As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
Key Responsibilities:
1. Product Strategy & Portfolio Management
- Define and execute the deposits product strategy aligned with the bank’s overall strategy for both branch and digital channels
- Manage a portfolio of deposits products across categories:
- transactional accounts & time deposits
- Conduct market, competitor, and customer analysis to identify gaps and opportunities
- Drive product rationalisation and lifecycle management, including enhancements, repricing or product exits
2. Product Development, Launch & campaign management
- Lead the end-to-end product development process from concept to launch
- Develop product documentation, including product approval and evaluation
- Coordinate product approvals across Risk, Compliance, Legal, Operations, and Finance
- Oversee product launches & campaigns across branch and digital channels
3. Regulatory, Risk & Governance
Ensure full compliance with:
- Local banking regulations across ABS, MAS, industry steer committees
- Fair Dealing Outcomes
- Manage interactions with Compliance, Risk, and Internal Audit on product-related matters
- Monitor regulatory developments and recommend product or process changes as required
4. Performance Management & Analytics
- Track and analyse product performance including:
- Deposits portfolio volumes, revenue & spreads
- Campaign results & fulfillment
- Customer complaints
- Identify underperforming products and implement corrective actions
- Prepare management reports and presentation slides for senior stakeholders
- Drive continuous improvement based on data, insights, customer feedback, and front office input
5. Stakeholder & Partner Management
- Act as the primary product interface between the bank and deposits partners
- Manage senior internal stakeholders across the banks
- Participate in strategic discussions to drive the business strategy
- A degree in business, finance, or a related field, with at least 10 years of experience in product management or a related field
- Strong analytical and problem-solving skills, with the ability to think strategically
- Excellent communication and collaboration skills, with the ability to work effectively with cross-functional teams
- A customer-centric mindset, with a passion for delivering innovative products that meet customer needs
- Strong business acumen, with the ability to analyze data and drive business results
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
Skills Required
- Degree in business, finance, or a related field
- At least 10 years of experience in product management or a related field
- Strong analytical and problem-solving skills
- Strategic thinking ability
- Excellent communication and collaboration skills
- Ability to work effectively with cross-functional teams
- Customer-centric mindset
- Passion for delivering innovative products that meet customer needs
- Strong business acumen
- Ability to analyze data and drive business results
What We Do
OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker. OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services. OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang. OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals. OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.
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