The Role
About PayJoy
PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2025 we have brought billions of dollars in credit to 15 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.
This role
We are thrilled to announce an exceptional opportunity for an experienced tax professional to join our Finance team as a Director of Taxes. This pivotal role will be at the helm of our global tax strategy, overseeing tax matters across eight countries and leading efforts for tax optimization and compliance.
Responsibilities
- Tax Strategy Development: Develop and implement a comprehensive tax strategy that aligns with the company's business goals. Identify opportunities for tax optimization while ensuring compliance with relevant tax laws and regulations.
- Multi-Country Oversight: Oversee tax matters across multiple countries, ensuring accurate and timely compliance with tax filings, payments, and reporting requirements.
- Tax Planning: Lead the development and execution of tax planning initiatives to minimize the company's tax liabilities while adhering to ethical and legal standards.
- Transfer Pricing: Provide guidance on transfer pricing policies and ensure alignment with global tax regulations. Collaborate with international teams to establish arm's length pricing methodologies.
- Tax Compliance: Ensure timely and accurate preparation and submission of all tax returns, including income tax, VAT/GST, and other relevant filings. Review tax calculations and disclosures to maintain accuracy and compliance.
- Tax Audits and Disputes: Manage tax audits and disputes with tax authorities across different jurisdictions. Prepare documentation and collaborate with legal teams as needed.
- Risk Management: Identify potential tax risks and implement mitigation strategies. Stay up-to-date with changes in tax laws and regulations that could impact the company's operations.
- Internal Collaboration: Work closely with cross-functional teams, including Legal, Treasury, and Accounting, to ensure a cohesive approach to tax matters.
- Stakeholder Communication: Provide clear and concise updates to senior management on tax strategies, compliance status, and potential impact on the company's financial position.
Qualifications
- Bachelor's degree in Accounting, Finance, Taxation, Law or a related field. Master's degree or professional certification (CPA, CTA, etc.) preferred.
- Significant experience of at least 10 years in international taxation, tax planning, and compliance, ideally in a multinational corporation.
- Strong knowledge of global tax regulations, including transfer pricing, withholding taxes, and indirect taxes (VAT/GST).
- Demonstrated success in developing and implementing tax optimization strategies.
- Analytical mindset with exceptional problem-solving skills and attention to detail.
- Excellent communication skills for conveying complex tax concepts to non-experts.
- Proficiency in tax-related software, ERP systems, and MS Office suite.
- Strong project management skills, with the ability to lead initiatives across multiple countries.
Benefits
- Local benefits will apply according to the country of hiring.
- $2,000 USD annual Coworking Travel allowance
- $2,000 USD annual Professional Development allowance
- $500 USD annual Fitness allowance
- $500 USD Phone Finance allowance
- $250 USD Home Office equipment allowance
- $200 USD Headphone allowance
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
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The Company
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being. Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.
