CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Director, Compliance provides strategic oversight of the Company’s post-closing suspense and compliance issue management functions. This role establishes and maintains a risk-based framework for identifying, assessing, escalating, remediating, and resolving post-closing deficiencies, compliance exceptions, system deficiencies, and regulatory issues. Through centralized governance, executive reporting, and cross-functional oversight, the Director, Compliance strengthens the Compliance Management System (CMS) and promotes a culture of compliance and regulatory excellence.
Job Responsibilities:
- Oversee the end-to-end post-closing suspense function, including intake, assignment, aging, prioritization, escalation, and remediation, ensuring adherence to regulatory and investor requirements.
- Conduct in-file reviews to draft responses and/or rebuttals to Compliance PCQC findings.
- Establish governance and escalation protocols for aged, overdue, or unresolved post-closing suspense items.
- Analyze post-closing suspense trends to identify systemic, recurring, or material deficiencies requiring formal issue escalation, root-cause analysis, corrective action, or broader remediation.
- Build and execute periodic diagnostic testing for suspected emerging risks.
- Govern the compliance issue lifecycle from identification through closure, including issue classification and risk rating, root-cause analysis, accountable ownership, target completion dates, escalation of overdue or materially deficient remediation, validation of corrective actions, and formal closure.
- Act as the critical point-of-contact for wide-spread/systemic issues, working with key stakeholders to identify the root cause of the issue, stopping the issue from impacting additional transactions, remedying impacted transactions, creating controls to detect/prevent future recurrences, establishing ongoing monitoring of the issue, and thoroughly documenting the issue and its resolution.
- Facilitate the corrective action lifecycle, including root cause analysis, control implementation, and post-implementation validation testing for issues identified through examinations, monitoring & testing, Post-Closing Quality Control, and Internal Audit.
- Drive continuous improvement in post-closing compliance processes through technology adoption, workflow automation, and data analytics, leveraging emerging tools to increase throughput, accuracy, and auditability.
- Develop and maintain a centralized issue management repository and reporting dashboards that promote transparency and provide timely visibility into issue status, aging, risk ratings, remediation progress, and resolution activities.
- Partner with Regulatory Change Management to identify regulatory developments that may affect post-closing controls, generate compliance issues, or require proactive remediation.
- Evaluate the effectiveness and sustainability of remediation actions through rigorous post-closure testing and validation, ensuring issues do not recur and that systemic weaknesses are addressed holistically.
- Produce executive-level compliance reporting that provides senior and executive leadership with clear, timely, and actionable insights into issue aging, emerging trends, key risk indicators, remediation progress, and the effectiveness and sustainability of corrective actions.
- Coordinate issue responses and supporting materials for regulatory examinations, internal audits, investor reviews, and other oversight activities.
- Fulfill additional responsibilities and special projects as assigned.
Qualifications and Skills:
- Bachelor’s degree in a related field or an equivalent combination of education and relevant professional experience.
- 7+ years of experience within a financial institution, preferably a large or complex organization.
- 5+ years of experience in risk management or consumer compliance, specifically related to mortgage originations.
- Demonstrated proficiency in managing compliance issues, corrective action plans, post-closing deficiencies, root-cause analysis, remediation, and issue validation within a mortgage lending environment.
- Advanced working knowledge of mortgage lending and compliance processes, as well as enterprise workflow platforms, including Encompass, Mavent, Jira, and Salesforce, preferred.
- Comprehensive understanding of mortgage loan operations and associated control frameworks across the origination lifecycle.
- Advanced knowledge of federal and state mortgage lending regulations, including but not limited to the Dodd-Frank Wall Street Reform and Consumer Protection Act, QM/ATR, RESPA, TILA, TRID, ECOA, HMDA, GLBA, Fair Lending, UDAAP, and SAFE Act.
- Exceptional written and verbal communication skills to convey complex information clearly and effectively.
- Advanced prioritization and time management skills to effectively manage competing priorities and meet critical deadlines.
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities, or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.
Skills Required
- Bachelor's degree in a related field or equivalent education and relevant professional experience
- 7 or more years of experience within a financial institution, preferably a large or complex organization
- 5 or more years of experience in risk management or consumer compliance related to mortgage originations
- Experience managing compliance issues, corrective action plans, post-closing deficiencies, root-cause analysis, remediation, and issue validation in a mortgage lending environment
- Working knowledge of mortgage lending and compliance processes
- Experience with enterprise workflow platforms, including Encompass, Mavent, Jira, and Salesforce
- Understanding of mortgage loan operations and control frameworks across the origination lifecycle
- Knowledge of federal and state mortgage lending regulations, including Dodd-Frank, QM/ATR, RESPA, TILA, TRID, ECOA, HMDA, GLBA, Fair Lending, UDAAP, and SAFE Act
- Exceptional written and verbal communication skills
- Advanced prioritization and time management skills
CrossCountry Mortgage, LLC. Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about CrossCountry Mortgage, LLC. and has not been reviewed or approved by CrossCountry Mortgage, LLC..
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Healthcare Strength — Benefits include medical, dental, and vision through major carriers, plus company‑paid life and short‑term disability, with HSAs/FSAs available. Feedback suggests the health coverage breadth and options are comprehensive across locations.
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Retirement Support — A 401(k) plan with company match is available to all employees regardless of hours worked. Feedback suggests retirement savings support is a consistent element of the package.
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Affordable Benefits — Health plans are described with low employee contributions and flexible options, and HSA funding includes employer contributions with additional matching on certain plans. Feedback suggests overall benefit costs can be manageable relative to coverage breadth.
CrossCountry Mortgage, LLC. Insights
What We Do
Community is everything At CCM, our vision is to become the most referred mortgage lender in every community we serve – and make a difference in the neighborhoods where you work and live. More than a team With such lofty ambitions, we know the importance of the individuals who call CCM home. When you work with us, you’re joining more than 7,000 doers, innovators, and mortgage makers. We’re dedicated to getting it done We tirelessly advocate for our clients and communities. By making every mortgage feel like a win, we can help our clients truly feel at home. Be the difference maker We’re proud of our philanthropic efforts and partnerships, and you’ll see them at the forefront of our work. Programs like CCM Cares show our dedication to making a difference by directly impacting the people and places in our communities. Connected by culture, proven by performance We’re endlessly motivated, not only by our mission, but by the people around us and values we share. From branch-sponsored community events to our annual Sales Rally, we like celebrating wins of all sizes. NMLS3029 Equal Housing Opportunity









