What you’ll do:
Lead machine learning projects that drive origination, credit limit and collection strategies including managing delivery timelines and coordinating team resources
Own the full cycle scorecard design and development from initial planning and data sourcing to data modeling and validation
Deploy new models, implement updates, track data transfers, oversee scoring activities, and manage reports, addressing system or procedural issues as they arise
Regularly review and document the predictive effectiveness of various statistical models and recommend the appropriate course of action
Create customer segmentation schemes that provide strategy teams with key customer insights
Collaborate closely with internal customers, retail-side partners and subject matter experts to understand data, interpret results, translate business needs and synthesize solutions
Deliver effective presentations of key design elements and model build results to senior management
Work on related tasks and ad hoc activities to support business objectives
What you bring:
University degree in STEM or data science. Postgraduate degree in mathematics, statistics, data science or similar disciplines is preferred
Three plus years of professional experience focused on developing predictive scorecards and building ML models from real-world data. Work in credit risk management or the credit card industry is an asset
Solid understanding of machine learning steps and modeling metrics is a must
Proficient in SQL, Python and, ideally, SAS programming language
Experience with machine learning libraries like Pandas, XGBoost, scikit-learn, LightGBM or other similar ecosystems
Hands-on exposure to modeling platforms like Enterprise Miner, Analytics Workbench or SPSS Modeler is a plus
Comfortable with cloud-based data structures and tools like Azure, AWS and Databricks is a plus
Background in manipulating large relational databases with detailed and granular information
We’re always looking for great talent! In addition to competitive pay, we offer:
Comprehensive benefits and retirement programs
Performance incentives, Continuing Education Programs
Other perks to support your well-being
Career growth opportunities and product discounts
Our typical hiring range is between $53,000 and $88,000 Salary decisions are also dependent on other factors such as your experience, job-related knowledge, skills and competencies, market location, industry benchmarks, internal equity and other role-specific requirements.
This posting represents an existing vacancy within our organization.We may use artificial intelligence tools as part of our recruitment process to assist in the initial screening of resumes. All hiring decisions, including candidate evaluation, selection, and disposition, are made by human recruiters.
About Us
At Canadian Tire Services Limited/Canadian Tire Bank, it is our mandate to continue to create innovative and rewarding financial solutions for our customers. Our growing suite of products and services showcase the dynamic contributions from our employees and our success is driven by a strong vision, loyal customers, and our ability to build teams that reflect the diverse customers and communities in which we live and work. Join us, where there's a place for you here.
Our Commitment to Diversity, Inclusion and Belonging
We are committed to fostering an environment where belonging thrives, and diversity, inclusion and equity are infused into everything we do. We believe in building an organizational culture where people are consistently treated with dignity while respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. We are united in our purpose of being here to help make life in Canada better. .
Accommodations
We stand firm in our Core Value that inclusion is a must. We welcome and encourage candidates from equity-seeking groups such as people who identify as racialized, Indigenous, 2SLGBTQIA+, women, people with disabilities, and beyond. Should you require any accommodation in applying for this role, or throughout the interview process, please make them known when contacted and we will work with you to help meet your needs.
Top Skills
What We Do
Canadian Tire Corporation, Limited (“CTC”) is one of Canada’s most admired and trusted companies. With world-class owned brands and exciting market-leading merchandising strategies, we are continually innovating with purpose: to be there for Canadians from coast-to-coast. We are a group of companies that includes a retail segment, a financial services division and CT REIT. Our retail business is led by Canadian Tire, which was founded in 1922 and provides Canadians with products for life in Canada across its Living, Playing, Fixing, Automotive and Seasonal & Gardening categories. Party City, PartSource and Gas+ are key parts of the Canadian Tire network. Our retail segment also includes Mark's, a leading source for casual and industrial wear, Pro Hockey Life, a hockey speciality store catering to elite athletes, and SportChek, Hockey Experts, Sports Experts, and Atmosphere, which offer the best active wear brands. Our 1,700 retail and gasoline outlets are supported and strengthened by our Financial Services division and the tens of thousands of people employed across the country by our Company, local Dealers, franchisees and petroleum retailers. In addition, CTC owns and operates Helly Hansen, a leading technical outdoor brand based in Oslo, Norway. CTC is an integral part of the communities in which we operate and our legacy of community support, through national and local programs, is initiated and executed by our Corporation, Dealers, franchisees, store operators and employees. Since 2005, our Canadian Tire Jumpstart Charities has been helping kids overcome financial and accessibility barriers to sport and recreation in an effort to provide inclusive play for all kids of all abilities. For more information, visit corp.canadiantire.ca.
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