Wells Fargo is seeking a Senior Lead Risk Analytics Consultant to support the Decision Science team within the Credit Card organization, focused on developing and optimizing strategies for Existing Customer Management. This role plays a critical part in deepening customer engagement, managing credit exposure, and improving overall portfolio performance through data-driven strategy design.
You will drive advanced analytics across strategies such as Balance Transfers, Proactive and Reactive Line Increases, Card Authorization, Usage and Engagement Campaigns, Repricing, and Product Upgrades/Downgrades. This role requires both strategic and technical leadership, along with a strong quantitative foundation in mathematics, statistics, economics, and financial valuation. Learn more about the career areas and business divisions at wellsfargojobs.com.
In this role, you will
- You will leverage deep expertise in card customer strategies and advanced methodologies to develop valuation frameworks that inform strategic decisions. The role requires strong capabilities in qualitative and quantitative analysis, with a solid foundation in mathematics, statistics, economics, and financial valuation.
- Act as an advisor to experienced leadership to develop, influence, and interpret analysis for monitoring and oversight of portfolio and deliver insight and decision strategies, with long term goals for highly complex business analysis and modeling companywide
- Lead the strategy and resolution of highly complex and unique challenges requiring strategic, advanced analytical, inductive thinking, and performance monitoring
- Extract data to provide statistical and financial modeling companywide, delivering solutions that are long term, large scale, and require vision, innovation, and coordination of highly complex activities and guidance to others
- Provide vision, direction, and expertise to experienced leadership on implementing innovative and significant business solutions that are large-scale, companywide strategies
- Engage with all levels of professionals and managers companywide
- Act as an expert advisor to experienced leadership
Required Qualifications
- 7+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
Desired Qualifications
- Advanced proficiency in Python and SAS for data analysis, modeling, and strategy development
- Strong SQL skills with experience extracting and manipulating large, complex datasets
- History of developing and supporting credit card strategies such as credit origination, line increases/decreases, balance transfers, and product upgrades
- Ability to develop and analyze income statements and interpret financial valuation outcomes
- Strong math and quantitative skills with experience developing and supporting statistical models
- Strong communication skills with the ability to synthesize complex data for business partners and senior leaders
- Experience supporting or developing predictive models such as scorecards, segmentation models, or behavioral models
- Familiarity with financial valuation and cash-flow analysis, including NPV/CLV frameworks
- Experience collaborating with cross-functional partners (Product, Marketing, Risk, Decision Science, etc.)
- Graduate degree or MBA in statistics, economics, mathematics, or a related quantitative field
Job Expectations:
- Ability to travel up to 15% of the time
- This position offers a hybrid work schedule
- Visa sponsorship is not available
Job posting may come down early due to volume of applicants.
Posting Locations:
- 2200 Concord Pike, Wilmington, DE 19803
- 401 Las Colinas Blvd, Irving, TX 75039
- 550 S Tryon Charlotte, NC 28202
Required locations listed above. Relocation assistance is not available for this position
Wells Fargo Compensation & Benefits Highlights
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Healthcare Strength — Health coverage begins on day 1 with medical, dental, and vision, and includes mental health, prescription drugs, and preventive care often covered at 100% in-network. Well-being resources such as 24-hour clinical support and an Employee Assistance Program add to the breadth.
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Parental & Family Support — Paid parental leave provides up to 16 weeks for a primary caregiver (4 weeks for non-primary) alongside fertility benefits and up to a $35,000 lifetime reimbursement for adoption, surrogacy, and donor expenses. Backup child and adult care further supports family needs.
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Retirement Support — Retirement benefits feature a 401(k) with company matching contributions up to 6% of eligible pay. An employee stock purchase plan adds another avenue for long-term savings.
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Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
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