Deposit and Payment Processing Specialist

Reposted 9 Days Ago
Be an Early Applicant
Tukwila, WA
Hybrid
21-37 Hourly
Mid level
Fintech • Financial Services
We are a not-for-profit organization guided by the credit union philosophy of “people helping people."
The Role
In this role, you will process deposits and payments, ensure transaction accuracy, resolve discrepancies, and maintain compliance, directly impacting member satisfaction.
Summary Generated by Built In

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?
Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.
While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

PAY RANGE

The Target Pay Range for this position is $25.67-$31.30 hourly. The full Pay Range is $21.11-$37.07 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

BENEFITS – because people helping people starts with supporting you

  • 401(k) Company Match (up to 3%)

  • 4% annual contribution to your 401(k) by BECU

  • Medical, Dental and Vision (family contributions as well)

  • PTO Program + Exchange Program

  • Tuition Reimbursement Program

  • BECU Cares volunteer time off + donation match

IMPACT YOU’LL MAKE:

Imagine being the backbone of BECU’s payment and deposit operations. In this role, you’ll ensure every transaction flows seamlessly, safeguarding accuracy and compliance while supporting our members’ financial journeys. Your expertise will keep critical processes running smoothly—from ACH and wire transfers to check clearing—making you an essential part of our success story. Your attention to detail and problem-solving skills will directly impact member satisfaction and operational excellence.

WHAT YOU’LL DO:
  • Champion Accuracy: Process deposits, payments, and wire transfers with precision, ensuring every transaction meets regulatory and internal standards.
  • Master the Details: Operate imaging systems to capture and process checks and remittance documents for multiple work types.
  • Keep Things Moving: Ensure ACH transactions, wire transfers, and internal investments are completed within strict timeframes set by the Federal Reserve.
  • Solve Problems Fast: Investigate and resolve discrepancies, exceptions, and out-of-balance conditions to maintain smooth operations.
  • Collaborate and Communicate: Respond promptly to member inquiries and maintain clear communication with financial institutions regarding cash letters and returns.
  • Protect What Matters: Maintain secure, systematic records and documentation for all transactions.
  • Stay Ahead of Compliance: Apply your knowledge of NACHA, Federal Reserve, and NWCHA rules to ensure every process aligns with regulations.
  • Grow Your Expertise: Continuously learn and adapt to evolving payment systems and regulations while supporting additional duties as needed.

This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered.

WHAT YOU’LL GAIN:
  • Impactful Work: Your efforts will directly influence member satisfaction and operational success.
  • Skill Development: Expand your expertise in ACH, wire transfers, and payment systems.
  • Career Growth: Opportunities to advance within BECU’s dynamic financial operations team.
  • Collaborative Culture: Join a team that values innovation, accuracy, and continuous improvement.
  • Purpose-Driven Environment: Work for a credit union that prioritizes members over profits.
QUALIFICATIONS:

Minimum Qualifications:

  • High school diploma or equivalent.
  • Typically two years of experience in a financial institution with operational experience such as data entry, item processing, reconciliation, fraud identification or related experience.
  • PC and 10-key skills with the ability to learn new software.
  • Verbal and written communication skills in English.
  • Ability to perform multiple responsibilities with a high degree of accuracy.
  • Full-time hours required, with additional hours as necessary.

Desired Qualifications:

  • Typically one year of experience processing ACH and Wires.
  • Continuing education, including courses and seminars pertaining to ACH and check clearing processes and regulations.
  • Excellent organizational skills.
  • Good analytical, research, and problem-solving skills.
JOIN THE JOURNEY

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.

EEO Statement:


BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.

Top Skills

Ach
Imaging Systems
Wire Transfers
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The Company
HQ: Tukwila, WA
3,000 Employees
Year Founded: 1935

What We Do

As a member-owned, not-for-profit financial cooperative, we are guided by the credit union philosophy of “people helping people.” Putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t privately owned. As a cooperative, we are owned by our members. This drives us to do right by the member, and right by each other as coworkers. We display this in our working culture, in our day-to-day choices to ensure both members’ and employees’ needs are met. Imagine what this type of commitment could do for your work satisfaction.

Why Work With Us

We are a team-first culture that ensures every employee has the opportunity to learn and grow. We are diving headfirst into a technology transformation.

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