Drive the future of data-driven decision making-join us to transform raw information into actionable insights that power our understanding of the economy and fuel business innovation.
Consumer and Business Intelligence (CBI) is a new organization that monitors, coordinates and develops a holistic internal & external view of the financial well-being of consumers and businesses through the lens of JPMC and third party data. As the nation's largest bank, we are uniquely positioned to inform public perspective on the direction of the economy. During a time of unprecedented macroeconomic uncertainty, identifying emerging trends and economic relationships is of heightened importance.
As a Data Scientist in the Consumer & Business Intelligence team you will help drive the analytics workflow and development by deploying cutting edge approaches to data wrangling, analysis, and visualization of macroeconomic and financial data. You will collaborate with cross-functional teams to enhance data-driven decision-making and drive strategic initiatives, ensuring impactful business outcomes.
Job Responsibilities:
- Plan and lead complex analytics projects from inception to delivery in partnership with other data scientists, economists, product owners, and strategists on the team
- Work with large, complex, and often unstructured datasets, transforming them into formats that enable meaningful analysis
- Design and implement statistical, machine learning, and generative AI-driven solutions to uncover patterns, test hypotheses, and generate forecasts
- Recognize and communicate meaningful trends/patterns in data as it relates to consumer and business health using solid data support
- Collaborate and explore emerging trends in income, spend, savings and credit with Economists, Econometricians and Data Scientists
- Utilize advanced analytical and econometric techniques to uncover detailed explanations of broader economic trends
- Identify and validate data sources and quality
- Contribute to the critical thinking and thrive in a fast-paced, competitive environment that prides itself on attention to detail and results
- Develop and present insights clearly through reports, visualizations, and presentations tailored to both technical and non-technical senior executive audiences
- Stay engaged with emerging trends in alternative data, statistics, ML, and GenAI applications to continually enhance research capabilities
Required Qualifications, Capabilities and Skills:
- Master's degree in a quantitative discipline with 5+ years of relevant professional experience, or a PhD in a related field and 3+ years relevant experience
- Experience working with large, complex, and often unstructured datasets in applied research or real-world business contexts
- Strong programming skills in Python, SQL, Spark, and/or R. AWS, Snowflake, and/or databricks knowledge desirable
- Deep knowledge of statistics and data mining
- Expertise leveraging econometric modeling tools and techniques is highly desired
- Ability to design and deliver analytical solutions with clear commercial impact, from methodology selection through implementation, validation, monitoring and refinement
- Exceptional communication abilities and capable of translating complex quantitative findings for both technical and non-technical executive audiences
- Organizational skills and adaptability, with the ability to manage multiple projects in a fast-paced environment and work independently while engaging colleagues and managers for alignment and feedback
Pr eferred qualifications, capabilities, and skills
- Experience with applying Generative AI tools to enhance analysis
- Experience in economics or the financial services industry
This role is not eligible for visa sponsorship or relocation assistance
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
The CCB Data & Analytics team responsibly leverages data across Chase to build competitive advantages for the businesses while providing value and protection for customers. The team encompasses a variety of disciplines from data governance and strategy to reporting, data science and machine learning. We have a strong partnership with Technology, which provides cutting edge data and analytics infrastructure. The team powers Chase with insights to create the best customer and business outcomes.
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What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands.
Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products.
Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com.
©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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