Data Scientist - Credit Behaviours

Posted 2 Days Ago
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London, England
In-Office
Mid level
Software • Financial Services
The Role
The Data Scientist will apply statistical and machine learning techniques to analyze data, develop models, and ensure governance throughout their lifecycle, communicating insights effectively.
Summary Generated by Built In

What will you be doing day-to-day?

  • Use sophisticated statistical and machine learning techniques to identify new trends and relationships in data.
  • Harvest, wrangle and prototype new data sources internally and external to NewDay to create new value for NewDay and our customers.
  • Provide quality and detailed data science outputs, sharing and following up with as much detail as appropriate or requested by senior managers.
  • Develop knowledge of all relevant data resources within NewDay and in the wider Credit Industry.
  • Governance: support the models throughout their lifecycle from conception, development, implementation, testing and monitoring, with the required level of documentation to follow internal procedures and standards.

Your Skills and Experience

ESSENTIAL

  • At least a BSc or higher university degree in a data science related field (e.g. machine learning, statistics, mathematics)
  • Proficiency in statistical data modelling techniques.
  • Proficiency with Python, including experience with statistics/machine learning packages such as scikit-learn, pandas, numpy, etc.
  • Good SQL/data manipulation skills required including cleaning and managing data.
  • Experience in data visualisation and communication.
  • Experience with working with raw datasets and perform data wrangling pre-modelling.
  • Analytical and problem-solving skills.

DESIRABLE

  • MSc or PhD in Data Science related field (e.g. Machine Learning, Statistics, Mathematics)
  • Experience within a regulated financial services organization.
  • Ability to present sophisticated findings clearly, adapting the level of detail to the audience.
  • Experience in supporting model deployment and working with DevOps/Implementation teams.

Your Personal Attributes

  • Self-motivated, comfortable working in a fast-paced environment where priorities evolve.
  • Honest and hardworking with a will to learn as well as develop others.
  • Strong sense of accountability and ownership, with great organizational, planning and time management skills.
  • Passionate about modelling and techniques to drive value from data.
  • Personable with excellent interpersonal & written communication skills.
  • Ability to build strong and effective working relationships with people across all levels of the organisation.
  • Ability to embrace company culture and embed into day-to-day interactions.
  • Great team spirit, supporting team and colleagues on tasks big and small.

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#LI-TM1

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Permanent

Top Skills

Numpy
Pandas
Python
Scikit-Learn
SQL
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The Company
HQ: London
1,150 Employees
Year Founded: 2001

What We Do

At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit.

We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience. Our in-house, highly scalable digital platform alongside our proprietary credit decisioning capability unlocks our competitive advantage.

Our broad credit product offering enables instalment finance, BNPL, 0% finance and carded and digital revolving credit. We operate multiple direct-to-consumer products and a range of credit solutions with some of the UK’s most loved brands.

Our underwriting capability and experience allow us to responsibly say yes to more UK customers making us a merchant partner of choice. We partner to harness the power of data to drive commerce across the UK, creating value at scale.

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