Data Scientist - Intermediate

Posted 5 Days Ago
Be an Early Applicant
Pune, Maharashtra, IND
In-Office
Mid level
Fintech • Consulting
The Role
Validate and test models across credit risk, marketing, fraud, and account management; use GCP to automate workflows; execute AI validation projects; collaborate cross-functionally; contribute to AI/model risk management policies and maintain regulatory best practices.
Summary Generated by Built In

Equifax is where you can power your possible. If you want to achieve your true potential, chart new paths, develop new skills, collaborate with bright minds,  and make a meaningful impact, we want to hear from you.

As a Data Scientist, you will have the opportunity to manipulate large data sets, integrate diverse data sources, data types and data structures into solutions under management guidance. You will build experience developing analytical approaches to meet business requirements, which involves translating requests into use cases, test cases, preparation of training data sets and iterative algorithm development.
What you will do

  • Independently validate models across multiple financial domains, including consumer and commercial credit risk, marketing, fraud, account management to ensure their accuracy, reliability, and compliance.

  • Utilize Google Cloud Platform (GCP) to enhance efficiency by automating workflows and improving process integration.

  • Execute AI validation projects, contributing to their conceptualization, planning, and successful implementation in alignment with organizational goals.

  • Engage with various departments to ensure cohesive strategy implementation, sharing insights, and fostering a collaborative work environment.

  • Contribute expertise to the development of policies that guide AI practices and model risk management, ensuring regulatory compliance and ethical standards.

  • Stay current with industry best practices and regulatory guidelines related to model risk management

What experience you need

  • 2 - 5 years of experience in developing and/or validating models, with a good understanding of industry-specific requirements and challenges.

  • Master’s degree or higher in Statistics, Mathematics, Engineering, Economics, Data Science, or other relevant discipline, demonstrating a high level of expertise and commitment to the field

  • Demonstrated expertise in AI techniques (Machine learning, natural language processing, deep learning) and their applications.

  • Experience with ML libraries such as Scikit-learn, StatsModels, TensorFlow, or equivalent is recommended.

  • Advanced level programming in Python and SQL.

  • Strong interpersonal skills with the ability to build effective relationships and collaborate effectively with partners.

  • Experience collaborating with partners, stakeholders, and teams across multiple geographies and levels of the organization.

  • In-depth knowledge and practical experience in credit risk, marketing and/or fraud models.

What could set you apart

  • Exposure to AI agents, multi-agents and/or Agentic AI Frameworks.

  • Familiarity with regulatory requirements and guidelines related to Model Risk Management.

  • Prior regulatory modeling development experience including ECL, Stress testing, CECL/IFRS9.

  • First-hand experience on cloud-based platforms including GCP, Azure and/or AWS.

  • Excellent communication and presentation skills.

We offer a hybrid work setting, comprehensive compensation and healthcare packages, attractive paid time off, and organizational growth potential through our online learning platform with guided career tracks.

Are you ready to power your possible?  Apply today, and get started on a path toward an exciting new career at Equifax, where you can make a difference!

Primary Location:

IND-Pune-Equifax Analytics-PEC

Function:

Function - Data and Analytics

Schedule:

Full time

Skills Required

  • 2-5 years of experience developing and/or validating models
  • Master's degree or higher in Statistics, Mathematics, Engineering, Economics, Data Science, or related field
  • Expertise in AI techniques: machine learning, natural language processing, deep learning
  • Experience with ML libraries such as Scikit-learn, StatsModels, TensorFlow (recommended)
  • Advanced programming in Python
  • Advanced SQL skills
  • Experience using Google Cloud Platform (GCP)
  • Strong interpersonal and collaboration skills across geographies and organizational levels
  • In-depth knowledge and practical experience in credit risk, marketing, and/or fraud models

Equifax Inc. Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Equifax Inc. and has not been reviewed or approved by Equifax Inc..

  • Retirement Support Savings programs include a 401(k) with company matching and, in some contexts, profit-sharing or pension components. These are described as solid parts of the total package.
  • Parental & Family Support Programs include paid parental leave for birth and non-birthing parents and adoption assistance. Company materials highlight these benefits as part of a family-supportive offering.
  • Flexible Benefits Multiple medical plan choices, dental and vision options, FSAs/HSAs, and voluntary supplemental coverages enable customization. The company publishes plan summaries and SPDs to help compare cost and coverage by location and tier.

Equifax Inc. Insights

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The Company
HQ: Atlanta, GA
16,742 Employees

What We Do

At Equifax (NYSE: EFX), we believe knowledge drives progress. As a global data, analytics, and technology company, we play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. Headquartered in Atlanta and supported by nearly 15,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region. For more information, visit Equifax.com.

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