplined risk management. This role offers the opportunity to influence enterprise strategy, accelerate member acquisition, modernize lending experiences, and deliver meaningful financial impact for the organization and its members.


Key Responsibilities

  • Define and execute the long-term strategy for the unsecured lending portfolio, driving sustainable growth, market competitiveness, and member value.
  • Own portfolio performance and P&L results, including loan growth, profitability, credit quality, member satisfaction, and overall business outcomes.
  • Lead the full product lifecycle from concept and pricing strategy through enhancements, optimization, and retirement of lending products.
    Identify and pursue growth opportunities through new products, partnerships, market expansion, targeted acquisition strategies, and increased member wallet share.
  • Partner with Risk and Finance leaders to optimize underwriting, pricing, segmentation, and portfolio performance while maintaining strong risk-adjusted returns.
  • Champion digital lending innovation, enhancing application, decisioning, funding, and servicing experiences across digital and assisted channels.
  • Drive operational excellence and modernization efforts through automation, process improvements, and scalable solutions that improve efficiency and member experience.
  • Lead and develop high-performing teams while influencing senior stakeholders, fostering a culture of accountability, innovation, collaboration, and member-focused results.

Education & Years of Experience

  • Minimum- 4 Year Bachelors Degree in Marketing, Business or Related
  • Preferred - Graduate Degree in Marketing, Business or Related
  • Minimum - 10 Years Product Development/Design, Product Management, Strategic Marketing or Related
  • Minimum - 3 Years People Management

In Lieu of Education

  • 12 Years Product Development/Design, Product Management, Strategic Marketing including people management

Compensation & Benefits:

Typical hiring range:‏‏‎ ‎ $133,700.00 to $229,200.00‎ Annually. Actual compensation will be determined using factors such as experience, skills & knowledge. 

Benefits: Alliant provides a benefits package including health care, vision, dental, and 401k with employer match including:

  • Annual performance bonus
  • Work from home up to 3 days a week
  • Paid parental leave
  • Employee discount programs
  • Time off including paid personal and sick days
  • 11 paid holidays 
  • Education reimbursement

*Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full-time, regular part-time, or temporary employment.

Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives. 

The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.

 

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Skills Required

  • Bachelor's degree in Marketing, Business, or related field
  • Graduate degree in Marketing, Business, or related field
  • Minimum 10 years in Product Development/Design, Product Management, Strategic Marketing, or related experience
  • Minimum 3 years people management experience
  • Alternative to degree: 12 years in Product Development/Design, Product Management, Strategic Marketing including people management

What the Team is Saying

Natalie M.
Stan C.
Amber J.

Alliant Credit Union Compensation & Benefits Highlights

  • Leave & Time Off Breadth Time away is described as generous, combining PTO with U.S. bank holidays and dedicated volunteer time. Hybrid scheduling and flexible time off for some senior roles add meaningful flexibility.
  • Retirement Support Retirement support includes a 401(k) with company match and immediate vesting through Fidelity. Feedback suggests the retirement plan is a standout element of the package.
  • Wellbeing & Lifestyle Benefits Wellbeing resources are broad, including employer HSA contributions, company‑paid vision, mental‑health apps, and a monthly fitness/gym stipend. Additional lifestyle perks like discounted loan rates and occasional free lunches round out the offering.

Alliant Credit Union Insights

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Alliant Credit Union Logo Alliant Credit Union

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Fintech • Financial Services
Hybrid
Chicago, IL, USA
906 Employees
84K-131K Annually
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The Company
HQ: Chicago, IL
906 Employees
Year Founded: 1935

What We Do

Alliant is unlike any other financial institution — a digital credit union that wows our members. We’re boldly disrupting banking norms to do good for our members, employees and communities. With 90 years of history and more than $19 billion in assets, Alliant Credit Union is the largest credit union in Illinois and one of the largest in the U.S. Our industry-leading financial products, seamless digital experiences and exceptional customer service make banking simpler for our 900,000+ members. Fully digital, fully human and full of possibility, we work to provide our members with experiences that redefine the financial industry, challenge the status quo and unleash brilliance.

Why Work With Us

Our employees enjoy a hybrid schedule, allowing for flexible remote work and purpose-driven, outcome-focused onsite opportunities. Driven by Alliant's guiding principles and values, employees across all teams build together to provide our members with industry-leading financial products, seamless digital experiences & exceptional customer service.

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Alliant Credit Union Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Alliant offers a purpose-driven, outcome-focused hybrid workplace model.

Typical time on-site: Flexible
HQChicago, IL
We are located near O'Hare. We have plenty of parking space available.

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