The Role
Job Summary & Responsibilities
* Assist the Chief Compliance Officer with oversight of the Bank's Compliance Management Program to ensure compliance with all consumer protection laws as well as state and federal regulations.
* Supervise compliance professionals which include managing, training, quality control, and overseeing work of applicable staff. Responsible for performance and coaching of staff, development of team goals and objectives and ensuring performance targets are met.
* Administer targeted compliance reviews, control enhancement projects, and risk mitigation initiatives. Establish those activities subject to coverage, evaluate their significance, and assess the degree of inherent risk of the activity.
* Conduct planning, scheduling, and preliminary analysis for compliance assessments.
* Review the coordination of testing activities including notification to all affected parties of the timing, scope, objectives, approach, and deliverables.
* Develop and update risk assessments, including the design and execution.
* Serve as the subject matter expert for the bank's lines of business.
* Lead applicable committees and/or work groups to assure effective regulatory change management while partnering with affected business units.
* Interpret regulatory requirements and effectively communicate the potential impact to affected business lines. Conduct gap analysis for associated business units.
* Review regulatory risks associated with new Business initiatives, new products/services and process changes identifying conditions required to comply with applicable rules and regulations.
* Prepare comprehensive reports and summaries for management, applicable committees and the board which identifies significant developments, vulnerability/risks, testing results, key risk indicators, root cause, and initiatives underway.
* Advise the line of business on options and alternative methods of remediating regulatory compliance issues identified through self-assessments, compliance monitoring, compliance testing, Internal Audits and regulatory examinations.
* Develop and manage strong working relationships with the business units.
* Coordinate with federal/state regulatory agency examiners during examinations.
* Collaborate with and assist the First Line of Defense in the identification and documentation of relevant monitoring activities as well as achieving regulatory compliance.
* Prepare and compile data for applicable audits. Assess results from internal and external audits and supply timely responses to address, refute and/or mitigate the finding.
* Oversee the work performed by staff for accuracy, completeness, relevancy, and adherence to standards.
* Train staff on regulations, risk assessments, project management, internal controls, testing tools and techniques, compliance standards, processes and procedures.
* Partner with business liaisons and Compliance counterparts to maintain open communication and successful working relationships.
* Research regulatory issues and respond to compliance questions from Bank personnel, using legal and regulatory reference materials, regulatory agencies, Bank legal counsel and professional associations/organizations, as appropriate.
* Stay current on the regulatory environment and expectations through discussions with peers, seminars, webinars, roundtables, law firms, bankers' associations, etc.
* Regular and predictable attendance and punctuality
* Travel as necessary.
* Other duties as assigned.
Physical Requirements:
* Supervise compliance professionals which include managing, training, quality control, and overseeing work of applicable staff. Responsible for performance and coaching of staff, development of team goals and objectives and ensuring performance targets are met.
* Administer targeted compliance reviews, control enhancement projects, and risk mitigation initiatives. Establish those activities subject to coverage, evaluate their significance, and assess the degree of inherent risk of the activity.
* Conduct planning, scheduling, and preliminary analysis for compliance assessments.
* Review the coordination of testing activities including notification to all affected parties of the timing, scope, objectives, approach, and deliverables.
* Develop and update risk assessments, including the design and execution.
* Serve as the subject matter expert for the bank's lines of business.
* Lead applicable committees and/or work groups to assure effective regulatory change management while partnering with affected business units.
* Interpret regulatory requirements and effectively communicate the potential impact to affected business lines. Conduct gap analysis for associated business units.
* Review regulatory risks associated with new Business initiatives, new products/services and process changes identifying conditions required to comply with applicable rules and regulations.
* Prepare comprehensive reports and summaries for management, applicable committees and the board which identifies significant developments, vulnerability/risks, testing results, key risk indicators, root cause, and initiatives underway.
* Advise the line of business on options and alternative methods of remediating regulatory compliance issues identified through self-assessments, compliance monitoring, compliance testing, Internal Audits and regulatory examinations.
* Develop and manage strong working relationships with the business units.
* Coordinate with federal/state regulatory agency examiners during examinations.
* Collaborate with and assist the First Line of Defense in the identification and documentation of relevant monitoring activities as well as achieving regulatory compliance.
* Prepare and compile data for applicable audits. Assess results from internal and external audits and supply timely responses to address, refute and/or mitigate the finding.
* Oversee the work performed by staff for accuracy, completeness, relevancy, and adherence to standards.
* Train staff on regulations, risk assessments, project management, internal controls, testing tools and techniques, compliance standards, processes and procedures.
* Partner with business liaisons and Compliance counterparts to maintain open communication and successful working relationships.
* Research regulatory issues and respond to compliance questions from Bank personnel, using legal and regulatory reference materials, regulatory agencies, Bank legal counsel and professional associations/organizations, as appropriate.
* Stay current on the regulatory environment and expectations through discussions with peers, seminars, webinars, roundtables, law firms, bankers' associations, etc.
* Regular and predictable attendance and punctuality
* Travel as necessary.
* Other duties as assigned.
Physical Requirements:
* Must be able to remain in a sitting or standing in stationary position for extended periods of time
* Require repetitive motions of the hands and wrist related to writing and typing on an electronic keyboard
* Operate a computer and other office machinery for extended periods of time
* Ability to lift, push or pull up to 25 pounds
* Require repetitive motions of the hands and wrist related to writing and typing on an electronic keyboard
* Operate a computer and other office machinery for extended periods of time
* Ability to lift, push or pull up to 25 pounds
FNBT is an equal opportunity employer.
Preferred Qualifications* At least 18 years of age
* Bachelor's degree in a related field or an equivalent combination of education and experience, required.
* Seven (7) or more years' experience in financial services is required.
* Minimum of five (5) years' previous bank compliance experience required.
* Strong foundation and business experience of compliance regulations affecting deposit and lending areas of a financial institution and industry/" best practices" approaches.
* Excellent analytical, technical, and problem-solving skills with strong attention to detail.
* Excellent leadership and organizational skills.
* High ethical standards.
* Exceptional verbal and written communication, collaboration and time management skills.
* Ability to adapt to various work environments and project schedules.
* Ability to work independently as well as in a team environment with all levels of personnel.
* Ability to maintain confidentiality.
* Must work under minimal supervision.
* Proficient in Microsoft Office suite.
* CRCM
* Must successfully pass background investigation according to company policy.
* Must be able to get along with co-workers and work effectively in a team environment.
* Bachelor's degree in a related field or an equivalent combination of education and experience, required.
* Seven (7) or more years' experience in financial services is required.
* Minimum of five (5) years' previous bank compliance experience required.
* Strong foundation and business experience of compliance regulations affecting deposit and lending areas of a financial institution and industry/" best practices" approaches.
* Excellent analytical, technical, and problem-solving skills with strong attention to detail.
* Excellent leadership and organizational skills.
* High ethical standards.
* Exceptional verbal and written communication, collaboration and time management skills.
* Ability to adapt to various work environments and project schedules.
* Ability to work independently as well as in a team environment with all levels of personnel.
* Ability to maintain confidentiality.
* Must work under minimal supervision.
* Proficient in Microsoft Office suite.
* CRCM
* Must successfully pass background investigation according to company policy.
* Must be able to get along with co-workers and work effectively in a team environment.
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The Company
What We Do
First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings, we have grown to over $4 billion in assets and operate in over 340 locations in Texas, Arizona, Arkansas, and New Mexico. Our bank has grown in many ways over the years, but our focus and commitment remain the same—providing customers with great banking solutions and world-class service. More than a century ago, we began the tradition of being a great community bank focused on the financial success of our customers. Today, more than 3,200 dedicated banking professionals carry on and maintain that established custom. So much has changed since 1901, but our commitment to putting our customers first has not. As we continue to grow and serve customers, we remain committed to providing a combination of modern banking convenience and old-fashioned service.
