Director, Lending & Deposits Compliance

Reposted Yesterday
Be an Early Applicant
3 Locations
In-Office
148K-230K Annually
Senior level
Fintech • Financial Services
The Role
The Director, Lending & Deposits Compliance leads compliance oversight for Consumer Lending and Deposits, develops compliance strategies, manages a team, and collaborates with business leaders to ensure regulatory adherence.
Summary Generated by Built In
Current Employees of LendingClub: Please apply via your internal Workday Account

LendingClub (soon to be Happen Bank) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

About the Role

LendingClub Bank’s Enterprise Compliance Organization (ECO), part of Enterprise Risk Management, is responsible for maintaining the Bank’s enterprise-wide compliance program, including regulatory compliance and Financial Crimes Compliance.
The Director, Lending & Deposits Compliance provides independent oversight and credible challenge across Lending and Deposit products. In this role, you’ll help set compliance risk management strategy, lead a team of compliance professionals, and partner closely with leaders across the business to ensure strong controls and ongoing compliance with applicable laws, regulations, and internal policies.

What You'll Do

  • Provide compliance oversight and independent challenge for Consumer Lending and Deposit products
  • Lead and develop the Product Compliance Advisory team supporting Lending and Deposits
  • Help define and mature the Compliance Risk Management Program (CRMP) and system of controls
  • Develop and maintain enterprise compliance policies reflecting applicable laws, regulations, and regulatory expectations
  • Partner with first-line business leaders to design and implement compliant processes, procedures, and controls
  • Advise on new products, product changes, and initiatives by identifying compliance risks and ensuring appropriate mitigation
  • Provide ongoing oversight to identify, assess, and remediate compliance risks and issues
  • Support strategic priorities, risk assessments, regulatory change management, compliance monitoring and testing, training, issues management, consumer complaints, and third-party oversight
  • Collaborate with compliance testing teams to assess coverage and enhance ongoing risk monitoring and testing
  • Prepare and present reporting on compliance program health and material regulatory risks to senior leadership
  • Serve as a primary point of contact for regulatory exams and compliance audits, leading remediation and corrective action efforts
  • Coordinate with other compliance leaders to assess enterprise compliance risks and control effectiveness
  • Lead, mentor, and develop compliance staff to strengthen regulatory expertise and support career growth

About You

  • 10+ years of experience in compliance, internal audit, or risk management within a regulated banking environment; including 6+ years of experience in people management
  • You understand how to apply AI to complex, high-stakes work - not just for efficiency, but to unlock better outcomes and you set a high bar for responsible use
  • You foster a culture of innovation adding AI where it genuinely adds value, while keeping accountability sharp, and you bring stakeholders along as the work evolves
  • Bachelor’s degree in a related field; or equivalent work experience
  • Experience working at a large bank and/or fintech strongly preferred
  • Deep knowledge of federal consumer compliance and consumer protection regulations, including ECOA, TISA, Regulation Z, Regulation DD, and related state laws
  • Demonstrated experience managing regulatory exams and regulatory interactions
  • Strong leadership skills with experience managing teams across varying levels of experience
  • Comfortable operating in a fast-paced, dynamic environment while managing multiple priorities
  • Proven ability to influence decisions and drive change through credible challenge
  • Experience working within a Compliance Management System
  • CRCM or similar certification preferred

Work Location
San Francisco, Lehi, or, New York
The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. LendingClub offers relocation, based on actual job level.
Time Zone Requirements
Local hours (PT, MT, ET)
While the position will primarily work local hours, LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.
Travel Requirements
As needed travel to LendingClub offices and/or other locations, as needed.
Compensation
The target base salary range for this position is 148,000-230,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of LendingClub’s Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).
We’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.
#LI-Hybrid
#LI-HB1


LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system. 

 

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at [email protected]

Skills Required

  • 10+ years of experience in compliance, internal audit, or risk management within a regulated banking environment
  • Bachelor's degree in a related field; or equivalent work experience
  • Deep knowledge of federal consumer compliance and consumer protection regulations
  • Demonstrated experience managing regulatory exams and interactions
  • Strong leadership skills with experience managing teams
  • Experience working within a Compliance Management System
  • CRCM or similar certification preferred
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The Company
HQ: San Francisco, CA
1,335 Employees
Year Founded: 2006

What We Do

LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. It is the only digital marketplace bank, and the first public U.S. neobank. Members can gain access to a broad range of financial products and services through a technology-driven platform, designed to help them pay less when borrowing and earn more when saving. Since 2007, more than 3 million members have joined the Club to help reach their financial goals.

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