Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Director, Product Management
OVERVIEW:
Fraud, disputes, and transaction uncertainty disrupt the payments ecosystem, creating friction for issuers, merchants, and consumers. Ethoca Alerts addresses this challenge by delivering near real-time transaction and fraud signals that enable issuers and merchants to proactively resolve issues, prevent unnecessary chargebacks, and improve customer experience. By strengthening data accuracy, matching, and ecosystem connectivity, Alerts helps reduce operational costs, minimize consumer friction, and drive better outcomes across the payment lifecycle.
THE ROLE:
The Director, Product Management will:• Act as the business owner and manage lend to end product roadmap for Ethoca Alerts• Optimize product performance by enhancing data quality, matching accuracy, and signal effectiveness• Oversee the product lifecycle, including continuous improvement, operational performance, and P&L management• Take a data-driven approach to product enhancements, identifying opportunities to improve alert accuracy, timeliness, and coverage, and prioritizing roadmap investments accordingly• Understand Mastercard's business model and leverage financial and commercial insights to drive revenue growth and cost efficiency across Alerts• Leverage the Studio framework to deliver ongoing innovation and enhancements, with a focus on prevention-led use cases and real-time decisioning• Lead test & learn experimentation to optimize alert performance, customer outcomes, and ecosystem adoption• Incorporate a deep understanding of the payments ecosystem, including issuer and merchant workflows, fraud trends, regulatory considerations, and evolving technologies• Leverage product, data, and platform knowledge (including Clarity, MCOM, and other signals) to enhance Alerts value and interoperability across the ecosystem• Take accountability for delivery of key product enhancements, partnering cross-functionally (e.g., CX&D, Product Management - Technical, Data, and Engineering teams)• Understand the Software Development Lifecycle and proactively identify and address barriers to delivering capabilities on time and within budget• Use dashboards and analytics to monitor product performance and drive action plans• Collaborate across product, technical, data, and commercial teams to define requirements and deliver scalable solutions• Partner across the organization to establish best practices and continuously improve the Alerts operating model• Drive consistent product documentation and knowledge sharing across the Studio framework• Demonstrate continuous learning, particularly in fraud trends, data capabilities, and payment ecosystem evolution• Lead by example, demonstrating product management excellence and Mastercard Way values
All About You
• Experience driving data-driven product strategies, particularly in transaction data, fraud, or payments ecosystems• Proven success delivering and scaling products across multiple markets and customer segments• Experience managing commercial outcomes, including revenue growth drivers and cost optimization• Strong understanding of issuer and merchant workflows, dispute drivers, and prevention strategies (preferred)• Ability to translate complex data and technical concepts into clear, actionable product strategies• Clear and concise communication, with strong stakeholder influence at senior levels• Experience improving team processes to accelerate delivery, innovation, and quality• Demonstrated ability to lead and develop high-performing product teams• Experience recruiting, developing, and retaining technical product talent
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
In line with Mastercard's total compensation philosophy and assuming that the job will be performed in Canada, the successful candidate will be offered a competitive pay based on location, experience and other qualifications for the role and may be eligible to participate in a discretionary annual incentive program. This posting reflects one or more current openings on our team.
Pay Ranges
Toronto, Canada: $150,000 - $234,000 CAD
Skills Required
- Experience driving data-driven product strategies in transaction data, fraud, or payments ecosystems.
- Proven success delivering and scaling products across multiple markets and customer segments.
- Experience managing commercial outcomes, including revenue growth drivers and cost optimization.
- Strong understanding of issuer and merchant workflows, dispute drivers, and prevention strategies.
- Ability to translate complex data and technical concepts into clear, actionable product strategies.
- Clear and concise communication with strong stakeholder influence at senior levels.
- Experience improving team processes to accelerate delivery, innovation, and quality.
- Demonstrated ability to lead and develop high-performing product teams.
- Experience recruiting, developing, and retaining technical product talent.
- Product, data, and platform knowledge (including Clarity, MCOM, and other signals).
- Accountability for product lifecycle, operational performance, and P&L management.
- Understanding of the Software Development Lifecycle and ability to remove delivery barriers.
- Experience designing and running test & learn experimentation to optimize performance.
- Use of dashboards and analytics to monitor product performance and drive action plans.
Mastercard Compensation & Benefits Highlights
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Retirement Support — A 10% company retirement match (401k or equivalent) is explicitly highlighted in company materials. This level of employer contribution stands out as a core strength of the package.
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Leave & Time Off Breadth — A global minimum of 16 weeks fully paid new‑parent leave and generous U.S. PTO (vacation, personal days, holidays, sick time, and bereavement) are clearly spelled out. These provisions indicate broad time‑off coverage across life events.
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Wellbeing & Lifestyle Benefits — Hybrid work, a four‑week “work from elsewhere” option, meeting‑free well‑being days, five paid volunteer days, mental‑health resources, and fitness reimbursement/on‑site gyms are emphasized. Together they reflect a holistic approach to flexibility and wellbeing.
Mastercard Insights
What We Do
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Why Work With Us
We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.






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