Data Scientist

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South Africa
Fintech • Payments • Financial Services
The Role

About this job

As a Data Scientist you will have exposure to many aspects of the business, and make direct impact to the bottom line. You will be accountable for interfacing with various teams throughout the business to derive a deep understanding of underlying phenomena that impact portfolio performance, develop better features to improve the performance of our predictive models, and better understand the links between client interventions and behaviour. You will also innovate to improve processes, algorithms, methods, product constructs, designs, and analyse experiments to learn about our clients and explore opportunities for portfolio improvement such as growth, stability, and revenue.

You will 

  • Analyse, transform, augment and build datasets to convert financial and behavioural data into features and dimensions that allow us to more easily and accurately extract insights. 
  • Use your coding skills to contribute to our team tooling and automate processes as much as possible.
  • Design and develop models of our real world systems and client behaviours to help inform our decision making. This includes, but is not limited to, forecasting, simulating products or systems, testing decline strategies, and optimising client experience. 
  • Analyse end user requirements to understand and communicate what our stakeholders (for example, fellow analysts, portfolio managers, or partners) need, and what we can deliver to match those expectations. 
  • Derive and communicate insights to our stakeholders. 

You will need

  • A bachelor's degree with a strong quantitative component (e.g. Economics, Physics, Engineering, Software engineering, etc.).
  • Minimum 3-5 years of experience filling a similar role in Finance & Technology.
  • Strong data wrangling skills using SQL and coding in python.
  • Strong interest in software development.
  • An ability to interpret problems, and simplify them to their essentials.
  • The desire to innovate, be creative and work on challenging problems.
  • Experience using software development practices like git, CI/CD, etc.

Bonus if you have 

  • Experience working in fintech, specifically with lending products.
  • Experience working with cloud computing.
  • Personal projects you have worked on that you can showcase.
  • Experience with software engineering.
  • Experience in communicating complex concepts simply and clearly.

We ask a lot of each other at JUMO, but we give a lot too. 

You will love

  • Collaborating with smart, engaging people in an inspiring work environment
  • Working for impact
  • Growing and learning continuously, with loads of encouragement and support
  • Boldly taking risks as we navigate new challenges
  • Flexible work practices enabling your best delivery
  • Being autonomous and empowered to lead
  • A stack of leading-edge technologies 

Remote First

You will be based in South Africa.  We operate on a remote first working approach where working remotely is our default way of working. Our environment is designed to foster innovation and enable collaboration. We have co-working spaces available in Cape Town for collaboration and connection and for the use of those who value and want to work out of an office. You have flexibility where to work from, as long as you have access to a reliable connection and are set up to work remotely.


Diversity and Inclusion

At JUMO, we firmly believe that diversity strengthens our teams. We are dedicated to fostering an inclusive recruitment process that cultivates an environment where all individuals can be authentic, collaborate, and thrive.

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The Company
Cape Town
240 Employees
Year Founded: 2015

What We Do

JUMO is a financial technology company that partners with banks, MNOs and other e-commerce players to deliver progressive financial choices to customers in emerging markets across Africa and Asia. At JUMO we connect people to opportunities. Two billion people worldwide have limited access to formal financial services such as borrowing and saving. We’ve built a large-scale, multi-sided technology platform and designed progressive financial choices to reach them. We use their digital footprint to create a financial identity using only behavioural data. Our customers are in emerging markets across Africa and Asia. Most of them are micro and small to medium enterprises who need instant access to finance so they can grow and invest. So far we’ve served more than 10 million customers and disbursed over 40 million loans – and the numbers are rising daily

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